Housing Wire

JANUARY 17, 2024

Did you know that in 2022, both younger and older Baby Boomers made up the largest generation of American homebuyers? 2 However, these potential clients will also face challenges — namely market volatility, unpredictable interest rates and limited purchasing power due to increasing debt.

Finance 472

Finance Real Estate Agent Real Estate Insurance 472

Housing Wire

JUNE 5, 2023

As the top mortgage lender, we are always building, growing and improving broker tools on a daily basis. Consumers who use a mortgage broker instead of a retail lender save $9,400 over the life of the loan and that increases to $10,400 for minorities. In fact, in 2022, over 20,000 loan officers joined the wholesale channel.

Mortgage 362

Mortgage Retail Lending Loan Officers 362

Housing Wire

DECEMBER 3, 2021

Lenders need to be mindful that clients don’t purchase homes often and using acronyms to describe the program, terms or process can create confusion. As the loan officer, the more information I can share with my borrower and referral partners the more valuable I become to the transaction and future referrals.

Inventory 397

Inventory Loan Officers Clients Mortgage 397

Housing Wire

APRIL 20, 2021

Once again, Google grabbed headlines in March 2021 when they emphasized that the code would cease to exist across its platforms by 2022. When you run affiliate marketing or retargeting across various channels or websites, for example, your campaigns are likely relying on third-party tools to identify and track individual consumer behavior.

Real Estate 435

Real Estate Mortgage Loan Officers Advertising 435

Housing Wire

MAY 16, 2022

Polly , a software-as-service mortgage technology firm that operates a loan-trading platform, integrated with six mortgage insurance providers to streamline the mortgage process for loan officers and mortgage lenders. .

Insurance 352

Insurance Mortgage Investors Tools 352

Housing Wire

JANUARY 19, 2023

There were no severance packages, and even health insurance was canceled retroactive to May 2022, leaving some on the hook for huge medical bills. The mystery as to what happened to its loan pipeline and funding endure. That tool canceled benefits retroactively back to May but that may have been sorted out forcefully.” (The

Mortgage 418

Mortgage Investors Legal Loan Officers 418

Housing Wire

FEBRUARY 11, 2022

Apart from selling produce that is popular in former Soviet countries, these stores represent a marketing opportunity for Alex Naumovych, a loan officer at Draper and Kramer Mortgage Corporation. trillion in 2022, while refinance origination will dip by 62% to $860 billion from $2.26 trillion in 2021.

Marketing 416

Marketing Real Estate Agent Loan Officers Advertising 416

Housing Wire

DECEMBER 10, 2021

HousingWire: What has been the most useful tech tool for you? HousingWire: What do you think will be the big themes for the housing market in 2022? Every time I’ve had the courage to move forward with my career, I’ve learned more in the next 12 months than I had in the last 5 to 10 years.

Loan Officers 378

Loan Officers Housing Market Mortgage Tools 378

Housing Wire

MAY 6, 2022

HW: While non-QM loans have historically only accounted for a small portion of the mortgage market, industry experts expect to see significant growth in non-QM lending in 2022 and beyond. All of a sudden, you have loan officers and brokers out there hearing what the market is demanding. We have in-house underwriters.

Marketing 347

Marketing Lending Loan Officers Training 347

Housing Wire

MARCH 1, 2022

In eOriginal’s 2020 Tech100 nomination, the company boasted about the efficiency their ClosingCenter product brought to mortgage lending clients; Fairway achieved 80% faster mortgage acceptance by secondary market investors and also realized a 90% reduction in interest expenses to warehouse lenders for mortgages closed using ClosingCenter.

Real Estate 364

Real Estate Brokerage Real Estate Agent Technology 364

Housing Wire

MARCH 31, 2022

Overall, I think the consensus we’re hearing from clients is that the overall non-QM market is going to continue to grow in 2022. BH: There’s no question that non-QM is more difficult to originate than conforming or government loans, so many mainstream brokers and loan officers have been reluctant in the past to offer these products.

Marketing 374

Marketing Investors Technology Loan Officers 374

Housing Wire

FEBRUARY 3, 2023

Origination volume for USAA Federal Savings Bank dropped 39% in 2022, declining to $5.17 The bank has 197 active loan officers and 12 branches across the country. The bank has 197 active loan officers and 12 branches across the country. billion from $8.47 in 2021, mortgage data platform Modex showed.

Real Estate 71

Real Estate Lending Human Resources Insurance 71

Housing Wire

JANUARY 31, 2023

Scott Miller, a former mortgage loan originator at Sprout Mortgage , knew the clock was ticking when the non-qualified mortgage (non-QM) lender abruptly closed doors in July 2022. In turn, thousands of loan originators could soon be looking for a new lender to hang their license. But not every LO will find a new workplace.

Mortgage 407

Mortgage Loan Officers Retail Finance 407

Housing Wire

DECEMBER 20, 2022

When the refi market dried up in 2022, business took a drastic turn for Thuan Nguyen, CEO of Loan Factory and the top loan originator on the Scotsman Guide for the last two years. I have about five loan officers helping me, and I have more than 30 processors and assistants helping me. I cut [my team] down a lot.

Business 74

Business Retail Realtors Loan Officers 74

Housing Wire

FEBRUARY 29, 2024

Mortgage lenders are offering discounts on loan pricing to capture borrowers. Mike, a North Carolina-based loan officer, had two loans closing in mid-January. The contrast between the deals was striking. “I have a loan closing today for first-time homebuyers who didn’t really press me on pricing,” he said.

Loan Officers 429

Loan Officers Mortgage Lending Real Estate Agent 429

Assurance Financial

MARCH 2, 2022

Katherine Campbell, Chief Digital Officer at Assurance Financial who won the 2020 Housing Wire Tech Trendsetter award, shares her greatest success story in mortgage process digitization to date ahead of her session at PEX Live: Digital Mortgage Process 2022. KC : My top advice is to get in the game.

Mortgage 36

Mortgage Loan Officers Technology Insurance 36

Housing Wire

AUGUST 16, 2023

over that same period but 25% below the volume of July 2022. Prepayment rates are likely to remain historically low for at least another year, homeowners’ equity positions are extremely strong, millions of homeowners have rates under 4%, and COVID-era loss mitigation tools give distressed borrowers loads of new options.

Retail 351

Retail Real Estate Agent Business Mortgage 351

Housing Wire

OCTOBER 20, 2023

With its potential to reach new clients and gain tremendous ROI, social media has become one of the most effective marketing tools for businesses big and small. Just sold stories If your clients are willing to be featured on your socials, celebrate their sale. Readers are more likely to remember stories that evoke emotions.

Real Estate 405

Real Estate Agents Real Estate Agent Clients 405

Housing Wire

AUGUST 31, 2023

And as a loan officer (LO), why should I care? A look into GSE appraisal modernization efforts The GSEs have each offered appraisal waivers on eligible loans for several years. Fast forward to 2022 and Freddie Mac announced the availability of ACE+ PDR for cash-out refinance and certain “no cash-out” refinance mortgages.

Modernization 385

Modernization Appraisal Inspection Valuation 385

Housing Wire

APRIL 21, 2022

Nominations for HousingWire’s Women of Influence award are now open through Friday, April 29, 2022. Where giant strides have been made to simplify the process through digital mortgage platforms is where we are seeing combined tools. The future of digital mortgage isn’t removing the mortgage expert and clients helping themselves.

Mortgage 393

Mortgage Contracts Technology Lending 393

Appraisal Today

SEPTEMBER 15, 2023

The survey results had a comparison of 2022 and 2023, which was very interesting. One-quarter (26 percent) cite technology fees (not an option in 2022). NAR Appraisal Survey 2022 Appraisal Business Tips Humor for Appraisers Click here to subscribe to our FREE weekly appraiser email newsletter and get the latest appraisal news!!

Appraisal 81

Appraisal Real Estate Agent Contracts Real Estate 81

Appraisal Today

OCTOBER 14, 2022

Consistent application of both quality control and quality assurance processes for appraisal review may also be in part a reason for improvement, as appraisers have a better understanding of what is needed by their client. I have always collected all the money owed from my lender clients using the collection techniques I write about.

Appraisal 52

Appraisal Insurance Real Estate Business 52

Appraisal Today

AUGUST 13, 2023

ChatGPT: Valuable Tool or a Replacement for Real Estate Appraisers? Rates increased for all loan types in our survey, with the 30-year fixed mortgage rate increasing to 7.09 percent, the highest level since November 2022,” said Joel Kan, MBA’s Vice President and Deputy Chief Economist. government debt rating.

Appraisal 74

Appraisal Contracts Real Estate Agent Mortgage 74