Housing Wire

JANUARY 28, 2022

PennyMac Financial, CA 3. loanDepot.com, CA 8. Amerihome Mortgage, CA 14. To contact the author of this story: Dave Stevens at dave@davidhstevens.com. Rocket Mortgage (Quicken), MI 2. United Wholesale Mortgage, MI 4. Wells Fargo & Company, IA 5. Chase, NJ 6. NewRez/Caliber, PA 7. Freedom Mortgage Corp.,

Mortgage 383

Mortgage Investors Finance Lending 383

Realtor

OCTOBER 31, 2017

The first step is to fight the lower-than-expected value, says RJ Winberg , a Realtor® in Orange County, CA. So what can you do if the home you want to buy appraises lower than you and your lender anticipated? How to handle a low appraisal.

Appraisal 78

Appraisal Sellers Real Estate Finance 78

Realtor

OCTOBER 31, 2017

The first step is to fight the lower-than-expected value, says RJ Winberg , a Realtor® in Orange County, CA. So what can you do if the home you want to buy appraises lower than you and your lender anticipated? How to handle a low appraisal.

Appraisal 78

Appraisal Sellers Real Estate Finance 78

Eppraisal

JULY 22, 2022

Mike Duffy, an author of an article on abc10.com com reported, "Realtors say a couple pretending to be homebuyers is attending open houses in the Roseville CA area and stealing things like medication." In fact, decluttering is always a good idea when you sell your home.

Open Houses 36

Open Houses Real Estate Agent Agents Real Estate 36

Appraisal Today

MARCH 8, 2024

To read more, Click Here My comments: The author is a practicing appraiser and an economist. I always read what this author says. = Suite 203 Alameda, CA 94501 Phone: 510-865-8041 Email: ann@appraisaltoday.com Online: www.appraisaltoday.com The post Remove all bathtubs from home? Opinion and information is all over the news.

Appraisal 81

Appraisal Contracts Real Estate Housing Market 81

Appraisal Today

NOVEMBER 24, 2023

In my 20s, I lived in my van for a few years and parked it near my surfer friends’ house in Santa Cruz, CA. In front of your State Appraisal Board Timothy Andersen, MAI Excerpts: Question: “My state board recently charged me with authoring a misleading report. To read more, Click Here My comments: Read the full article!

Appraisal 74

Appraisal Mortgage Business Contracts 74

Appraisal Today

APRIL 19, 2024

After I finished them, I thought of giving up my license (CA is not a mandatory state) and maybe quitting appraisal. The author provides an excellent, understandable summary of the issues. I am so glad that AI is now taking on the bias issue. I recently took USPAP plus two California bias classes in a two week period.

Appraisal 67

Appraisal Contracts Valuation Design 67

Appraisal Today

MARCH 22, 2024

Author’s comments (National Appraisers Forum) I shared my White Paper in late February with FNMA & FHLMC Chief Appraisers/Collateral Managers, along with FHFA, ASC, AEI, NAR, OREP, Atty Peter Christianson Dr. For those who don’t know, I’ve been involved in appraisal form development, from scratch. It is worth reading.

Appraisal 65

Appraisal Contracts Business Insurance 65

Appraisal Today

APRIL 14, 2023

Russel (the author) expresses concern about potential overvaluation due to lack of appraisals, noting that such a situation would put taxpayers “holding the bag” if loans are made and sold based on inaccurate information. Furthermore, with “value acceptance” there will be no warranty or reprieve for Fannie Mae when markets turn downward.

Appraisal 52

Appraisal Bracketing Contracts Valuation 52

Appraisal Today

JANUARY 19, 2024

Despite what some highly placed authorities in the GSEs mistakenly would have us believe, the contract price, in and of itself, is not indicative of a property’s market value. This purchase-and-sale price is nothing more than one sign of what one buyer is willing to pay and what one seller is willing to accept.

Appraisal 72

Appraisal Contracts Real Estate Architecture 72

Appraisal Today

MARCH 15, 2024

To read more, Click Here My comments: The author has an MNAA, is a Certified Residential Appraiser, an Accredited Mass Appraiser, and on the Executive Board for the West Puget Sound Chapter of IAAO (International Association of Assessing Officers). Respondents include mortgage bankers, commercial banks, and thrifts.

Appraisal 69

Appraisal Inspection Modernization Business 69

Appraisal Today

JULY 21, 2023

The term came to be used to mean houses built for the British colonial authorities. Suite 203 Alameda, CA 94501 Phone 510-865-8041 Email ann@appraisaltoday.com www.appraisaltoday.com The post Value of a Pool for Homes? Respondents include mortgage bankers, commercial banks, and thrifts. appeared first on Appraisal Today.

Appraisal 88

Appraisal Real Estate Contracts Business 88

Appraisal Today

JANUARY 13, 2023

Speaking gives you an image as an authority on a subject and definitely can result in appraisal assignments. Suite 203 Alameda, CA 94501. When I started my appraisal business in 1986, I spoke to many local real estate offices at their weekly sales meetings. I received referrals for many years from those brief talks. 1826 Clement Ave.

Appraisal 52

Appraisal Real Estate Valuation Law 52

Appraisal Today

SEPTEMBER 22, 2023

Leaving the Appraisal Profession By “Guest Author” Excerpts: It’s a Great Time to Leave the Appraisal Profession. Suite 203 Alameda, CA 94501 Phone 510-865-8041 Email ann@appraisaltoday.com www.appraisaltoday.com The post NAR Member Survey on Appraisal Data Collectors appeared first on Appraisal Today. Click here for more info!

Appraisal 86

Appraisal Training Inspection Real Estate 86

Appraisal Today

NOVEMBER 4, 2022

“It is fascinating to study the latest examples and see how various architects around the globe come up with ingenious ideas and observe the way the discipline evolves,” Toromanoff (book author) says. Suite 203 Alameda, CA 94501. To read more and see photos of 8 more cliff-side homes, click here. My comments: Fascinating!

Reconsideration of Value 52

Reconsideration of Value Appraisal Inspection Advertising 52

Appraisal Today

JUNE 9, 2023

I do the research and writing, plus I have guest authors. Suite 203 Alameda, CA 94501 Phone 510-865-8041 Email ann@appraisaltoday.com www.appraisaltoday.com The post Quality Adjustments for Appraisers appeared first on Appraisal Today. No advertising They are typically about a few appraisal and business topics.

Appraisal 52

Appraisal Advertising Real Estate Contracts 52

Appraisal Today

FEBRUARY 17, 2023

The author studied business and economics in college. Suite 203 Alameda, CA 94501 Phone 510-865-8041 Email ann@appraisaltoday.com www.appraisaltoday.com The post What Appraisers Wish Real Estate Agents Understood appeared first on Appraisal Today. How many garages are enough for most buyers, how many garages are too many?

Real Estate Agent 52

Real Estate Agent Real Estate Appraisal Agents 52

Appraisal Today

AUGUST 19, 2022

Fannie Mae stopped buying loans for condo units in buildings where major repairs have been put off, or where the condo association has been ordered by local authorities to fix unsafe conditions, as of Jan. Suite 203 Alameda, CA 94501. Freddie Mac enacted similar guidelines Feb. percent from 4.60 percent, with points decreasing to 0.43

Appraisal 52

Appraisal Contracts Business Mortgage 52

Appraisal Today

NOVEMBER 17, 2023

acre lot A spectacular midcentury modern home, cantilevered 16 feet in the air, recently hit the market for $3 million in Oakland, CA. To read more, including appraiser comments from the author and other appraisers, click here Former Convent Hits the Market in California for $2.5M Excerpts: 4 bedrooms, 4 baths, 2,652 square feet, 0.29

Appraisal 69

Appraisal Modernization Training Business 69

Appraisal Today

APRIL 1, 2023

To read more, click here My comments: Rachel is one of my favorite appraisal authors. NOTE: Please scroll down to read the other topics in this long blog post on non-lender appraisals and liability, sharing comps, Fannie Update, unusual homes, mortgage origination stats, etc. == Sculptural Home in Venice, CA, Hits the Market for $5.8M

Clients 52

Clients Appraisal Contracts Business 52

Appraisal Today

OCTOBER 21, 2022

About the author. It started in 2007 in Vacaville, near Sacramento, CA. Suite 203 Alameda, CA 94501. To read more and see more photos click here . My comments: Bank vault adjustment? Price drop? ==. The Two States of Anxiety for an Appraiser – Funny, Realistic Cartoon!! By Steve Sanders. Ann O’Rourke, MAI, SRA, MBA.

Appraisal 52

Appraisal Marketing Contracts Insurance 52

Housing Wire

AUGUST 24, 2020

In early May, 27 of the 31 members listed on Friday’s letter, signed a similar letter to Senate Majority Leader Mitch McConnell (R-KY), Senate Minority Leader Chuck Schumer (D-NY), House Speaker Nancy Pelosi (D-CA) and House Minority Leader Kevin McCarthy (R-CA) in support of the $100 billion rental assistance proposed by the HEROES Act.

Real Estate 458

Real Estate Realtors Development Investing 458

Appraisal Today

SEPTEMBER 15, 2023

One proposes that jurisdictions have the authority to allow ADUs to be sold separately from main homes. Suite 203 Alameda, CA 94501 Phone 510-865-8041 Email ann@appraisaltoday.com www.appraisaltoday.com The post NAR Appraiser Survey July, 2023 appeared first on Appraisal Today. Another prohibits owner occupancy requirements.

Appraisal 81

Appraisal Real Estate Agent Contracts Real Estate 81

Appraisal Today

FEBRUARY 2, 2024

California Glass House in Orinda, CA Lists for $10.5 Pippin is the co-author (with Tim Andersen) of a recent Appraisal Today monthly newsletter article Communicating Why You Used a Comp On the Sales Grid. Million Excerpts: 4 Bedrooms, 4 ½ Baths, 6,195 sq.ft., Built in 2020 (after teardown of existing house), 1.43

Appraisal 66

Appraisal Contracts Training Real Estate 66

Appraisal Today

DECEMBER 15, 2023

Good understandable discussion and analysis of AEI data, plus some opinions by the author. Suite 203 Alameda, CA 94501 Phone: 510-865-8041 Email: ann@appraisaltoday.com Online: www.appraisaltoday.com The post UAD and Forms Redesign Update for Appraisers appeared first on Appraisal Today. Many were laid off.

Appraisal 76

Appraisal Contracts Business Mortgage 76

Appraisal Today

NOVEMBER 10, 2023

The author started as a second-generation practicing residential appraiser. Suite 203 Alameda, CA 94501 Phone 510-865-8041 Email ann@appraisaltoday.com www.appraisaltoday.com The post Freddie Advice: How to Avoid Using “Bad” Words appeared first on Appraisal Today. To read more, click here My comments: Read this article!

Appraisal 62

Appraisal Contracts Design Mortgage 62

Appraisal Today

AUGUST 12, 2022

The author has located many sources and explains how reliable they are.>Getting Suite 203 Alameda, CA 94501. I have written about the history of mortgage rates in the past but could not find much before 1971. I read about low rates in the 1950s but could find no good data sources. >Getting too many ad-only emails? =.

Appraisal 52

Appraisal Contracts Mortgage Business 52

Appraisal Today

SEPTEMBER 9, 2022

Many in the field point fingers at The Appraisal Foundation, a nonprofit industry group with congressional authority to write the rules on appraisal licensure and best practices. However, this author is optimistic that process changes from each of the root causes for revisions have had some level of contribution to the decline.

Reconsideration of Value 52

Reconsideration of Value Appraisal Clients Contracts 52

Housing Wire

SEPTEMBER 16, 2020

Brad Sherman (D-CA) said during his questioning of Calabria. Steve Stivers (R-OH) raised the possibility of Congress authorizing funds to remove the need of charging consumers to raise capital for Fannie and Freddie. 3 election, as numerous national polls show him poised to do. Stivers asked Calabria how much would be needed. “In

Marketing 460

Marketing Government Law Finance 460

Housing Wire

JUNE 7, 2023

The bill’s co-sponsors are comprised of other Democratic senators, including Ben Ray Luján (D-NM), Alex Padilla (D-CA) and Peter Welch (VT). Barbara Lee (D-CA) is expected to introduce a commensurate version of the bill into the Republican-controlled House of Representatives. In addition, Rep.

Tenants 304

Tenants Design Insurance Government 304

Housing Wire

SEPTEMBER 22, 2020

Brad Sherman (D-CA) said during his questioning of Calabria that he thinks the two GSEs should be government agencies, not private companies that might raise fees to boost profits for shareholders. The FHFA decision last month to place an adverse-market fee on refinanced loans delivered after Dec. 1 is part of the effort to raise capital.

Finance 305

Finance Government Law Mortgage 305