Housing Wire

OCTOBER 28, 2022

HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. 02 HWA The Remix: Westwood Insurance Agency. All Things Housing. 03 Marketing Leaders Success Summit: The Future of Marketing.

Lending 395

Lending Development Finance Technology 395

Housing Wire

SEPTEMBER 30, 2020

With FinXperience, Tavant aims to bring all parties together on one collaboration platform and provide hyper-personalized digital journeys to borrowers, loan officers, brokers, real estate agents, financial advisers and other participants in the lending ecosystem. Mohammad Rashid, Head of Fintech Practice.

Lending 198

Lending Real Estate Agent Loan Officers Architecture 198

Housing Wire

APRIL 24, 2023

But, how you structure those agreements and the partnership you develop can make a big impact on how that service thrives. As an industry leader, maintaining relationships with mortgage and title professionals could take your business to the next level, and mortgage professional David Lykken wants to help you achieve those goals.

Real Estate 334

Real Estate Brokerage Valuation Insurance 334

Housing Wire

OCTOBER 4, 2022

Head of Neighborhood and Community Lending. Matic Insurance. Senior Executive Vice President, President of Residential Servicing and Correspondent Lending. Supreme Lending. Head of Home Lending. Planet Home Lending. Chief Business Officer. Executive Vice President of Retail Lending. Aaron King.

Human Resources 406

Human Resources Lending Real Estate Technology 406

Housing Wire

MAY 23, 2022

In his new role, Hogle will manage the firm’s retail operations, overseeing growth and development of retail sales and the production network, while supporting the firm’s business channels. Hogle has more than 20 years of experience, including about 15 years with Supreme Lending.

Mortgage 385

Mortgage Retail Insurance Development 385

Housing Wire

JUNE 21, 2023

Department of Housing and Urban Development (HUD), the regulator’s agenda will address issues relevant to the housing industry. CFPB] released an outline of proposals and alternatives under consideration for the SBREFA panel, made up of representatives of small businesses that might be affected by the rulemaking,” the item said. ”The

Valuation 330

Valuation Finance Legal Development 330

Housing Wire

SEPTEMBER 8, 2021

Instead, the agency is proposing to replace the federal anti-redlining rule with rules adopted jointly by the OCC, Federal Deposit Insurance Corporation , and the Board of Governors of the Federal Reserve System in 1995. The agency is soliciting public commentary, due by Oct.

Modernization 373

Modernization Insurance Lending Development 373

Housing Wire

MAY 27, 2021

Kuterdem has more than 15 years of experience specific to the title industry, previously serving as senior vice president for strategy at Adeptive Software and former CTO for WFG National Title Insurance Co. ” In his new role at SoftPro, Kuterdem will focus on long-term research and development strategies.

Tools 368

Tools Insurance Lending Business 368

Housing Wire

JUNE 8, 2021

Regions Bank is looking to make a big dent in the home improvement lending space , striking a deal to acquire EnerBank USA for $960 million in cash. EnerBank says it works with 10,000 contractors and develops personalized loan programs for their clients. billion in home improvement projects. in 2021 to $433 billion.

Renovations 370

Renovations Home Improvement Marketing Finance 370

Housing Wire

OCTOBER 5, 2023

As the housing market suffers through a drought of home sales and related mortgage originations in the current high-rate environment, home prices and home equity continue to climb, helping to spark a revival of another sector — home equity lending and investment. billion, according to a review of bond-rating and industry reports.

Housing Market 409

Housing Market Marketing Contracts Finance 409

Housing Wire

AUGUST 1, 2023

Their collective expertise spans the entire spectrum of the sector, encompassing areas such as lending, tech, real estate, appraisal, compliance, operations, sales and so much more. The following list of honorees comprises many more examples of exceptional leadership from some of the industry’s most accomplished women.

Real Estate 370

Real Estate Realty Lending Mortgage 370

Housing Wire

JUNE 9, 2021

Bank CRA obligations cover far more than their mortgage lending. It extends to their checking and savings accounts, small business and community development debt and equity financing, bank branch locations, financial literacy, grantmaking and more. They are bound to do more.

Lending 466

Lending Development Government Finance 466

Housing Wire

JULY 1, 2022

Enact Mortgage Insurance. Area Business Development Manager. First Vice President, Marketing, Retail Lending. Angel Oak Lending. Eric Kushner. VP, Marketing. VP, Brand Strategy. First Guaranty Mortgage Corporation. Erika Martin. Senior Director of Marketing. Haley Parker. Fairway Independent Mortgage Corporation.

Marketing 384

Marketing Realty Real Estate Lending 384

Housing Wire

JUNE 6, 2022

Wells Fargo , one of the nation’s largest banks, had at least 114 layoffs in its home lending business following a drop in revenue in that division in the first quarter of 2022. Wells Fargo: at least 114 employees in home lending. The bank’s revenues in the home lending business totaled $1.5

Mortgage 421

Mortgage Loan Officers Lending Human Resources 421

Housing Wire

JUNE 27, 2023

Bush and a vice president at Goldman Sachs before starting at the lender in 2021, listed several alleged violations related to lending practices. In its seventh securitization on June 14, The Change Company attracted 16 investors to a $306 million offering, including money managers, banks, insurance companies, and private funds.

Investors 341

Investors Law Insurance Lending 341

Housing Wire

FEBRUARY 16, 2022

If your state requires a lending license, make sure a the lender is licensed. In comparison to larger banks or even a local credit union, private lending is more reliant on relationships. Establish a private money lending network for real estate. Private money lenders can be located inside and outside the real estate business.

Real Estate 384

Real Estate Investing Investors Renovations 384

Housing Wire

JULY 19, 2021

The IPO gives the cloud-based software company the ammunition to grow market share , develop new products and dive deeper into various sectors within fintech, including consumer banking and auto. Over the last two years, Blend has acquired its own mortgage insurance firm and title insurance firm (the latter in a $422 million deal).

Insurance 384

Insurance Investors Technology Real Estate Agent 384

Housing Wire

OCTOBER 28, 2022

As the mortgage industry faces the realities of rising interest rates, savvy lenders are shifting gears towards the potential profitability of home equity lending. HousingWire: In a rising rate environment where a large percentage of homeowners have record-low mortgage rates secured, the lending industry is turning an eye to home equity.

Lending 390

Lending Technology Insurance Tools 390

Housing Wire

AUGUST 18, 2021

The firm promised to automate much of the underwriting process by making income, asset and lending decisions. Candor has already developed capabilities to process loans for self-employed borrowers — a particularly time-intensive underwriting niche — and is rolling out Federal Housing Administration and Veterans’ Affairs offerings as well.

Mortgage 409

Mortgage Technology Clients Development 409

Housing Wire

MARCH 31, 2022

WFG National Title Insurance Company (WFG) is a wholly owned subsidiary of Williston Financial Group and a national title insurance underwriter dedicated to taking time and cost out of real estate transactions. DecisionPoint offers immediate title clearance for about a third of U.S. properties.

Real Estate 362

Real Estate Human Resources Technology Clients 362

Housing Wire

AUGUST 7, 2020

Suazo has over 15 years of leadership experience in the mortgage lending space with firms including Stearns Lending , Bank of America , Carrington Holding Company and CloudVirga. North American Title Company has named Richard Yankowski as its managing director of Florida’s business.

Technology 264

Technology Law Lending Legal 264

Housing Wire

AUGUST 25, 2021

Mortgage industry groups on Tuesday made their voices heard in response to the Department of Housing and Urban Development ’s proposed reinstatement of its 2013 disparate impact rule. Numerous industry stakeholders asked HUD to make some changes to the regulation to raise and further explain the threshold for disparate impact claims.

Legal 383

Legal Insurance Development Mortgage 383

Housing Wire

AUGUST 7, 2023

Real estate still relies on a “system” unable to integrate production across the silos of media, brokerage, lending, insurance and trading. Technology hasn’t been the barrier since 1998 when Equifax, and later other firms, developed systems to secure complex, multi-party transactions over the Internet.

Real Estate 354

Real Estate Supply Chain Architecture Brokerage 354

Housing Wire

MAY 27, 2022

In his own statement Thursday, Chopra said companies have “legal responsibilities when they let a black-box model make lending decisions.”. The CFPB has raised concerns in the past that algorithmic models perpetuate discriminatory mortgage lending practices.

Law 421

Law Legal Valuation Government 421

Housing Wire

FEBRUARY 23, 2024

Recounting history TCB began its relationship with RMF in 2015 by “financing […] to enable RMF to fund and operate its business — including funding for RMF’s operations involving tails,” the filing states. Ginnie Mae accordingly implored TCB to lend money to RMF. But TCB was hesitant to lend money to a bankrupt company.

Government 351

Government Contracts Finance Lending 351

Housing Wire

AUGUST 23, 2023

” Better is partnering with other businesses to offer services such as homeowner’s insurance and to provide access to a network of real estate agents, rather than offering these products and services directly to borrowers. The change resulted in Better’s exit from its real estate business. We aim for a similar mix.”

Realtors 366

Realtors Technology Insurance Mortgage 366

Housing Wire

MAY 5, 2022

That’s partly because, according to a joint notice of proposed rulemaking from bank regulators on Thursday, banks’ performance would be judged by where they lend, not just where they have branches. Honestly we don’t know if that is coming or not,” said Ricard Pochkanawala, senior policy council at the Center for Responsible Lending.

Modernization 365

Modernization Lending Retail Law 365

Housing Wire

APRIL 4, 2022

The FHA also insured more than twice as many loans to Black and Hispanic borrowers last year as the rest of the mortgage market combined. Interest rate growth will “affect borrowers at the margin and therefore have a negative impact on FHA business,” he said. “It It underscores the importance of reducing the annual premium (.85%)

Insurance 369

Insurance Loan Officers Sellers Mortgage 369

Housing Wire

MAY 26, 2021

After reading the recent report from the Federal Housing Finance Agency on the performance of Fannie Mae and Freddie Mac’ s credit risk transfer programs, anyone unfamiliar with the purposes of CRT might understandably conclude that the GSEs vastly overpaid capital market investors and insurance providers to transfer credit risk off their books.

Insurance 315

Insurance Investors Design Finance 315

Housing Wire

MARCH 15, 2023

Meanwhile, mortgage lenders are still trying to calm down their investors and business partners. That was a favorable development,” Deitch said. Client funds are held in insured deposit accounts at a mix of money centers and regional banks, the company said. The recent crisis impacted homebuyers in different ways.

Mortgage 367

Mortgage Clients Retail Marketing 367

Housing Wire

JUNE 8, 2021

The award recognizes housing professionals in residential mortgage lending, servicing, investments, real estate and fintech who are problem solvers, driving their companies forward every day. Maxson helped develop a new workflow process that enabled NotaryCam to manage a 300% increase in demand for remote online notarization. .

Real Estate 227

Real Estate Development Insurance Government 227

Housing Wire

AUGUST 16, 2023

HousingWire: 2023 has been rough for mortgage lending with mortgage applications down around 60%, what is CreditXpert seeing from a demand side when it comes to credit inquiries? Higher credit scores are the key to lower interest rates, lower monthly payments and lower private mortgage insurance premiums.

Inventory 346

Inventory Lending Mortgage Insurance 346

Housing Wire

SEPTEMBER 21, 2021

While the rise of digital technology has permanently shifted the world of lending, many borrowers still look for a human-touch experience to help create trust and transparency throughout the lending process. “A What’s the latest problem you and your team are trying to solve?

Technology 297

Technology Lending Clients Insurance 297

Housing Wire

JANUARY 25, 2022

Most seasoned mortgage companies have seen these peaks and troughs and are positioning themselves to adapt to the changing market conditions by focusing on purchase business and other products like non-qualified mortgage loans. In the mortgage business, many expenses are front-ended. How do you manage that?

Mortgage 355

Mortgage Inventory Business Loan Officers 355

Housing Wire

JULY 20, 2023

“We would not be surprised to see changes to these proposals down the road, but participants should continue to monitor these developments for any spillover effects to the MBS market.” IMBs are a very robust business model if there’s warehouse credit available. And we’ve got several public companies now.

Mortgage 350

Mortgage Marketing Lending Finance 350

Housing Wire

JULY 7, 2021

The development is particularly notable due to the recent activity of MAM in the realm of reverse mortgage servicing. Cooper or depressed its profitability, but because the company sought to streamline its financial statements and instead accentuate what it aims to do with its core businesses.

Mortgage 396

Mortgage Property Taxes Insurance Business 396

Housing Wire

NOVEMBER 10, 2022

“This creates a challenging environment for volume-sensitive businesses such as mortgage originators and title insurers.” Its servicing business, however, was the ninth largest in the country, totaling $464 billion, a 19% increase from the same period last year. . Smaller business . Marginal reductions . .

Mortgage 369

Mortgage Loan Officers Lending Business 369