Housing Wire

DECEMBER 22, 2021

This week’s HW+ member spotlight features Shant Banosian, executive vice president of sales at Guaranteed Rate. According to HousingWire’s most recent coverage , Banosian, who has several dozen team members, has funded over $7 billion loans throughout his career, and has been with Guaranteed Rate for over 14 years.

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Housing Wire

MAY 3, 2022

In this HW+ Slack Q&A, HousingWire Lead Analyst Logan Mohtashami gives the inside scoop on where rates are headed, his insights on the latest economic reports and more. As a member of HW+, you get access to 30-minute Slack Q&As, where we invite the HW Media newsroom to break down the hottest topics in the industry.

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Housing Market Marketing Inventory Mortgage 390

Housing Wire

NOVEMBER 26, 2021

During this Thanksgiving week, we went from higher yields and the first Fed rate hike storyline to a big drop in bond yields and scary headlines on a new COVID variant, Omicron. In this type of economic environment is it even possible for mortgage rates to get to 4% and can the Federal Reserve really hike rates in an aggressive fashion?

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Retail Mortgage Marketing 535

Housing Wire

JANUARY 27, 2022

I retired in 2020 from the mortgage business after 24 years, so I understand how some people who were floating their rate lock might not feel this way. I am a bond market guy because, to the core, I am an economics person first, so my discussions are more about the 10-year yield and the economic cycle versus mortgage-backed securities.

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Mortgage Marketing Inventory Housing Market 382

Housing Wire

MARCH 15, 2022

In this HW+ Slack Q&A , Lead Analyst Logan Mohtashami gives the inside scoop on where rates are headed, whether or not he has updates to his 2022 forecast and more. Thus nullifying any mortgage yield declines? Short term yields are rising because the Fed is still in rate hike mode. housing market.

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Housing Wire

MARCH 28, 2022

In this HW+ Slack Q&A , Lead Analyst Logan Mohtashami gives the inside scoop on where rates are headed, whether or not he has updates to his 2022 forecast and more. However, since I had the possibility of the 10-year yield getting to 2.42% and 4% plus mortgage rates, I accounted for that in the range.

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Housing Wire

OCTOBER 22, 2021

This week’s HW+ spotlight features Karen Mayfield, head of National Retail Sales at Wyndham Capital Mortgage. In her role, Mayfield is tasked with expanding on the company’s digital roots into the retail mortgage environment. Let people show you who they are before you decide it for them. Karen Mayfield: Loan officers.

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Housing Wire

NOVEMBER 29, 2021

“Always be the detective, not the troll “ As you can imagine, being a very pro-American economic person, especially during this crisis, I have a target on my head. Home sales had a big gap from trending sales to where total sales closed in 2020. Today, pending home sales came in as a big beat of estimates — up 7.5%

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Housing Wire

APRIL 22, 2022

This week’s HW+ member spotlight features Matthew Blanchard, producing sales manager at Academy Mortgage Corporation. Blanchard previously worked art Loan Depot before joining in growing Academy Mortgage Corporation. HousingWire : What is your current favorite HW+ article and why? Matthew Blanchard: You can’t golf and boat.

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Housing Wire

MARCH 31, 2022

Are we headed to a housing bubble? The Dallas Fed on Thursday published an article titled: Real-Time Market Monitoring Finds Signs Of a Brewing U.S. Over the years, I have tried to express that we won’t have a repeat of 2002-2005 when it comes to a speculative mortgage debt expansion on unsound credit. Housing Bubble.

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Housing Wire

FEBRUARY 21, 2023

Jay Farner likes to tell a story about his early days at Rock Financial , which would become Quicken Loans and eventually Rocket Mortgage. It was 1996 and Dan Gilbert , the founder and CEO, announced that the company’s mortgage bankers weren’t going to meet with applicants face to face. With the Feb.

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Clients Mortgage Business Home Value 291

Housing Wire

MAY 31, 2022

Gal and other company representatives did not return messages for this article. One is people dislike where the economy is headed. “I Today, though, Side is radio silent on going public. Side is no outlier. The reason to stay private is twofold, industry experts said. Then, in the year following COVID-19’s U.S.

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Real Estate Brokerage Realty Valuation 368

Housing Wire

FEBRUARY 8, 2022

Goldstone’s case is not related to the world of bad Tinder dates, where the colloquial term “ghosting” is popularly used when someone cuts off contact without warning or explanation. Goldstone is an executive at a mortgage servicer company trying to reach out to homeowners. “We We know where they live. We service their loans.

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Law Mortgage Legal Finance 354

Appraisal Today

JULY 21, 2023

Where I live, very few homes have pools. In dramatic contrast, when I first started appraising “over the hill”, 10-15 miles away where there are many subdivisions, I noticed that in certain neighborhoods, a pool was almost mandatory. If this article helped you understand non-lender appraising, it is worth the subscription price!

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Appraisal Today

AUGUST 4, 2023

In a truly Orwellian move, mortgage giant Freddie Mac recently announced its intent to censor an arbitrary collection of words such as “desirable,” “safe,” “well-kept,” “student” and “crime” when they appear, in any context, in the hundreds of thousands of appraisal reports it relies on in mortgage underwriting. since October 2021.

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Housing Wire

JANUARY 2, 2023

This is why I’ve created the Housing Market Tracker — a weekly analysis of purchase apps, housing inventory and mortgage rates that will be published every Monday. Then those rates fell 1.25% , which changed the demand data, only to rise again in a short timeframe. The 10-year yield shows where mortgage rates will go.

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Inventory Housing Market Marketing Mortgage 456

Appraisal Today

AUGUST 5, 2022

My comments : The big push to cut down on appraisal turn times because of the appraisal shortage is Very Old News since mortgage volume has plummeted. . NOTE: Please scroll down to read the other topics in this long blog post on non-lender appraisals, real estate market, unusual homes, mortgage origination stats, etc.

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Appraisal Today

JANUARY 27, 2023

The language requiring a minimum “head and shoulders” access into the attic was deleted. Also, language requiring a minimum “head and shoulders” access into the crawl space was deleted. NOTE: Please scroll down to read the other topics in this long blog post on unusual homes, mortgage origination stats, etc. effective 9/14/15.

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The Robert Weiler Company

SEPTEMBER 23, 2021

While residential property value is primarily determined based on the going sale price of a similar property located in the same or similar community, commercial property relies most heavily on what’s known as the capitalization rate. In fact, according to the US Energy Information Administration, there are an estimated 5.9

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Retail Real Estate Business Training 158

Housing Wire

APRIL 13, 2022

In this HW+ Slack Q&A , HousingWire Lead Analyst Logan Mohtashami gives the inside scoop on where rates are headed, his insights on the latest economic reports and more. Logan Mohtashami: Whenever home prices are rising, and then rates rise, people look up the term Housing Bubble; it’s the nature of the beast.

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Housing Market Marketing Mortgage Inventory 427

Appraisal Today

FEBRUARY 24, 2023

NOTE: Please scroll down to read the other topics in this long blog post – Bias, Cost cutting, slow business, unusual homes, mortgage origination stats, etc. AMCs had taken over the mortgage-lending work. What Level Appraiser Are You? Beginner, Intermediate, or Pro? By McKissock Excerpts: How do we measure ourselves?

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Housing Wire

JUNE 18, 2023

Mortgage rates were near 7% last week but purchase applications were still able to pull out an 8% week-to-week gain. Mortgage rates hardly budged last week, even with the Federal Reserve ‘s announcement it was pausing rate hikes and CPI inflation reports. We cannot break over 4.6 6% for a year.

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Housing Market Marketing Inventory New Listings 473

Appraisal Today

JUNE 17, 2022

NOTE: Please scroll down to read the other topics in this long blog post on real estate market, USPAP and contracts, unusual homes, mortgage origination stats, etc. ==. It looks like the change is starting because of increasing mortgage interest rates. I have included some of the articles below. All cash and investors.

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PennyMac

FEBRUARY 25, 2022

And now that many of us are still spending the majority of our time at home, it’s become a place where our decor dreams can come to life. Consult a tax adviser for further information regarding the deductibility of mortgage interest and charges. Splash of color, anyone? Looking to add some color with a twist?

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Decorating Design Renovations Home Improvement 36

Housing Wire

SEPTEMBER 19, 2023

One of the challenges in discussing what the mortgage industry needs to do next is figuring out what’s actually coming next. In August, when interest rates topped 7% for the first time in 22 years, there was a rash of articles featuring leading industry economists predicting what interest rates would do for the rest of the year and into 2024.

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Marketing Technology Lending Mortgage 335

Housing Wire

JANUARY 26, 2022

months at the current sales rate. The new home sales market is doing its slow and steady dance upward, which is typically the case as long as mortgage rates stay low. family houses in December 2021 were at a seasonally adjusted annual rate of 811,000, according to estimates released jointly today by the U.S. This is 11.9

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Construction Marketing Mortgage Sellers 430

Housing Wire

MAY 31, 2022

Mortgage lenders and real estate investment firms this month entered tight housing markets in the Midwest and the Northwest to better reach prospective homebuyers, despite a challenging mortgage market. The expansion comes amid a surge in mortgage rates and declining loan origination volume.

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Mortgage Construction Lending Real Estate 384

Housing Wire

DECEMBER 20, 2021

Even in the extreme conditions of COVID-19, my general premise on housing economics predicted that the two variables with the most influence — demographics and mortgage rates — would hold up the housing market. The 10-year yield and mortgage rates. That range dictated that mortgage rates would roughly stay between 3.5%-4.75%.

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Housing Market Inventory Mortgage Marketing 543

Housing Wire

JUNE 24, 2022

Below, Bernstein answers questions about the housing industry: HousingWire: What is your current favorite HW+ article and why? Getting to dig deep into what these bonds were and how the underlying mortgages impacted them was priceless. Mortgage rates going up faster than they ever have. It’s my job to put it all together.

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Housing Wire

APRIL 8, 2022

One of the reasons that I moved into the “team higher mortgage rate” camp is that what I saw in January, February, and March of this year was so unhealthy that I labeled the housing market savagely unhealthy. Here’s a point-by-point comparison of what I said before April 10, 2020 and where we are today.

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Houston Properties

JANUARY 13, 2021

Today's monthly payments on a $500,000 mortgage are about the same as a $210,000 mortgage from the mid-1990s or a $300,000 mortgage from 2007. Concerned about a housing market crash? Worried about missing out on a boom? SUMMARY: Coming off a record year, the Houston real estate market started 2021 in a seller’s market.

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Housing Market Marketing Real Estate Realtors 68

PennyMac

APRIL 5, 2022

You will have many questions: Where should you buy? Enter perhaps the most important item on your homebuying preparation list: the mortgage pre-approval. No guarantees are made — it’s simply a model of what your mortgage could look like, should you be approved. What Do I Need to Get Pre-Approved for a Mortgage?

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Appraisal Today

SEPTEMBER 15, 2023

The 21 percent who cite other challenges are most likely to cite lack of business/slow market, rising interest rates, low fees, and to reiterate pressure from AMCs. The 21 percent who cite other challenges are most likely to cite lack of business/slow market, rising interest rates, low fees, and to reiterate pressure from AMCs.

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Appraisal Real Estate Agent Contracts Real Estate 81

Appraisal Today

OCTOBER 13, 2023

Level 1 – Beginner This is where we all start. Here is where you provide more explanations. I am writing two long articles for the November issue about Hybrid Desktops and Property Data Collectors. How to Level Up as an Appraiser By Conrad Meertins Jr. Excerpts: The key is not the letters but the competency or skill.

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Appraisal Law Contracts Business 79

Appraisal Today

AUGUST 12, 2022

NOTE: Please scroll down to read the other topics in this long blog post on mortgage rates history, declining prices on high end homes, bias, unusual homes, mortgage origination stats, etc. =. Mortgage Rate History: Check Out These Charts. Excerpts: Mortgage rate history stretches back nearly a century.

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Lamacchia Realty

AUGUST 25, 2022

Mortgage rates have increased, and buyers are backing out of their search!” Renting though is not working out well for people either – rents are up dramatically from when interest rates increased , and property owners need to accommodate for the increased costs of their own mortgages and inflation. In Conclusion.

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The Robert Weiler Company

MARCH 15, 2021

Schools, houses of worship, historic buildings, repurposed industrial buildings, and university structures, no matter where they are located, also qualify for “special-purpose” status. Challenges Related to a Special Purpose Property. Columbus’s efforts at special purpose real estate revitalization have taken decades to germinate.

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