Housing Wire

FEBRUARY 20, 2024

Several historic events over the past few years have brought seismic changes to the way the mortgage lending industry operates. Today, as we face what appears to be the beginning of a modest recovery in the marketplace, we can see the effect of those events in the way mortgage lending has changed forever.

Loan Officers 376

Loan Officers Technology Lending Tools 376

Housing Wire

SEPTEMBER 23, 2022

Texas-based independent mortgage bank Thrive Mortgage has signed a letter of intent to acquire the Ohio-based lender American Mortgage Service Company (AMSC). The acquisition will strengthen Thrive’s retail channel and bring with it new territories amidst arguably the most challenging mortgage market since the early 1980s. .

Mortgage 370

Mortgage Retail Loan Officers Technology 370

Housing Wire

FEBRUARY 10, 2023

Nashville, Tennessee-based mortgage lender Guaranty Home Mortgage Corporation (GHMC) has rolled out its new borrower online application portal, GAssist. The portal is designed to offer GHMC partners a “unique borrower online application experience” at no additional costs. The company had production volume of $148.76

Retail 362

Retail Tools Loan Officers Design 362

Housing Wire

JUNE 30, 2022

Intuitive technologies developed and built by experts in both mortgages and technology can drive efficiency, reliability and profitability when paired with exceptional customer service. UWM firmly believes the time to dominate as an independent mortgage broker is now. UWM recently launched an exclusive new marketplace called Boost.

Mortgage 302

Mortgage Real Estate Agent Clients Tools 302

Housing Wire

JANUARY 17, 2024

That’s where reverse purchase financing comes into play, the funding option specifically designed for older Americans. They own the home with their name on the title, as with any mortgage, traditional or reverse. They own the home with their name on the title, as with any mortgage, traditional or reverse.

Finance 440

Finance Real Estate Agent Real Estate Insurance 440

Housing Wire

NOVEMBER 13, 2023

In the world of mortgage lending, there’s an all-too-common sentiment that echoes through the industry: “My loan origination system (LOS) sucks.” In reality, the LOS is not the problem; the technology is doing exactly what it was designed to do.

Technology 380

Technology Design Lending Real Estate Agent 380

Housing Wire

SEPTEMBER 8, 2022

When mortgage lenders are talking about compliance in loan origination or mortgage servicing, the worst case can be pretty bad, so we often see companies investing heavily in the best tools. Mike is an experienced mortgage loan officer. That makes a smart CRM a “need to have” tool. Not anymore.

Business 417

Business Marketing Technology Tools 417

Housing Wire

SEPTEMBER 30, 2020

The Origence Mortgage Platform is an end-to-end lending platform that puts the power of modern technology in lenders’ hands, enabling them to close more loans, faster. Origence designed its platform with the ability to continually transform and stand the test of time.

Lending 196

Lending Modernization Mortgage Technology 196

Housing Wire

JANUARY 27, 2021

Digital mortgage platform Roostify announced on Tuesday it has raised another $32 million in a Series C funding round amid a booming real estate market, bringing the tech startup’s total capital to $65 million. Many loan officers who may not have in the past sought to engage with customers digitally.

Lending 341

Lending Technology Loan Officers Investors 341

Housing Wire

AUGUST 31, 2020

Indecomm approaches automation by looking at practical applications for the technology across the entire mortgage lifecycle, using a framework called the automation continuum for mortgages. State of Mortgage Automation. Indecomm’s Automation Continuum. That is where supervised automation comes in.”.

Lending 410

Lending Technology Tools Training 410

Housing Wire

AUGUST 12, 2020

This article was written for FinLedger, HW Media’s new fintech-focused news brand designed specifically for financial services professionals in banking, insurance and real estate. The mortgage industry has been moving in the direction of being more digital. mortgage market by origination volume, according to HMDA data.

Investing 495

Investing Loan Officers Technology Development 495

Clear Capital

JULY 13, 2023

Through this integration, Clear Capital will deliver an improved user experience for mortgage lenders and loan officers ordering products that support appraisal modernization, such as Universal Data Collection (UDC ) , Desktop appraisals and Hybrid appraisals. To learn more about Encompass, visit [link].

Modernization 67

Modernization Technology Appraisal Mortgage 67

Housing Wire

MAY 1, 2023

Maxwell , the mortgage fintech backed by Wells Fargo and Fin Capital, has launched Maxwell Single-Sign On, an SSO (single sign-on) tool for lenders to enhance security and reduce the risk of data breaches, the company announced on Monday.

Tools 342

Tools Loan Officers Mortgage Technology 342

Housing Wire

MARCH 7, 2024

Real estate companies might want to engage with AI, they might want to use those tools. SW: We have seen an increasing number of cyberattacks on companies in real estate and mortgage, including First American. We’ve been engaging a lot with Microsoft because we’re very comfortable with them. And how do you protect it?

Real Estate 370

Real Estate Investing Human Resources Technology 370

Housing Wire

SEPTEMBER 15, 2020

This article was written for FinLedger, HW Media’s new fintech focused news brand designed specifically for financial services professionals in banking, payments, insurance and proptech. Consumer loans such as mortgages and other financial documents require notarization. Register for the FinLedger Daily Newsletter.

Business 468

Business Law Real Estate Investors 468

Appraisal Buzz

JUNE 7, 2021

In 2015, I designed the Market Machine, a technological tool used by appraisers and other valuation professionals. Josh : The Annual Compliance Training is designed to meet requirements of clients and regulators. Buzz : Why do AMCs need the training?

Training 366

Training Reconsideration of Value Valuation Clients 366

Housing Wire

NOVEMBER 30, 2021

Lenders have come to appreciate the benefits technology can bring – but those benefits are only useful if the implementation of new tools doesn’t make the loan process more complicated. Additionally, the solution leverages artificial intelligence (AI) to guide borrowers through the mortgage application process.

Loan Officers 320

Loan Officers Mortgage Design Technology 320

Housing Wire

OCTOBER 31, 2023

HousingWire recently spoke to Sandra Madigan, EVP of product strategy – servicing technology at ICE Mortgage Technology , about improving the home buying and ownership experience with technology and how the industry can do so thoughtfully. SM: I think the industry needs to focus on advancing the end-consumer experience.

Technology 384

Technology Tools Loan Officers Development 384

Housing Wire

FEBRUARY 10, 2022

If you’re a mortgage loan officer with a decade of experience in the industry, you have likely spent over 80 hours taking continuing education courses. Tricky situations can arise in mortgage lending, especially when navigating less-common products or originating non-agency loans.

Loan Officers 359

Loan Officers Law Training Lending 359

Housing Wire

NOVEMBER 30, 2022

Borrower Digital is Black Knight’s point-of-sale (POS) solution that is built using responsive-design to be used easily from any web-enabled device. Borrower Digital helps mortgage lenders optimize the POS and LOS interaction using the LOS database for transactional data.

Loan Officers 369

Loan Officers Technology Clients Design 369

Housing Wire

SEPTEMBER 27, 2021

Exponentially increase your loan officers’ origination potential without incurring additional expense? Examiners such as the CFPB and FDIC provide stringent oversight of digital activity, and mistakes can cost you and your loan officers dearly. Sounds too good to be true, doesn’t it?

Loan Officers 366

Loan Officers Training Development Technology 366

Clear Capital

APRIL 1, 2024

Whether you’re starting a home equity program or seeking to enhance your existing program, an automated valuation model (AVM) is a great tool to have in your belt. As home prices appreciate and homeowners make mortgage payments over time, the share of the home that they own grows — this is home equity. What is home equity lending?

Lending 36

Lending Valuation Home Value Design 36

Housing Wire

OCTOBER 6, 2020

Talk to any mortgage technologist about the future of the industry and two topics will emerge immediately: big data and smarter automation. Joe Camerieri, EVP Mortgage Cadence. Today, while the mortgage industry has the technology to support this, we’re still in the early stages of determining how it should be used.

Technology 450

Technology Mortgage Investing Investors 450

Genworth MI Blog

FEBRUARY 18, 2021

Loan officers and listing agents are familiar with homeowner anxiety about real estate appraisals. Real estate appraisals serve an important role in the mortgage lending process and many borrowers will have personal experience interacting with an appraiser during a refinance, and possibly even a purchase.

Inspection 148

Inspection Appraisal Real Estate Loan Officers 148

Housing Wire

AUGUST 31, 2023

And as a loan officer (LO), why should I care? A look into GSE appraisal modernization efforts The GSEs have each offered appraisal waivers on eligible loans for several years. Fast forward to 2022 and Freddie Mac announced the availability of ACE+ PDR for cash-out refinance and certain “no cash-out” refinance mortgages.

Modernization 349

Modernization Appraisal Inspection Valuation 349

Housing Wire

JANUARY 12, 2021

Following other recent moves from the government-sponsored enterprises to the private sector, former Fannie Mae Head of Digital Products Henry Cason announced his move to FinLocker , a consumer-permissioned personal financial assistance tool. FinLocker CEO Henry Cason.

Tools 330

Tools Loan Officers Lending Design 330

Genworth MI Blog

FEBRUARY 18, 2021

Loan officers and listing agents are familiar with homeowner anxiety about real estate appraisals. Real estate appraisals serve an important role in the mortgage lending process and many borrowers will have personal experience interacting with an appraiser during a refinance, and possibly even a purchase.

Inspection 78

Inspection Appraisal Real Estate Loan Officers 78

Housing Wire

SEPTEMBER 21, 2023

They can use pieces and parts and connect other solutions to it, whether that’s their own tools or a third-party partner that can connect to an API layer. SW: We’re seeing an increased use of AI at a very individual level, where agents are using AI tools for things like marketing and scheduling.

Technology 374

Technology Real Estate Agents Design 374

Assurance Financial

NOVEMBER 28, 2023

Taking out your first mortgage is a huge life step. A mortgage is a critical tool to have — it allows you to become a homeowner without putting down hundreds of thousands of dollars on the spot, and it lets you pay off your loan over time. About 96% of first-time homebuyers finance the purchase with a mortgage.

Mortgage 69

Mortgage Property Taxes Insurance HOA 69

Housing Wire

OCTOBER 20, 2023

With its potential to reach new clients and gain tremendous ROI, social media has become one of the most effective marketing tools for businesses big and small. Design a photo with the testimonial included, then use the caption to express gratitude for the review.

Real Estate 365

Real Estate Agents Real Estate Agent Clients 365

Housing Wire

SEPTEMBER 30, 2021

The company’s powerful, end-to-end eMortgage technology is available via an intuitive interface that can be deployed quickly, and the company prides itself on its highly consultative approach designed to make the transition as easy as possible. The company quickly grew to offering custom form design and software.

Technology 291

Technology Clients Supply Chain Design 291

Appraisal Today

SEPTEMBER 15, 2023

The architectural design avoids lines and straight angles to establish the idea of continuous fluidity. May a representative of the lender provide an appraisal management company a list or a panel of appraisers to use for loans involving a specified mortgage broker, real estate agent, or loan officer? UPDATED No.

Appraisal 81

Appraisal Real Estate Agent Contracts Real Estate 81

PennyMac

OCTOBER 13, 2021

Another must-have selling tool, particularly during the pandemic, is the 360° virtual tour. With its considerable focus on design, decor, and lifestyle imagery, Instagram is a great match for real estate and neighborhood content. Be sure to prepare for that exciting undertaking with a home purchase loan pre-approval.

Real Estate 41

Real Estate Marketing Real Estate Agent Agents 41

AmeriMac

MARCH 29, 2024

Reverse mortgages are becoming an increasingly popular financial tool for homeowners over the age of 62 who want to access equity in their homes. One important aspect of the reverse mortgage process is the appraisal, which determines the value of the property and plays a crucial role in determining the size of the loan.

Mortgage Appraisal 36

Mortgage Appraisal Appraisal Mortgage Appraisal Process 36

Assurance Financial

MARCH 1, 2021

Fortunately, not every mortgage loan requires a sizeable down payment. Discuss your situation with mortgage lenders who can let you know how much of a loan you may be eligible for. Your total housing expenses may include: Your mortgage principal and interest. Private mortgage insurance, if applicable.

Landlords 45

Landlords Insurance Mortgage Transportation 45

Appraisal Today

AUGUST 13, 2023

ChatGPT: Valuable Tool or a Replacement for Real Estate Appraisers? NOTE: Please scroll down to read the other topics in this long blog post on non lender appraisals, liability, markets with few sales, Bias, unusual homes, mortgage origination A California Winery With a 91-Acre Vineyard for $12,995,000 Red Soles Winery, a 91-acre vineyard.

Appraisal 74

Appraisal Contracts Real Estate Agent Mortgage 74

Clear Capital

SEPTEMBER 29, 2021

And you know, many of the other studies or, you know, academic studies, using ABMs or using other tools to try to approximate appraisal value, but this is really looking at the appraisal data and not just the value itself, but but comp selection and things like that. Sellers always prefer a cash offer over a mortgage-backed offer.

Sellers 69

Sellers Agents Real Estate Buyers 69