Housing Wire

MARCH 1, 2023

Change in uninsured losses As of late, however, the uninsured losses are being absorbed by other stakeholders in the housing finance system, including mortgage lenders, mortgage servicers, private mortgage insurers, government agencies, capital markets investors, and the government-sponsored enterprises.

Insurance 345

Insurance Supply Chain Design Government 345

Housing Wire

OCTOBER 18, 2021

Forbearance declined across the board this week as government agencies and industry stakeholders chart a path out of forbearance and into loss-mitigation. The forbearance rate for loans not backed by the government, either because they are held in portfolio or are private-label securities, also declined by 108 basis points to 5.34%.

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Government Investors Finance Design 382

Housing Wire

SEPTEMBER 13, 2023

CAPE Analytics has unveiled a new, AI-powered , automated property condition report (aPCR) tool crafted for institutional lenders, whole loan investors, and real estate investors. The data can also be accessed via an API, in bulk data, or through a dynamic web application.

Tools 368

Tools Valuation Inspection Investors 368

Housing Wire

MAY 15, 2024

Government-sponsored enterprise (GSE) Freddie Mac has put its finger on the scale of an emerging loan market that has been the domain of the private-label securities market, which has nurtured its reemergence in recent years. This provides homeowners with a cost-effective alternative for accessing the equity in their homes.”

Investors 392

Investors Mortgage Marketing Finance 392

Housing Wire

NOVEMBER 28, 2023

Residential zoning laws are designed to promote orderly development, control traffic flow, and ensure that noise and activity levels are appropriate to each specific neighborhood. Launch a government-funded affordable housing awareness campaign Home equity is the primary source of wealth for most Americans.

Law 386

Law Government Legal Construction 386

Housing Wire

MARCH 31, 2023

“For decades, the government has assembled data pursuant to Congressional mandates on residential mortgages,” the CFPB said. In addition, the rule is designed to work in tandem with CRA requirements, and data submitted under this new rule satisfies CRA requirements, according to the Bureau.

Lending 314

Lending Business Government Design 314

Housing Wire

AUGUST 8, 2023

These features ensure compliance with internal credit policies, government sponsored enterprise (GSE) guidelines and investor overlays, thereby expediting the loan closure process. These insights are presented to reviewers during the initial appraisal review, minimizing potential errors and compliance issues.

Appraisal 323

Appraisal Valuation Technology Investors 323

Housing Wire

MAY 15, 2024

Government-sponsored enterprise (GSE) Freddie Mac has put its finger on the scale of an emerging loan market that has been the domain of the private-label securities market, which has nurtured its reemergence in recent years. This provides homeowners with a cost-effective alternative for accessing the equity in their homes.”

Marketing 330

Marketing Investors Mortgage Finance 330

Housing Wire

SEPTEMBER 20, 2022

But recently a new factor is accelerating the problem — massive purchases of single-family homes by larger investors. In Texas, for example, major institutional investors bought 28% of the single-family homes sold in 2021. Nationally, institutional investors are buying over 13% of homes, and that share is increasing.

Investors 395

Investors Landlords Inventory Buyers 395

Housing Wire

SEPTEMBER 29, 2022

MAXEX , a major mortgage trading and aggregating platform, has unveiled a series of new programs designed to serve originators and loan buyers in the growing non-QM lending market. MAXEX is an Atlanta-based fintech company that is backed by leading private-equity and capital-markets investors, including J.P. Morgan Chase.

Marketing 335

Marketing Investors Design Lending 335

Housing Wire

MAY 27, 2022

The CFPB, a government watchdog agency, said lenders aren’t absolved from adverse action notice requirements under the Equal Credit Opportunity Act if they use complex algorithms, which Rohit Chopra, the director of the CFPB, has dubbed “black-box models.”. The requirement also applies to mortgage lenders, legal experts say.

Law 412

Law Legal Valuation Government 412

Housing Wire

NOVEMBER 21, 2022

MBA Convergence , “is driving collective action with lenders, other industry participants and government partners to facilitate new solutions to our nation’s rental and housing affordability challenges. Zoning: Ensuring that proposed home designs align with the municipality’s zoning constraints and building codes.

Design 346

Design Finance Government Business 346

The Robert Weiler Company

NOVEMBER 9, 2021

And, if you have a real estate investor in your life, the gift-finding pursuit can be quite a challenge. Investors are often adventurous, organized, go-getters, and have an entrepreneurial spirit. Give the mundane gift basket to your favorite corner shop, and instead, find gifts best-suited for property investors. Holding a 4.4

Real Estate 147

Real Estate Investors Investing Home Improvement 147

Housing Wire

OCTOBER 23, 2020

Guild agreed to settle the federal lawsuit, brought by the Department of Justice , for just under $25 million, the government said Thursday. We also commend the whistleblower for coming forward, exposing these wrongs, and working with the government investigative team.”. It did not admit to any wrongdoing. Presented by: Total Expert.

Mortgage 482

Mortgage Government Retail Lending 482

Housing Wire

OCTOBER 16, 2023

At a time when you desperately need stability, your own government is sowing the seeds of profound instability. The MBA, alongside several other trade groups, sent a letter to lawmakers and monetary policymakers that the government can do much more to help the housing industry while still fighting inflation. And we’re playing offense.”

Government 371

Government Mortgage Lending Finance 371

Housing Wire

JUNE 16, 2022

Through these vehicles, the uniform mortgage-backed securities (UMBS) of one government-sponsored enterprise (GSE), such as Fannie Mae, are co-mingled with UMBS from the other, such as Freddie Mac, and serve as collateral for securities issued through the Supers or REMICs. . securities) issued by the other enterprise.”.

Finance 352

Finance Design Investing Government 352

Housing Wire

MAY 7, 2021

A recent study by the National Association of Home Builders found that regulations imposed by all levels of government on new homes account for $93,870, or 23.8%, of the current average sales price ($397,300). To illustrate how costs have soared , the $35,872 is on top of the $93,870 imposed by the government. Per the study, 84.5%

Construction 457

Construction Inventory Government Development 457

Housing Wire

JANUARY 5, 2023

Interest rate stability offers the best environment for MBS performance, and inflation reduces the demand that investors have for mortgage-backed bonds. In designated high-cost areas, Fannie Mae and Freddie Mac now buy mortgages over $1 million for one-unit properties amid a rise in home prices year over year.

Marketing 407

Marketing Investors Mortgage Contracts 407

Housing Wire

JULY 6, 2023

Carlton adds, however, that for fix and flip investors who understand their local markets, that vacant housing stock, in the right locations, still represents an opportunity. “ This is yet another illustration of the important role real estate investors have in helping to combat the housing-affordability crisis.”

Inventory 451

Inventory Renovations Real Estate Government 451

Housing Wire

JANUARY 25, 2022

In response, both competitors of the GSEs and individuals who want to shrink the government’s role in mortgage markets have argued that FHFA should take actions specifically designed to shrink the GSEs’ footprint. And the Federal Reserve may not technically be the federal government – but their assistance is hardly the free market.

Marketing 351

Marketing Design Government Mortgage 351

Housing Wire

SEPTEMBER 6, 2023

Investor expectations will change, and government entities will attempt to coordinate their response. Any future exit from conservatorship will confront issues beyond capitalization such as data monetization, risk parameters, secondary market design, FHA execution and the pricing of mortgage guarantees.

Supply Chain 365

Supply Chain Real Estate Technology Mortgage 365

The Robert Weiler Company

MARCH 28, 2021

First, as a prospective investor interested in the mixed-use real estate development concept, you must understand the requirements of these unique community environments and the people inhabiting these structures. Mixed-use real estate investors and developers incur far less risk due to the high demand and diversity of space.

Investors 158

Investors Tenants Real Estate Retail 158

Housing Wire

SEPTEMBER 8, 2022

Since many people think of housing as a wealth creator — and we want more Americans to have more wealth — then the government needs to make sure demand stays high enough for that wealth product to grow. The entire system has to be designed to inflate the price over time. Remember, the system is designed to keep home prices inflated.

Inventory 543

Inventory Law Housing Market Design 543

Housing Wire

APRIL 1, 2021

And even if it did, how could the government implement. To offset costs, the Biden Administration wants to raise the corporate tax rate from 21% to 28% which, combined with measures designed to stop offshoring of profits, would fund the entire plan within 15 years, according to the White House. . This will certainly help.”

Government 324

Government Logistics Investing Technology 324

Housing Wire

FEBRUARY 7, 2022

It alleged the government-sponsored enterprise didn’t maintain foreclosed properties in communities of color as well as it did in white neighborhoods. “I Instead, investors bought the run-down properties in bulk sales. Our REO maintenance standards are designed to ensure that all properties are tended to and treated equally.”.

Inspection 372

Inspection Design Government Real Estate 372

Housing Wire

OCTOBER 6, 2020

Purveyors of very complex financial instruments, sold to risk-averse investors under the careful oversight of government regulators, have given us a process that must conform to investor and regulatory compliance requirements. As a result, the investors opened the door for desktop appraisals. Collateral Valuation.

Technology 441

Technology Mortgage Investors Investing 441

Housing Wire

FEBRUARY 2, 2021

Others participating in this round included previous investors Jefferies Financial Group , New Residential Investment and an affiliate of Fortress Investment Group. Repeat investor 166 2nd , the family office of Adam Neumann, co-founder of WeWork , also contributed to the latest round. mortgage market.

Investors 185

Investors Investing Mortgage Design 185

Housing Wire

SEPTEMBER 14, 2023

Real estate investment trust Redwood was founded in the early 1990s as the need for more private investors in the mortgage market grew. “The way the investor gets paid is that you share in the upside of the home.” The way the investor gets paid is that you share in the upside of the home, so the home price appreciation.

Investors 320

Investors Investing Mortgage Real Estate 320

Housing Wire

JANUARY 5, 2021

The proposed rule addressed capital, liquidity, governance, policy related to entity survivorship and more. Nonbank mortgage servicers are a vital conduit between mortgage borrowers and investors in mortgage loans. HPC agrees. Achieving touchless mortgage automation.

Design 276

Design Mortgage Technology Construction 276

Housing Wire

JUNE 7, 2022

This latest credit-risk transfer deal comes on the heels of new capital rules recently taking effect for the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac. The agencies pay monthly premiums in exchange for insurance coverage on a portion of the designated reference loan pools.

Insurance 359

Insurance Investors Mortgage Tools 359

Housing Wire

MAY 25, 2022

As government regulations constantly shift, keeping on top of and adhering to these changes can become a time-consuming task. The Newrez non-QM suite is comprised of three different loan types, each designed for a different kind of borrower. In either event, the outcome is less than ideal from a business perspective.

Lending 362

Lending Investing Loan Officers Design 362

Housing Wire

MARCH 3, 2022

Homeowners with mortgages from Fannie Mae , Freddie Mac , or government agencies such as the Federal Housing Administration (FHA) suffering a financial hardship could defer payments up to 18 months. of loans in Pennymac’s predominantly government-insured or guaranteed MSR portfolio were in forbearance plans and delinquent.

Insurance 358

Insurance Finance Government Mortgage 358

Housing Wire

JULY 11, 2022

The federal government’s signature program to help homeowners from falling behind on their mortgage, having utilities shut off, or being forced out of their homes, is finally being rolled out across America through pilot programs. 21, 2020, to apply for government assistance. HAF program an ‘enormous burden’.

Logistics 285

Logistics Design Government Finance 285

Housing Wire

DECEMBER 10, 2021

The loans may include interest-only, 40-year terms or other creative financing features often designed to lower monthly payments on the front-end of the mortgage — often with an eye toward refinancing or selling the property in the short-term future.

Lending 468

Lending Mortgage Finance Government 468

Housing Wire

APRIL 27, 2021

The federal government is well aware that mortgage lenders and industry stakeholders are frustrated by the 7% cap on second homes and investment properties that was implemented as part of a broader series of amendments to Fannie Mae and Freddie Mac ‘s Preferred Stock Purchase Agreements. The revised PSPAs require that beginning Jan.

Investing 382

Investing Legal Business Mortgage 382

Housing Wire

JANUARY 20, 2023

As the 118 th Congress begins, we return to a divided government in Washington. Recently, we have had success in raising funds for these critical investments through the use of Opportunity Zones, a 2017 program that creates investment tax incentives for areas local officials designated as economically depressed.

Renovations 354

Renovations Land Lease Investing Development 354

Housing Wire

APRIL 26, 2022

Essentially, through the so-called Bacon Protocol — a set of smart contracts and programming that exists on the Ethereum blockchain platform — investors can purchase stable coins, which are a form of “stable” cryptocurrency pegged to the value of the U.S. dollars or another government-backed currency — known as fiat.

Mortgage 437

Mortgage Technology Investing Investors 437