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HW+ Member Spotlight: Josh Mettle

Housing Wire

I could not run my business without either of them. Loan officers should be helping clients understand how borrowing for as long as possible benefits the borrower because paying back today’s mortgage with 2030, 2040, or 2050 dollars is a great deal for the borrower. HousingWire: What has been the most useful tech tool for you?

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How local lenders can support homeownership in today’s housing market

Housing Wire

Because they form strong relationships in their communities, often providing banking services and financial counsel for local residents, they know their clients’ needs far more intimately than large lenders. will decline by 3 percentage points by 2040, with the concentration of homeowners skewing older and less diverse.

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How the housing industry is preparing for the age of AI

Housing Wire

By 2040, 70% of new homeowners will be Latino but many could be denied a mortgage because of their high debt-to-income levels. “If The housing industry will need to figure out how to incorporate artificial intelligence and machine learning while keeping bias from creeping into the business decision-making model, he said.