Housing Wire

NOVEMBER 13, 2023

In the world of mortgage lending, there’s an all-too-common sentiment that echoes through the industry: “My loan origination system (LOS) sucks.” In reality, the LOS is not the problem; the technology is doing exactly what it was designed to do. The LOS is a foundational piece of technology for every lender.

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Technology Design Lending Real Estate Agent 409

Housing Wire

OCTOBER 12, 2023

Wholesale lender The Loan Store launched a consumer rewards program designed to help mortgage brokers offer competitive mortgage rates. In April, the lender bought the wholesale lending business from the now-defunct Home Point Capital.

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Lending Design Government Tools 409

Housing Wire

NOVEMBER 15, 2023

Stavvy , a fintech firm specializing in digital and remote collaboration for lending and real estate companies, acquired SigniaDocuments, a technology suite from Texas-based lender Evolve Mortgage Services. Founded in 2018, Stavvy works to increase efficiency and transparency in real estate and mortgage lending.

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Technology Real Estate Lending Design 420

Appraisal Buzz

APRIL 23, 2024

He spent over a decade in various executive and managerial positions, where he led a highly successful team that included analytics, risk management, training, communications and vendor management while managing two of the top five lending institutions and the firm’s GSE relationships.

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Housing Wire

FEBRUARY 20, 2024

Several historic events over the past few years have brought seismic changes to the way the mortgage lending industry operates. Today, as we face what appears to be the beginning of a modest recovery in the marketplace, we can see the effect of those events in the way mortgage lending has changed forever.

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Appraisal Buzz

APRIL 10, 2024

The enhanced integration enables lenders to support a lending experience that reflects the acquired knowledge of a nurtured relationship, Floify says in a release. This feature is designed to streamline the loan origination process and enhance the application experience by reducing redundant data entry.

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Modernization Lending Technology Design 195

Housing Wire

FEBRUARY 10, 2023

The portal is designed to offer GHMC partners a “unique borrower online application experience” at no additional costs. The tools are housed within the secure application portal. Last month, the lender hired Andy Voyles as its executive vice president and director of retail lending.

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Retail Tools Loan Officers Design 370

Housing Wire

AUGUST 31, 2020

Automation has been applied fairly well to both the front office and back-office sections of the mortgage life cycle, he said, citing tools like point-of-sale and loan officer portals on the front-office as well as the acceleration of digital closing capabilities on the back-office, but there are still opportunities for improvements to the process.

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Lending Technology Tools Training 410

Housing Wire

FEBRUARY 1, 2023

Designed specifically with the end-user in mind, Servicing Digital helps servicers deliver an outstanding, convenient and modern customer experience, which enhances growth and retention.” Black Knight strives to lead our industry in providing clients with tools that facilitate homeownership,” Madigan said.

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Design Tools Modernization Home Value 384

Housing Wire

SEPTEMBER 30, 2020

Technology has made many aspects of day-to-day life more seamless than ever, with instant, easy and personalized consumer experiences; however, lending is still difficult. The Origence Mortgage Platform is an end-to-end lending platform that puts the power of modern technology in lenders’ hands, enabling them to close more loans, faster.

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Lending Modernization Mortgage Technology 200

Housing Wire

NOVEMBER 27, 2023

HousingWire recently spoke with David Bernard, senior managing director of Specialized Mortgage Services at Western Alliance Bank , Member FDIC, about warehouse lending and how the warehouse sector and mortgage finance have progressed and continue to evolve. DB: Warehouse lending has evolved beyond traditional boundaries.

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Housing Wire

SEPTEMBER 1, 2021

In 2019, Origence launched its “end-to-end” mortgage lending platform. It was designed to handle a company’s digital mortgage needs, help lenders to streamline the mortgage process, improve efficiency, increase sales opportunities and deliver a better borrower experience, according to a company statement announcing its launch.

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Lending Technology Investing Design 396

Housing Wire

APRIL 27, 2023

The growth of EarnUp follows a surge in interest from companies seeking smart programs designed to help employees achieve a more well-rounded financial picture. Lending and servicing organizations turn to EarnUp to reduce risk and streamline operations.

Technology 378

Technology Lending Design Tools 378

Housing Wire

APRIL 26, 2023

” OptifiNow TPO is the first CRM designed specifically for wholesale mortgage lenders and is used by many lenders nationwide. The CRM platform is designed to be implemented quickly and provide out-of-the-box functionality that only wholesale lenders can appreciate.

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Mortgage Design Retail Lending 284

Housing Wire

JANUARY 4, 2024

While home equity can certainly be a beneficial tool for some seniors to deploy, it will not always be a definitive answer for every senior’s needs. HUD issued $15 million grants in mid-2022 and early 2023 designed to help with health and safety home repairs for low-income seniors. “By

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Renovations Investing Finance Design 399

Housing Wire

MAY 8, 2023

For those in the mortgage space, there are a myriad of technology solutions claiming to help streamline lending operations and improve efficiency. When investing in a technology that someone else designed to automate workflows, it’s important to ask — how do I make this workflow work for me?

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Technology Design Lending Business 383

Housing Wire

JANUARY 12, 2023

The first phase of the portal will include APIs specific to Black Knight’s servicing technologies and will expand to include offerings in the lending and secondary markets space. “By Servicing Digital, offered as an app or web design, enables customers to access their loan- and home-related information.

Mortgage 372

Mortgage Tools Clients Development 372

Housing Wire

JANUARY 27, 2021

Roostify, which powers the digital mortgage platforms of JPMorgan Chase , TD Bank , Guild Mortgage , HSBC Bank USA and more, allows different lending parties to bring in data and information from online sources that then tailors the homebuying process.

Lending 370

Lending Technology Loan Officers Investors 370

Housing Wire

MARCH 25, 2024

Betley, who has more than a decade of experience helping first-time and move-up buyers, joined NFM Lending as a loan officer in 2021. I can use it as a storage tool for educational value propositions to clients. ban of the short-form video app. million ‘likes’ on TikTok. “Sometimes borrowers don’t want to have a phone call.

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Loan Officers Tools Business Clients 428

Housing Wire

SEPTEMBER 3, 2020

The Mortgage Cadence Platform (MCP) is comprised of features and functions that deliver a complete, end-to-end cloud based digital lending platform. Designed with user experience at the center of the technology, delivered across all channels and products. #3. Product Fast Facts. #1.

Mortgage 239

Mortgage Architecture Design Technology 239

Housing Wire

MAY 24, 2021

Notable in light of the current servicing challenges facing the industry, Stavvy’s eClosing technology is designed to facilitate faster borrower communication and closings as servicers work through loan modifications, referrals and forbearance. Presented by: Sagent Lending Technologies.

Technology 420

Technology Lending Investors Modernization 420

Housing Wire

JUNE 30, 2021

As purchase transactions move back to the forefront of lending, the broker channel will only continue to grow and gain momentum. High tech – High touch’ is our mantra as we develop industry-leading tools and resources with a never-ending commitment to the relationships with our brokers and team members,” CEO Sanjiv Das said.

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Lending Renovations Design Tools 384

Housing Wire

SEPTEMBER 30, 2021

Most digital solutions in the lending industry are designed to solve one problem and built for one audience in mind. This fragmentation makes it difficult for everyone involved in the lending process to communicate with each other effectively. Stavvy has the power to bring these disparate components together.

Real Estate 371

Real Estate Design Lending Agents 371

Housing Wire

JULY 28, 2021

Digital lending and cloud banking startup Blend Labs has launched Blend Impact , a program focused on increasing access and equity in housing and financial services with Blend’s nonprofit partners. Launched in 2012, Blend raised $300 million in January 2021, not long after it introduced a series of consumer banking tools.

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Legal Development Lending Design 410

Housing Wire

SEPTEMBER 23, 2022

Thrive’s chief operations officer Selene Kellam , who designed the lender’s operations workflow, will be the chief executive officer starting in 2023. We are continually seeking opportunities for partnerships to help us lead our industry into the next generation of mortgage lending.”. We keep our company well capitalized.

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Mortgage Retail Loan Officers Technology 370

Clear Capital

APRIL 1, 2024

Home equity lending is a hot topic, with homeowners boasting near-record amounts of equity. Mordor Intelligence estimates that as of 2024, the home equity lending market size is estimated at nearly $31 billion, and is expected to grow to $36 billion by 2029. What is home equity lending?

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Lending Valuation Home Value Design 36

Housing Wire

MARCH 23, 2023

HUD also announced this week that it had awarded $54 million in grants across 42 states designed to curb appraisal bias.

Appraisal 384

Appraisal Reconsideration of Value Valuation Training 384

Housing Wire

AUGUST 22, 2023

On June 1 , six federal agencies requested comments from the public on a rule designed to ensure the credibility and integrity of models used in real estate valuations. For example, the associations said the proposed rule includes Fannie Mae and Freddie Mac to the new standards, which creates a level playing field in the market.

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Valuation Appraisal Government Real Estate 370

Appraisal Buzz

JULY 18, 2022

ProxyPics partnered with technology innovators CubiCasa, a global Floor Plan provider, and FoxyAI, B2B PropTech leader in real estate visualization and property intelligence, to equip their trained data collectors, or Proxies, with powerful tools to complete the Property Data Report. About ProxyPics.

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Training Technology Mortgage Real Estate 221

Housing Wire

MAY 18, 2022

In fact, many financial researchers and scholars have identified it as a strategic tool that should be considered part of a holistic financial strategy for retirement. HW: How does Reverse Mortgage Funding help lending professionals educate themselves and their clients on the benefits of reverse mortgages in our current housing market?

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Mortgage Clients Insurance Tools 397

Appraisal Today

JULY 14, 2023

What tool do you prefer to use when measuring a house? To read click here Short video (2 minutes): Future of Condo Lending. Hearst was introduced to Julia Morgan by his tycoon father, William Randolph Hearst, who’d previously hired the architect to design his now-iconic Hearst Castle in San Simeon in 1919. Phone app. –

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Tools Appraisal Insurance Contracts 76

Housing Wire

AUGUST 23, 2021

So while consumers with high FICO Scores drove the record number of mortgages, the lower Mortgage Credit Availability Index shows the emergence of a pattern seen during prior times of economic uncertainty: lending standards are tightening with higher score cut-offs at the lower end of the credit scale.

Mortgage 421

Mortgage Tools Design Lending 421

Housing Wire

OCTOBER 6, 2022

The platform was designed and developed using direct broker feedback, which shaped our workflow and functionality,” said Kim Nichols, senior managing director of Pennymac TPO. The POWER+ platform’s tools also ensure URLA accuracy before submission, the California-based firm said.

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Tools Technology Business Design 370

Housing Wire

SEPTEMBER 6, 2023

Any future exit from conservatorship will confront issues beyond capitalization such as data monetization, risk parameters, secondary market design, FHA execution and the pricing of mortgage guarantees. Audience assets will be valued based on transaction volumes and bundles of listings, lending, loan sales and servicing and trading content.

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Supply Chain Real Estate Technology Mortgage 370

Housing Wire

APRIL 27, 2021

Some may argue whether today’s technology is that much better than the tools we used in the past, particularly in the servicing business where many still use platforms designed and first built decades ago. Likewise, others will argue over whether today’s tools are cheaper, given the high cost of loan origination.

Mortgage 410

Mortgage Technology Tools Modernization 410

Housing Wire

MAY 21, 2021

People also generally understand that the big bank push to replace the QM DTI standard with an APOR metric is NOT based on a desire to do more mortgage lending to lower income families — but instead to well-heeled borrowers with a high DTI and a lower LTV. This makes no sense for many reasons. IMBs do the opposite.

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Lending Mortgage Design Insurance 387

Housing Wire

SEPTEMBER 8, 2022

When mortgage lenders are talking about compliance in loan origination or mortgage servicing, the worst case can be pretty bad, so we often see companies investing heavily in the best tools. That makes a smart CRM a “need to have” tool. Their tools may work great for selling t-shirts online, but that won’t help here.

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