Housing Wire
MAY 2, 2022
Adjustable-rate mortgages, which typically have lower interest rates than fixed-rate mortgages, have become an attractive option for borrowers in a challenging housing market. How lenders can continue to serve borrowers despite housing affordability challenges. Presented by: Finance of America.
Housing Wire
MARCH 30, 2023
With the banking crisis spurring more talk of a recession, the question now is: What would housing credit look like in a recession? housing market would crash during the pandemic. One of the main reasons for that fear was that housing credit was about to get tight, meaning fewer people could buy homes with mortgages.
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Housing Wire
SEPTEMBER 8, 2022
Since many people think of housing as a wealth creator — and we want more Americans to have more wealth — then the government needs to make sure demand stays high enough for that wealth product to grow. So when you add move-up buyers, move-down buyers, first-time homebuyers, cash buyers and investors together, this can get out of hand.
Housing Wire
OCTOBER 21, 2020
Before this year, 2003 was the last time a record was set for profitability on the origination side, and 2012 was the last record year for refinances. trillion in 2020 – the closest we’ve gotten to 2003’s high of $3.81 Additional waves of the virus could lead to further lockdowns and more job market instability.
Housing Wire
OCTOBER 12, 2020
Some of their biggest hits (or should I say misses) in the last 8 years have been the never-realized silver tsunami crash, the ever popular investor supply crash, the Airbnb supply crash, and this year, COVID-19 was for sure going to send prices crashing 30%-50%. Needless to say, this was a very precarious and unhealthy market.
Housing Wire
FEBRUARY 12, 2021
trillion, the highest level on record, of which refi volume made up $948 billion, the highest level since 2003. The challenge for mortgage lenders and investors is understanding how to meet borrowers where they are without layering on risk or getting bogged down in third-party intermediation. billion, a 2% increase from 2019.
Appraisal Today
AUGUST 5, 2022
The housing market is cooling-off. Two percent of newly originated mortgages were originated to subprime borrowers, a sharp contrast to the 12% average seen between 2003-2007.”. As housing demand wanes due to rising mortgage rates and high home prices, the housing market has likely started to balance out.
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