Housing Wire

JULY 21, 2023

Lifting a ban on mortgage lenders providing down payment assistance (DPA) to Federal Housing Administration (FHA) borrowers would help underserved borrowers become homeowners, according to a paper published by the Urban Institute. Bush administration in 2004. “If Department of Veteran Affairs and the U.S.

Modernization 306

Modernization Insurance Sellers Real Estate 306

Housing Wire

JANUARY 11, 2021

Rocket Homes Real Estate , a real estate affiliate of Rocket Companies , is being investigated by the Consumer Financial Protection Bureau (CFPB) for possibly violating the Real Estate Settlement Procedures Act (RESPA) when it charged fees for referring Quicken’s mortgage clients to real estate agents, according to officials.

Real Estate Agent 380

Real Estate Agent Real Estate Brokerage Law 380

Housing Wire

SEPTEMBER 15, 2021

That’s why HousingWire invited Rachel Robinson, director, collateral policy and product development at Rocket Mortgage , to HW Annual to discuss how technology can play an important role in the appraisal process and help eliminate discriminatory practices. .

Modernization 294

Modernization Development Valuation Technology 294

Housing Wire

JUNE 8, 2021

It was barely a year ago that Angel Oak Mortgage and the rest of the non-QM lenders were holding on for dear life. a share, Angel Oak Mortgage would be valued at $537 million. Once it debuts on the Nasdaq Stock Exchange , Angel Oak Mortgage would be classified as a real estate investment trust (REIT). trillion. .

Mortgage 225

Mortgage Investing Finance Retail 225

Housing Wire

DECEMBER 16, 2022

For most real estate industry professionals, title insurance needs no introduction. A trusted product , title insurance has been used to protect real estate transactions and property rights for over a century. nationally since 2004 and roughly 5% the past two years, based on the most recent industry data from 2021.

Insurance 464

Insurance Government Legal Fees Real Estate 464

Housing Wire

OCTOBER 20, 2021

Less than one month after launching operations , the private holding group StoicLane – the backers of Interfirst Mortgage – has acquired control of the appraisal management company Lender’s Valuation Services (LVS). The team co-founded several companies and, since 2004, they claim to have created $4 billion in equity value to investors.

Appraisal 348

Appraisal Valuation Appraisal Process Finance 348

Housing Wire

SEPTEMBER 22, 2022

New York-based Unlock Technologies , a fintech operating in the shared-equity market, and real estate investment firm Saluda Grade , have closed a $180 million private-label securitization (PLS) backed entirely by Unlock-originated residential home-equity agreements (HEAs). 21, according to Mortgage News Daily.

Marketing 357

Marketing Contracts Finance Home Value 357

Housing Wire

APRIL 17, 2023

Innovation should be encouraged across the real estate industry. The cost of title insurance has decreased 7% since 2004 thanks to industry investments in machine learning and artificial intelligence (AI). Some companies are also using AI to automatically route mortgage payoffs.

Insurance 408

Insurance Technology Real Estate Finance 408

Housing Wire

MAY 9, 2022

billion in 2020, an increase that ALTA attributed to historic mortgage origination activity and the substantial increase in home values. Incredibly low mortgage rates (led) to an unprecedented increase in real estate transactions and substantially higher home values,” Diane Tomb, the CEO of ALTA said in a statement.

Insurance 299

Insurance Home Value Inventory Real Estate 299

Hank Miller Team

MARCH 9, 2022

Meanwhile, the Atlanta real estate market exploded and subtle fundamental changes began to appear. "They" know something.Wall Street is far ahead of the real estate curve and what they anticipate seems to be coming into focus. in 2004, bottomed at 63.7 Ownership rates peaked at 69.2

Real Estate 98

Real Estate Landlords Investors Buyers 98

Housing Wire

NOVEMBER 9, 2020

One area in the mortgage and real estate industry that has been evolving for nearly two decades is digital closings. E-mortgage volume spikes. During the first six months of 2020, the Federal Housing Finance Agency reported that the volume of e-mortgages purchased by Fannie Mae and Freddie Mac spiked significantly.

Law 432

Law Legal Technology Real Estate 432

Housing Wire

JUNE 21, 2022

billion in premiums, which ALTA attributed to historic mortgage origination activity and the substantial increase in home values. “A Creating a profitable and differentiated digital mortgage experience. Despite rising interest rates , higher home prices and a drop in refinance volume , the American Land Title Association recorded $5.89

Insurance 281

Insurance Home Value Contracts Marketing 281

Housing Wire

FEBRUARY 14, 2022

But what makes Redfin different – what makes it radically, transformatively different – is that it classifies real estate agents as employees. This classification is essential to the real estate industry, homeowners across the country, and to boosting the economy,” NAR declared. It was as boring as it sounds like.

Business 361

Business Brokerage Real Estate Agent Agents 361

Housing Wire

APRIL 1, 2022

When you look at how fixed-income developed, mortgage-backed securities were brand new at the time and I was right at the forefront of that work. CMOs or collateralized mortgage obligations were developed. Then, that led to REMICs — real estate mortgage investment conduits — and the market really took off from there.

Finance 331

Finance Development Business Tools 331

Housing Wire

FEBRUARY 7, 2022

Unison, launched in 2004, joins another California-based fintech competitor, Point , in pursuing efforts to tap the secondary market to create more liquidity for the financing of shared home-equity contracts. Mortgages have existed for 2,000 years, and there’s even a reference to them in Roman writings,” O’Hara said. “So,

Investing 271

Investing Marketing Contracts Investors 271

Lamacchia Realty

JANUARY 25, 2024

2023 was a notable year in real estate history, but if we had to put our finger on what stood out, it was how the number of homes listed was the lowest in over two decades. 2023 Real Estate Performance Highlights The number of homes sold decreased by 21.7% Will the 2024 Real Estate Market Improve?

Inventory 69

Inventory Sellers Contracts Buyers 69

Empire Appraisal Group

MAY 13, 2021

Product risk—such as from mortgages with introductory periods, teaser rates, or balloon payments—comprised about 40% of the mortgage market between 2004 to 2006. More recently, those factors are now at only 2% of the mortgage market, according to Morgan Stanley.

Housing Market 78

Housing Market Realtors Inventory Finance 78

Lamacchia Realty

JANUARY 25, 2024

The real estate landscape witnessed significant developments in 2023, as the New Hampshire market saw a historic low in listings. 2023 Real Estate Performance Highlights The number of homes sold decreased by 18.9% Will the 2024 Real Estate Market Improve? Average prices for closed sales increased by 7.2%

Inventory 52

Inventory Sellers Buyers Contracts 52

DataMaster

JUNE 9, 2021

I can’t help but wonder how Americans will fare as they settle into exorbitant mortgages that swallow up significant chunks of their income! in April 2004. As the median price of homes increases, it’s natural to wonder how much an American household can really afford for a mortgage! It depends.

Mortgage 78

Mortgage Loan Officers Inventory Appraisal 78

DataMaster

JUNE 9, 2021

I can’t help but wonder how Americans will fare as they settle into exorbitant mortgages that swallow up significant chunks of their income! in April 2004. As the median price of homes increases, it’s natural to wonder how much an American household can really afford for a mortgage! It depends.

Mortgage 78

Mortgage Loan Officers Inventory Appraisal 78

DataMaster

JUNE 9, 2021

I can’t help but wonder how Americans will fare as they settle into exorbitant mortgages that swallow up significant chunks of their income! in April 2004. As the median price of homes increases, it’s natural to wonder how much an American household can really afford for a mortgage! It depends.

Mortgage 78

Mortgage Loan Officers Inventory Appraisal 78

Appraisal Today

JANUARY 13, 2023

NOTE: Please scroll down to read the other topics in this long blog post on all cash sales, bad bank, FHFA/Fannie, speaking at real estate agent meetings, unusual homes, mortgage origination stats, etc. ==. Custom-built in 2004, the 50,275-square-foot mountain spread sits on 75 acres just west of Denver.

Appraisal 52

Appraisal Real Estate Valuation Law 52

Empire Appraisal Group

JULY 28, 2022

It is in our interest, as competent real estate professionals, to be aware of the ever-changing valuation landscape so that we can help our clients better understand the appraisal and financing process. Broad adoption of the ANSI standard by the secondary mortgage market would reduce confusion. Craig Morley. George, Utah.

Agents 78

Agents Appraisal Valuation Realtors 78

Appraisal Today

JANUARY 20, 2023

Chance to really irritate annoying real estate salespeople. NOTE: Please scroll down to read the other topics in this long blog post on AMC fees, Real estate forecast, Google Business Profile, unusual homes, mortgage origination stats, etc. Mortgage applications increased 27.9

Appraisal 52

Appraisal Contracts Sellers Business 52

McKissock

DECEMBER 15, 2020

The VA uses state-licensed or state-certified appraisers to provide opinions of value for the homes on which it guarantees the mortgages. He has been a practicing real property appraiser since 1987, and has been instructing and authoring appraisal courses since 1992. A VA loan permits an eligible veteran to borrow up to 103.3%

Appraisal 53

Appraisal Property Appraisal Contracts Real Property 53

McKissock

JULY 24, 2020

Each state has its own set of administrative procedures used to handle disciplinary complaints against licensees of various professions, such as appraisers, real estate agents and broker s, doctors, nurses, accountants, etc. Administrative procedures. Who can file a complaint?

Appraisal 53

Appraisal Law Government Real Estate Agent 53

McKissock

SEPTEMBER 15, 2020

My CE course contains a few examples where a mixed-use property or a commercial property is appraised as a residential property in order to obtain a residential mortgage; this can sometimes be considered the improper use and/or disclosure of a hypothetical condition. Appraisal report does not meet USPAP requirements.

Appraisal 52

Appraisal Property Appraisal Real Property Law 52

Will Springer Realtor

MARCH 11, 2024

Some are even considering forgoing insurance altogether, risking their financial security once mandated by mortgage lenders. What matters for most people’s real economic livelihood is what happens at the local level, which is much less about Republicans and Democrats.” 5 vote (and ballot count the days after). in Q3 to 53.5%

Insurance 36

Insurance Sellers Real Estate Buyers 36

Appraisal Today

NOVEMBER 17, 2023

NOTE: Please scroll down to read the other topics in this long blog post on Liability, Bias, reviewers with little experience, GSE modernization, unusual homes, mortgage origination stats, etc. The home’s kitchen and one of the bathrooms were remodeled in 2004. It’s a once-in-a-lifetime opportunity to own this unique real estate.”

Appraisal 69

Appraisal Modernization Training Business 69

Property Metrics

DECEMBER 10, 2021

To minimize or defer the tax bill when selling investment real estate, investors commonly use what’s known as a 1031 or Like Kind Exchange. 1031 ), which defines the conditions for tax deferral on the sale of real estate. How Does a 1031 Exchange Work? How Does a 1031 Exchange Work?

Investors 36

Investors Market Value Investing Real Estate 36

Will Springer Realtor

AUGUST 11, 2023

While that may seem like a silly question to ask – especially from a residential real estate pro whose business relies on the purchase and sale of homes – it’s something I have been studying, with some eye-opening findings. Real estate pros – some of the most optimistic bunch in any industry – acknowledge this is a housing dilemma.

Buyers 36

Buyers Development Construction New Listings 36