Contracts Government Lending Property Taxes 
Appraisal Today
MARCH 15, 2024
In contrast to Value Acceptance, most homeowners are familiar with Mass Appraisal, the approach commonly employed by County Assessors for property tax purposes. In previous downturns, such as during the 2008 recession, there were many foreclosures due to bad lending. This kept appraisers busy. percent from 7.02 percent from 7.21
Zillow
JULY 15, 2019
Condo insurance : Homeowners insurance that covers personal property and the interior of a condo unit should damage occur. Contingencies : Conditions written into a home purchase contract that protect the buyer should issues arise with financing, the home inspection, etc. Examples include the VA funding fee and the FHA funding fee.
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PennyMac
MARCH 4, 2024
Purchasing a home is a big step, and you want a knowledgeable lending partner by your side as you weigh your financing options and navigate the paperwork involved. When you work with a lender that provides this, you’re doing much of the legwork involved in obtaining a mortgage contract without actually finalizing it.
Housing Wire
DECEMBER 7, 2020
2) Tighten lending standards, so there are fewer buyers that qualify for the existing inventory. This could be accomplished by raising the minimum down payment, removing the mortgage interest deduction and the property tax benefit. Also, the government is in love with the idea of forced savings through equity building of a home.
PennyMac
JANUARY 3, 2024
A contingency clause in the purchase contract allows you to back out of a contract if the sale of your current home doesn’t go through within a specified timeframe. Other home expenses, such as property taxes, utilities, homeowners insurance and often costly homeowners association (HOA) dues, will also continue until you sell.
Raleigh Realty
MAY 3, 2021
The challenges of buying a home as a recent college graduate are similar to that of buying a home as a government employee. And for one more benefit, you can deduct your property taxes. Unconventional loans are insured by the federal government. Your contract should tell you how long the period of due diligence lasts.
Will Springer Realtor
MAY 9, 2022
Let’s just hope government leaders and other influencers remember to bring everyone along for the ride. That was within the 28% ceiling considered affordable by common lending standards. That’s noteworthy to underwriters who review these same documents to determine the risk of lending to a buyer. Are we in a housing bubble?
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