article thumbnail

Blockchain today vs. yesterday – What’s different?

Housing Wire

Today, established actors in settlement services are collaborating on the same ledger with the same form of smart contract to eliminate transaction overheads. For example, the DLT and smart contract structure for trade transaction settlement are encapsulated by the vested industry actors.

Contracts 332
article thumbnail

Opinion: What the ICE-Black Knight merger means

Housing Wire

Lenders began to define the “trust model” of standards, contracts and shared services necessary to achieve cross industry interoperability. MERS provided a trusted “golden record” of the owner of the mortgage loan asset, Simplifile reaches the county recording end-points, IDC integrated $5.2B

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Paperless Appraisal Office?

Appraisal Today

NOTE: Please scroll down to read the other topics in this long blog post on HUD bias Complaints, E&O insurance, home fire insurance, unusual homes, mortgage origination stats, etc = Can Fresh Staging and a Big Price Drop Help Sell This Grand Mansion in Lake Forest, Illinois? Mortgage applications decreased 5.7 baths, 15,000 sq.ft.,

article thumbnail

Stavvy’s CTO on moving a whole industry to digital

Housing Wire

He is an author and has three granted patents in the areas of digital media and reliable web service architecture. Our recent acquisition of assets from Evolve mortgage, SigniaDocuments, include its SMART Doc engine and whole set of docs for mortgage, including HELOCs. Sarah Wheeler: What led you to join Stavvy last year?

article thumbnail

Appraiser Has Very Big Problems With Borrower

Appraisal Today

NOTE: Please scroll down to read the other topics in this long blog post on non-lender appraisals, and types of bias, Scams on black homes, unusual homes, mortgage origination stats, etc. After a major interior makeover, the architecturally significant home is in Houston‘s upscale Piney Point Village neighborhood. baths, 5,550 sq.ft.,

article thumbnail

USPAP Myths for Appraisers

Appraisal Today

NOTE: Please scroll down to read the other topics in this long blog post on New CA bias classes, 2024 New Years resolutions, 2024 goals, unusual homes, mortgage origination stats, etc. baths An architectural masterpiece designed by World renowned architect Harry Gesner and a wonderful fusion of modern architectural style with Gothic castle.

article thumbnail

2024 USPAP Changes Clarify Nondiscrimination

Appraisal Today

NOTE: Please scroll down to read the other topics in this long blog post on Investigation of desktop appraisals, economic analysis, Bias, hybrid appraisals, unusual homes, mortgage origination stats, etc. Mortgage markets navigate through a storm This year, mortgage markets have been stirred by significant volatility.