Housing Wire

JANUARY 2, 2024

Maybe when the escalating cost of doing business is a perpetual drag on sustainable profitability (in part because of appropriate compensation of business builders, but also in part because mortgage businesses continue to have a tough time scaling without overstaffing and overpaying for leads).

Mortgage 386

Mortgage Modernization Finance Supply Chain 386

Housing Wire

SEPTEMBER 30, 2020

Technology has made many aspects of day-to-day life more seamless than ever, with instant, easy and personalized consumer experiences; however, lending is still difficult. The Origence Mortgage Platform is an end-to-end lending platform that puts the power of modern technology in lenders’ hands, enabling them to close more loans, faster.

Lending 196

Lending Modernization Mortgage Technology 196

Appraisal Buzz

APRIL 2, 2024

Gallucci has nearly 20 years of financial services and mortgage industry experience, fostering business relationships and leading sales efforts. Prior to that, he served in business development, operations, and training roles with several lenders. During his tenure, partnership revenue grew by six times.

Modernization 195

Modernization Training Development Business 195

Housing Wire

AUGUST 11, 2021

LOX, an AI-powered TPO lending platform, that brings Loan Originators and TPO Brokers together, providing real-time data exchange and data-driven processes to ensure a more fluid experience for brokers, boosting productivity and reducing loan cycle times. Tavant’s FinXperience Broker Platform is powered by V?LOX, Product Fast Facts. #1.

Mortgage 382

Mortgage Modernization Lending Technology 382

Housing Wire

SEPTEMBER 16, 2022

Looking for a quick and easy way to stay up-to-date on mortgage lending news, trends and technology? Podcasts are a great resource for mortgage professionals to continue learning, with shows covering industry updates, business advice and the experiences of other pros in the mortgage industry. Mortgage Lending Mastery.

Loan Officers 407

Loan Officers Mortgage Lending Modernization 407

Housing Wire

NOVEMBER 27, 2023

HousingWire recently spoke with David Bernard, senior managing director of Specialized Mortgage Services at Western Alliance Bank , Member FDIC, about warehouse lending and how the warehouse sector and mortgage finance have progressed and continue to evolve. DB: Warehouse lending has evolved beyond traditional boundaries.

Lending 349

Lending Finance Clients Client Relationships 349

Housing Wire

JUNE 7, 2022

Add to those challenges increased competition in a rising interest rate environment that is choking off refinance business, driving overall mortgage volume down significantly. The post Are these factors creating chaos in your mortgage lending ops? To contact the author of this story: Shamit Vohra at at Shamit.vohra@visionet.com.

Lending 297

Lending Mortgage Technology Modernization 297

Housing Wire

DECEMBER 30, 2022

Chris Mozilo: While I’ve spent most of my 30-year career working at large firms, the most I ever learned in the mortgage business was the five years I worked at a small independent mortgage banker. At a small mortgage banker, leadership has to know all aspects of lending. must serve only to support the functions of the business.

Architecture 383

Architecture Design Lending Housing Market 383

Housing Wire

APRIL 28, 2023

Digital lending solutions provider DocMagic announced this week that it has added ADA-compliant mortgage loan documents to its document library. Much of modern lending technology is designed to give consumers the convenience to access loan documents in the ways that work best for them.

Design 315

Design Lending Technology Modernization 315

Housing Wire

FEBRUARY 2, 2022

ConsumerDirect Mortgage rebranded itself to Real Genius and announced the launch of a modern mortgage application platform to simplify a borrower’s experience. Since 2016, we’ve helped more than 51,000 families with their mortgage needs, lending more than $15 billion,” said Thornton. Learn here! Presented by: Maxwell.

Mortgage 319

Mortgage Technology Lending Modernization 319

Housing Wire

SEPTEMBER 24, 2021

The typical house is now 39 years old — a far cry from the modern, move-in ready property that most homebuyers are looking for. Traditional lending approaches are time-consuming when it comes to fix-and-flip properties. Waning agency business. And total active listings? Those are down 24% over the year.

Lending 391

Lending Renovations Finance Investors 391

Housing Wire

SEPTEMBER 8, 2021

The CRA rule, enacted in 1977, mandates that banks help meet the credit needs of communities in which they do business, specifically in low- and moderate-income neighborhoods. The issuance of the OCC’s NPR today is an important step toward strengthening and modernizing the CRA,” said Acting Comptroller Michael J.

Modernization 364

Modernization Insurance Lending Development 364

Housing Wire

DECEMBER 17, 2021

Banks are increasingly looking over their shoulders as they cope with regulatory changes, worry about fines and manage business risk, according to a survey by Wolters Kluwer Compliance Solutions. Fair lending laws and regulations have 60% of respondents very or somewhat concerned. 4 to Sept. It’s no mystery why.

Modernization 348

Modernization Lending Law Business 348

Housing Wire

MAY 8, 2023

For those in the mortgage space, there are a myriad of technology solutions claiming to help streamline lending operations and improve efficiency. For title and settlement providers, the COVID-19 pandemic showed us how remote tools can enable business continuity.

Technology 350

Technology Design Lending Business 350

Housing Wire

MARCH 25, 2021

Clients include Credit Union of Colorado , Texas Lending and JMAC Lending. Increasing lending and servicing capacity – regardless of mortgage rates. Business process outsourcing and digital transformation are proven solutions that more mortgage companies are adopting. Presented by: Sutherland.

Mortgage 399

Mortgage Lending Technology Loan Officers 399

Housing Wire

DECEMBER 2, 2020

If you wanted to do business with millennials, the emerging core of the home buying customer base, at a bare minimum engaging the consumer in a mobile-friendly, online experience was required just to get a seat at the table. Digital lending is easier for companies that were born in the cloud. Of course, disruption is the whole point.

Mortgage 347

Mortgage Lending Technology Modernization 347

Housing Wire

AUGUST 1, 2023

Their collective expertise spans the entire spectrum of the sector, encompassing areas such as lending, tech, real estate, appraisal, compliance, operations, sales and so much more. The following list of honorees comprises many more examples of exceptional leadership from some of the industry’s most accomplished women.

Real Estate 370

Real Estate Realty Lending Mortgage 370

Housing Wire

APRIL 11, 2022

Modern technology is key for lenders who want to stay competitive in this regard. In addition, modern tools can help eliminate manual errors and spot potential issues to reduce unnecessary costs. While it is not without its challenges, there have been many upsides to lending employees working remotely.

Modernization 339

Modernization Technology Tools Appraisal 339

Housing Wire

APRIL 4, 2024

representatives at federal agencies reinforced their support for the new rules that would modernize the Community Reinvestment Act (CRA), a few days after a federal judge in Texas granted a preliminary injunction to banking associations that seek to halt its implementation. This week in Washington, D.C.,

Modernization 245

Modernization Law Legal Landlords 245

Housing Wire

AUGUST 31, 2022

Gloudeman’s career in mortgages and financial services will help “modernize compliance strategies for the quickly evolving mortgage landscape” as traditional approaches are falling behind, said Perry Steiner, chairman and CEO of Xactus said. Gloudeman started on Tuesday. .

Modernization 370

Modernization Clients Technology Insurance 370

Housing Wire

OCTOBER 28, 2022

HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. 06 Appraisal modernization: What’s the endgame? All Things Housing. 03 Marketing Leaders Success Summit: The Future of Marketing.

Lending 387

Lending Development Finance Technology 387

Housing Wire

OCTOBER 5, 2023

Adam Carmel: Since the great financial crisis there are certain things that lenders and banks have to spend money on today that have created more costs to their business, independent of technology. That is the ultimate lever — it is really the only lever that the mortgage lending community has. What is the disconnect there?

Technology 375

Technology Lending Mortgage Business 375

Housing Wire

FEBRUARY 1, 2023

Designed specifically with the end-user in mind, Servicing Digital helps servicers deliver an outstanding, convenient and modern customer experience, which enhances growth and retention.” Consumers can make payments directly through the Servicing Digital app, which streamlines the payment process for them.

Design 361

Design Tools Modernization Home Value 361

Housing Wire

MARCH 10, 2023

Among other initiatives the company is taking to digitize its real estate lending process is expanding its affiliate appraisal management platform AppraisalWorks to include title and closing services, Doman added. Because if the Fannie Mae trend continues, you won’t have any of that business in the future anyway.”

Valuation 383

Valuation Inspection Training Appraisal 383

Housing Wire

SEPTEMBER 30, 2021

With fluctuating volume, mortgage servicers are still struggling to effectively scale their business. Philip Reinking: Mortgage servicers are facing substantial growth but a lack of talent in scaling business growth. HW: What is Allied Solutions doing differently than the rest of the mortgage lending market?

Insurance 297

Insurance Lending Modernization Clients 297

Housing Wire

JUNE 30, 2021

With this unwavering focus, we help brokers close loans fast, get referrals and grow their business,” Chief Operating Officer Melinda Wilner said. UWM’s technology and resources are driven by the needs of the broker community and are aimed at making the lending process faster, easier and cheaper for borrowers. “We

Tools 304

Tools Training Technology Clients 304

Housing Wire

JULY 28, 2022

Xactus will add flood services to its list of verification solutions with the acquisition of MassiveCert , a software company that provides flood zone determinations for insurance, lending and real estate. MassiveCert will be rebranded as Xactus Flood Solutions. The terms of the deal were not disclosed.

Insurance 330

Insurance Clients Modernization Technology 330

Appraisal Buzz

AUGUST 9, 2021

Local, State, and Federal policy can play a significant role in an appraiser’s business – it is important to stay informed about what is happening around us. It may benefit you and your business to stay updated on policy as it relates to the appraisal profession. Policy can affect all segments of the appraisal profession.

Appraisal 435

Appraisal Inspection Lending Business 435

Appraisal Buzz

APRIL 15, 2024

Most appraisers have diversity in their business channels. In addition to mortgage work, they may do legal work, estates as well as many other channels of business. Appraisers will want to make sure that their software vendors can accommodate non-lending work in their new platforms. There are other concerns as well.

Appraisal 397

Appraisal Design Lending Development 397

Housing Wire

DECEMBER 21, 2020

Modern real estate transactions require new infrastructure,” Nate Baker, chief executive officer and co-founder of Qualia, said in a statement. Just a few days ago, Walters Kluwer acquired eOriginal , a cloud-based digital lending software for $280 million. The price of the acquisition was not disclosed.

Lending 454

Lending Real Estate Modernization Investors 454

Housing Wire

NOVEMBER 18, 2022

Modernizing origination to stay competitive in today’s housing market. This white paper will examine the growing importance of modernization in the mortgage lending industry. HousingWire sent a request for comments to the company’s spokesperson, but had not received a response at the time this article was published.

Loan Officers 409

Loan Officers Modernization Finance Housing Market 409

Housing Wire

AUGUST 31, 2023

However, a year after the GSEs announced new appraisal modernization solutions, as they’re more widely adopted, questions arise. A look into GSE appraisal modernization efforts The GSEs have each offered appraisal waivers on eligible loans for several years. How do the solutions work? Why do we need them? But you already know this.

Modernization 360

Modernization Appraisal Inspection Valuation 360

Housing Wire

AUGUST 14, 2023

Appraisal modernization is generating a lot of buzz in the real estate lending industry. Most would agree (me included) that the appraisal process is long overdue for modernization — a 2022 Fannie Mae survey showed 94% of lenders are in favor of appraisal modernization.

Modernization 346

Modernization Appraisal Technology Appraisal Process 346

Housing Wire

JANUARY 12, 2023

The first phase of the portal will include APIs specific to Black Knight’s servicing technologies and will expand to include offerings in the lending and secondary markets space. “By ICE claims the merger will modernize the mortgage servicing platform and the merger “will afford significant benefits to U.S.

Mortgage 313

Mortgage Tools Clients Development 313

Housing Wire

MARCH 10, 2021

The community lending segment has experienced impressive growth over the last 10 years. As a result, these lenders are more likely to foster a customer base that generates repeat business and referrals. Community-based relationships are a primary reason small to midsize lenders will likely thrive in this new purchase market.

Marketing 383

Marketing Technology Lending Business 383

Housing Wire

JUNE 25, 2021

One way to do that is by offering a digital lending process’ that attracts borrowers across all generations, regardless of their credit score and finances. Joel Rickman: One of the most significant and transformational trends in lending is the call for the modernization and digitization of the mortgage loan process.

Lending 391

Lending Technology Modernization Mortgage 391

Housing Wire

JUNE 9, 2021

Bank CRA obligations cover far more than their mortgage lending. It extends to their checking and savings accounts, small business and community development debt and equity financing, bank branch locations, financial literacy, grantmaking and more.

Lending 457

Lending Development Government Finance 457