Housing Wire

DECEMBER 6, 2021

So far his venture-backed title company has launched platforms that have sped up title clearance and title insurance acquisition, and they have their sights on expanding into the lending and appraisal space. The post In the race to modernize title, firms double down on software appeared first on HousingWire.

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Modernization Real Estate Agent Insurance Real Estate 395

Housing Wire

OCTOBER 12, 2023

Customer engagement platform Total Expert ‘s customer intelligence and mortgage tech firm Polly ‘s product and pricing engine (PPE) will help California-based lender Mountain West Financial identify lending opportunities from its existing database.

Loan Officers 392

Loan Officers Modernization Lending Design 392

Housing Wire

SEPTEMBER 30, 2020

Technology has made many aspects of day-to-day life more seamless than ever, with instant, easy and personalized consumer experiences; however, lending is still difficult. The Origence Mortgage Platform is an end-to-end lending platform that puts the power of modern technology in lenders’ hands, enabling them to close more loans, faster.

Lending 196

Lending Modernization Mortgage Technology 196

Appraisal Buzz

APRIL 10, 2024

The enhanced integration enables lenders to support a lending experience that reflects the acquired knowledge of a nurtured relationship, Floify says in a release. This feature is designed to streamline the loan origination process and enhance the application experience by reducing redundant data entry.

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Modernization Lending Technology Design 195

Housing Wire

APRIL 28, 2023

Digital lending solutions provider DocMagic announced this week that it has added ADA-compliant mortgage loan documents to its document library. Much of modern lending technology is designed to give consumers the convenience to access loan documents in the ways that work best for them.

Design 298

Design Lending Technology Modernization 298

Housing Wire

OCTOBER 1, 2022

District Court found that the CFPB, under Trump appointee Kathy Kraninger , acted in an “arbitrary and capricious” manner by exempting mortgage lenders from reporting obligations under the Home Mortgage Disclosure Act (HMDA) designed to help combat fair lending and fair housing violations, including redlining.

Lending 379

Lending Design Law Modernization 379

Housing Wire

DECEMBER 30, 2022

At a small mortgage banker, leadership has to know all aspects of lending. Chris Mozilo: If I didn’t go into mortgage lending, I would have likely become an architect. I always enjoyed beautiful and simple designs. The design of a room or building must be based the function of the space. Those five years were my Ph.D.

Architecture 370

Architecture Design Lending Housing Market 370

Housing Wire

MARCH 28, 2024

Modern manufactured homes are an unusual feature of today’s housing market, the rare homeownership opportunity that is both lower-cost and high-quality. Just five lenders originated more than 75% of all home-only loans from 2018 to 2022, four of whom specialize in home-only lending.

Business 415

Business Finance Buyers Lending 415

Housing Wire

JUNE 7, 2022

For example, a loan processor may use a modern LOS to order a flood certification, title report, AUS decision or data verifications, but once the order has been placed, what if the data doesn’t arrive? But unless the automation is specifically designed to solve these problems, it stands little chance of being effective.

Lending 281

Lending Mortgage Technology Modernization 281

Housing Wire

MARCH 5, 2024

Dara is designed to be proactive when it comes to real-time policymaking. Sagent’s incorporation of modern data and AI tools also enables AI-enhanced predictable customer inquiry handling with high rates of one-call resolutions – allowing servicers to help even more borrowers. With deep roots in servicing, Dara is ready for everything.

Modernization 378

Modernization Investors Design Tools 378

Housing Wire

NOVEMBER 27, 2023

HousingWire recently spoke with David Bernard, senior managing director of Specialized Mortgage Services at Western Alliance Bank , Member FDIC, about warehouse lending and how the warehouse sector and mortgage finance have progressed and continue to evolve. DB: Warehouse lending has evolved beyond traditional boundaries.

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Lending Finance Clients Client Relationships 333

Housing Wire

JUNE 2, 2023

District Court for the Eastern District of Pennsylvania , ESSA “failed to provide mortgage lending services and did not serve the credit needs of majority-Black and Hispanic neighborhoods in the Philadelphia metropolitan area” from 2017 to 2021. According to a complaint filed by DOJ in the U.S. It is simply the right thing to do.”

Lending 278

Lending Advertising Design Loan Officers 278

Housing Wire

FEBRUARY 1, 2023

Designed specifically with the end-user in mind, Servicing Digital helps servicers deliver an outstanding, convenient and modern customer experience, which enhances growth and retention.” Consumers can make payments directly through the Servicing Digital app, which streamlines the payment process for them.

Design 347

Design Tools Modernization Home Value 347

Housing Wire

SEPTEMBER 30, 2021

Mortgage Cadence has recently launched their new platform offering the industry’s most complete, modern LOS that delivers cloud-based, automated loan origination capabilities designed to enable an exceptional user experience throughout the entire mortgage lending life cycle, across all channels and products.

Architecture 256

Architecture Mortgage Design Modernization 256

Housing Wire

MAY 8, 2023

For those in the mortgage space, there are a myriad of technology solutions claiming to help streamline lending operations and improve efficiency. When investing in a technology that someone else designed to automate workflows, it’s important to ask — how do I make this workflow work for me?

Technology 334

Technology Design Lending Business 334

Appraisal Buzz

APRIL 15, 2024

The original forms were designed before the digital age, to be completed on typewriters. Appraisal software companies have innovated the process of “filling out “these forms, but they are still constrained with the original typewriter design. These forms became fixed in the mortgage industry and have remained the standard for decades.

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Appraisal Design Lending Development 397

Housing Wire

MAY 24, 2021

Notable in light of the current servicing challenges facing the industry, Stavvy’s eClosing technology is designed to facilitate faster borrower communication and closings as servicers work through loan modifications, referrals and forbearance. How modernized servicing creates customers for life.

Technology 371

Technology Lending Investors Modernization 371

Housing Wire

AUGUST 1, 2023

Their collective expertise spans the entire spectrum of the sector, encompassing areas such as lending, tech, real estate, appraisal, compliance, operations, sales and so much more. The following list of honorees comprises many more examples of exceptional leadership from some of the industry’s most accomplished women.

Real Estate 370

Real Estate Realty Lending Mortgage 370

Housing Wire

APRIL 11, 2022

Modern technology is key for lenders who want to stay competitive in this regard. In addition, modern tools can help eliminate manual errors and spot potential issues to reduce unnecessary costs. While it is not without its challenges, there have been many upsides to lending employees working remotely.

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Modernization Technology Tools Appraisal 322

Housing Wire

DECEMBER 2, 2020

More than that, the fintechs that flooded in brought with them a promise to modernize the mortgage industry with data-rich, cloud-enabled and digitally secure workflows. Sure, new online lending operations like SoFi, Better and a handful of others are taking advantage of their lack of traditional infrastructure.

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Mortgage Lending Technology Modernization 331

Housing Wire

SEPTEMBER 21, 2021

The announcement comes after more than a year’s worth of efforts by the FHA to streamline and modernize their FHA loan origination and claims process. Growing and investing in relationships and communities in the long term is one of the many opportunities presented by stricter fair lending regulations. Learn more here!

Appraisal 433

Appraisal Modernization Property Appraisal Design 433

Housing Wire

SEPTEMBER 24, 2021

The typical house is now 39 years old — a far cry from the modern, move-in ready property that most homebuyers are looking for. Traditional lending approaches are time-consuming when it comes to fix-and-flip properties. And total active listings? Those are down 24% over the year.

Lending 377

Lending Renovations Finance Investors 377

Clear Capital

FEBRUARY 2, 2022

Over the past few years, leading companies from across the industry have modernized and transformed how appraisals are manufactured to streamline the lending process and improve the borrower’s experience. Today’s Selling Guide update for 1004 Desktop appraisals signal the industry-wide adoption of modern appraisal methodologies.

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Modernization Appraisal Appraisal Process Inspection 69

Housing Wire

JANUARY 12, 2023

The first phase of the portal will include APIs specific to Black Knight’s servicing technologies and will expand to include offerings in the lending and secondary markets space. “By Servicing Digital, offered as an app or web design, enables customers to access their loan- and home-related information.

Mortgage 296

Mortgage Tools Clients Development 296

Housing Wire

DECEMBER 1, 2020

Despite the proliferation of mobile and online banking channels, local and regional financial institutions often lack the resources, expertise, and infrastructure to obtain modern digital solutions. The post 2020 HW Tech Trendsetter: Samir Agarwal appeared first on HousingWire.

Development 210

Development Modernization Technology Design 210

Housing Wire

AUGUST 2, 2021

Snapdocs provides lenders with a pragmatic, proven path to adopting digital closings – an approach that also offers borrowers a modern, digital closing experience every single time. Waterstone is one of the nation’s largest mortgage lenders with 650 employees lending in 48 states. Briana Ings, Vice President of Product.

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Modernization Technology Mortgage Design 383

Housing Wire

FEBRUARY 7, 2022

As some independent mortgage banks have found out, a modern-day redlining allegation does not need to prove intentionality. A spokesperson for HUD said the agency could not discuss investigations or strategy of fair lending enforcement, but said that fair lending is a priority of the Biden-Harris Administration and HUD.

Insurance 343

Insurance Modernization Lending Mortgage 343

Housing Wire

MARCH 10, 2023

Our appraisal, property inspection, title and closing technologies are designed to plug into any digital platform.” Among other initiatives the company is taking to digitize its real estate lending process is expanding its affiliate appraisal management platform AppraisalWorks to include title and closing services, Doman added.

Valuation 384

Valuation Inspection Training Appraisal 384

Appraisal Buzz

SEPTEMBER 5, 2022

It took several years to re-establish effective and meaningful communication between appraisers and their lending partners. When it comes to lending activity, appraisal revisions have always been a part of the appraisal process. Appraisal Modernization. Is there room for more improvement? Technologies are moving fast.

Appraisal 281

Appraisal Modernization Appraisal Process Technology 281

Housing Wire

SEPTEMBER 30, 2020

In recent months, Mortgage Cadence clients have been able to quickly pivot to a remote-work model without missing a beat using its end-to-end digital lending solution, the Mortgage Cadence Platform (MCP). The Platform is available from any device, anywhere, with specific role-based workflow automation and design.

Architecture 211

Architecture Mortgage Lending Tools 211

Appraisal Today

DECEMBER 16, 2022

Industry Insider Insight on Risk and Modernization. Joe Minnich, a condo risk consultant, spoke on how loans secured by an individual unit in a condominium project have greater risk than found in typical SFR lending. Fannie New Appraisal Form Modernization. Danish Home Designed to Showcase Its Owner’s Vintage Car Collection.

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Modernization Appraisal Contracts Real Estate 52

Appraiserblogs

MARCH 10, 2021

the previous forms were designed for a typewriter.... ... Related Posts: UAD and Forms Redesign Last year the hot topic was Appraisal Modernization - mostly bifurcate appraisals and UAD changes. That being said i’m just the messenger and don’t shoot the messenger.

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Modernization Lending Appraisal Design 146

Housing Wire

OCTOBER 20, 2023

Design a photo with the testimonial included, then use the caption to express gratitude for the review. Sharing your success lends to your credibility as an agent. Share design inspiration In addition to cool homes, people on social media really enjoy beautiful interior design.

Real Estate 361

Real Estate Agents Real Estate Agent Clients 361

Housing Wire

MAY 2, 2021

“Appraisal is one of the most time-consuming and inefficient parts of the lending process,” said Brian Zitin, co-founder of Reggora. “In Reggora is driving appraisal innovation with a modern platform for mortgage lenders and appraisal vendors. Brian Zitin, Co-Founder and CEO.

Appraisal 210

Appraisal Appraisal Process Valuation Loan Officers 210

Housing Wire

AUGUST 8, 2023

First, the PPE should be architecturally designed to accommodate any lenders’ unique business strategy or use case. The ideal PPE is designed to evolve and scale, with the ability to add new features and functions at a lightning-fast pace. Identifying the right PPE With that said, what should lenders look for in their PPE?

Architecture 307

Architecture Technology Loan Officers Design 307

Housing Wire

APRIL 6, 2022

These measures included abruptly cutting interest rates to zero, introducing a wave of emergency lending programs, and buying up billions in Treasuries and mortgage-backed securities (MBS). The most modern cloud-native software allows for unlimited flexibility, configurability and scalability–and that’s where Polly comes in,” Carmel said. “We

Modernization 360

Modernization Mortgage Marketing Design 360

Housing Wire

OCTOBER 6, 2020

Lending technology out of focus. However, the back-office efficiencies that were supposed to result from collecting all of the borrower’s financial information into the loan origination system (LOS) electronically – a revolutionary result of the application of big data principles to the mortgage lending lifecycle – never materialized.

Technology 450

Technology Mortgage Investing Investors 450