Housing Wire

MAY 5, 2022

Black Knight, the Florida-based mortgage tech and analytics behemoth, increased its profits six fold in the first quarter of 2022, compared to the same period of 2021, propelled by the investment in the credit reporting services company Dun & Bradstreet Holdings. Investors’ expectations are not so positive.

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Housing Wire

MARCH 18, 2022

You can see why I have been on team higher mortgage rates for some time now because we don’t have any other way to get off this madness. You can’t have the best housing demographics ever, with the lowest mortgage rates and the best loan profiles with falling inventory for eight years, and not be concerned about this during 2020-2024.

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Housing Wire

MAY 18, 2023

We don’t have a massive credit boom as purchase application data is at historical lows; we haven’t had the same run-up in credit as we saw from 2002-2005. Since purchase application is very seasonal, and that seasonality is almost done after May, we should now be watching mortgage rates.

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Housing Market Marketing Inventory Mortgage 538

Housing Wire

FEBRUARY 16, 2022

Florida-based mortgage tech and analytics behemoth Black Knight reported on Tuesday that despite strong sales in the fourth quarter, net earnings in 2021 were down from the prior year and organic growth should slow in 2022. ” Staying nimble in a fast-paced market with the right mortgage technology. million, down from $264.1

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Housing Wire

JANUARY 20, 2023

From NAR : “December was another difficult month for buyers, who continue to face limited inventory and high mortgage rates ,” said NAR Chief Economist Lawrence Yun. However, expect sales to pick up again soon since mortgage rates have markedly declined after peaking late last year.” Also, this is what the Federal Reserve wants.

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Inventory Housing Market New Listings Marketing 540

Housing Wire

MAY 9, 2022

housing market is more tied to mortgage buyers. Just last month, Canada’s prime minister proposed a two-year ban on some foreign investors buying Canadian real estate to try to tame price growth. We are a monster compared to them in population and the majority of homebuyers in America use mortgages. While the U.S.

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Buyers Housing Market Mortgage Marketing 529

Housing Wire

SEPTEMBER 22, 2022

Even though this was a beat of estimates, the sales decline trend due to higher mortgage rates and home prices continues. The savagely unhealthy housing market theme of mine is running in full force now as we have gotten no relief on home prices and now have a mega jump in mortgage rates. . However, it’s not the market of 2002-2011.

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Inventory Housing Market New Listings Mortgage 453

Housing Wire

MAY 19, 2022

However, this year has seen one big game-changer: the 10-year yield finally cracked over 1.94%, which drove mortgage rates over 4%. It’s May 19, mortgage rates are over 5.5%, and the mass exodus of 7-8 million Americans selling their homes to cash out at any price has never happened. Inventory is always seasonal.

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Housing Wire

APRIL 20, 2022

This means higher mortgage rates, so we need to talk about the housing market in a rising-rate environment without going into housing crash mode like the professional grifters do for clicks. Housing demand has been stable for the past few years; we have never had a credit boom in demand since 2002-2005. million in March. million to 4.98

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Housing Market Marketing Inventory Mortgage 487

Housing Wire

AUGUST 30, 2022

However, we haven’t had a credit sales boom like the one we saw from 2002-2005. I am not talking about investors; I am talking about primary resident homeowners. The 2005 bankruptcy reform laws and the 2010 Qualified Mortgage laws, once passed, created an expansion that has produced the highest quality homeowners in our lifetime.

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Inventory New Listings Law Housing Market 383

Housing Wire

OCTOBER 12, 2020

Some of their biggest hits (or should I say misses) in the last 8 years have been the never-realized silver tsunami crash, the ever popular investor supply crash, the Airbnb supply crash, and this year, COVID-19 was for sure going to send prices crashing 30%-50%. Mortgage demand, too, is at an 11-year high.

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Inventory Housing Market Marketing Mortgage 545

Housing Wire

JANUARY 18, 2024

Since 2002, Butler has served as the founding chairman of the Technology Leadership Council, Boston chapter. Our recent acquisition of assets from Evolve mortgage, SigniaDocuments, include its SMART Doc engine and whole set of docs for mortgage, including HELOCs.

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Technology Real Estate Architecture Investing 295

Housing Wire

MARCH 23, 2022

We finally got mortgage rates to rise, and for people like me who have been concerned about how unhealthy the housing market was last year — and it got a lot worse this year — it’s a blessing that was much needed. million line in the sand has been this: Home prices grow above that 23% level: check Mortgage rates spike higher: check.

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Mortgage Inventory Housing Market Construction 477

Housing Wire

MAY 26, 2022

As the 10-year yield broke above 1.94% and mortgage rates rose, we saw the impact on housing data. That’s not the case now because we have’t had a credit boom post-2010 as we did from 2002 to 2005. The Baby Boomers are not selling their homes en masse, and we have more investors providing shelter for renters than before.

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Inventory Housing Market Construction Marketing 517

Housing Wire

MAY 24, 2022

A few months ago, I wrote that the new home sales sector is at risk because of rising mortgage rates. As you can see, sales levels were never elevated like what we saw from 2002-2005. This housing cycle is and will always be based on real demand, versus the credit boom we saw from 2002 to 2005. Slow and steady wins the race.

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Housing Market Inventory Construction Marketing 395

Housing Wire

FEBRUARY 1, 2022

Fannie Mae has unveiled its second credit-risk transfer (CRT) deal of 2002, a $1.2 billion note offering through its Connecticut Avenue Securities real estate mortgage investment conduit, or REMIC. . The recent offering , CAS Series 2022-R02, involves transferring loan-portfolio risk to private investors via a $1.2

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Investors Mortgage Government Real Estate 367

Housing Wire

APRIL 8, 2022

One of the reasons that I moved into the “team higher mortgage rate” camp is that what I saw in January, February, and March of this year was so unhealthy that I labeled the housing market savagely unhealthy. Again, what happened in housing from 2002 to 2008? Our market is much different than that 2002-2008 period.

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Housing Market Marketing Inventory Lending 395

Housing Wire

JANUARY 26, 2022

What I believe occurred is that some housing investors took the decline in builders confidence and the increase in monthly supply to push that something bad was going to occur quickly. The new home sales market is doing its slow and steady dance upward, which is typically the case as long as mortgage rates stay low. This is 11.9

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Construction Marketing Mortgage Sellers 438

Housing Wire

JULY 19, 2022

real estate investors and affordable homes. The smart thing to do is go with the builder sentiment trend until it reverses, and most likely, we will need to see lower mortgage rates for that to happen. This is also similar to the purchase application data, since we never had a credit boom in housing as we saw from 2002-2005.

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Housing Market Marketing Construction Real Estate 520

Housing Wire

DECEMBER 22, 2021

It’s the same reason I have given for many years: the American bears who are typically housing crash addicts can’t read data correctly, and the mortgage purchase application data just proved my point once again. Then everyone went crazy on investors and iBuyers , suggesting that these people were holding up the entire housing market.

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Inventory Housing Market Investors Marketing 493

Housing Wire

DECEMBER 20, 2021

Even in the extreme conditions of COVID-19, my general premise on housing economics predicted that the two variables with the most influence — demographics and mortgage rates — would hold up the housing market. The 10-year yield and mortgage rates. That range dictated that mortgage rates would roughly stay between 3.5%-4.75%.

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Housing Wire

MARCH 16, 2021

He joined Prudential in 1995 as chief financial officer and rose the ranks to being named to the office of the chairman in 2002 and vice chairman in 2007. He oversaw finance, risk management, the chief investment office, corporate actuarial, investor relations, global business technology solutions, marketing and communications.

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Appraisal Today

MAY 12, 2023

Fannie Mae will end up creating more instability for the trillions in the bond market – investors will have to process millions of valuations with the physical attributes of the home collected by unlicensed, uninsured, and unprepared individuals getting paid $10-$25 per inspection. Mortgage lending is very, very cyclical.

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Will Springer Realtor

NOVEMBER 9, 2022

and jump in mortgage rates of 4 percentage points has created a housing market belly flop. Historically low interest rates brought buyers and investors out of the woodwork for any homes for sale. You know what happened next: The combined rise in inflation (Have you seen the price of turkeys?!)

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New Listings Housing Market Inventory Buyers 36

Housing Wire

JANUARY 20, 2022

From NAR: In the last few months of the year, existing home sales have been outperforming my sales ranges noticeably, and I talked about how sales could moderate, but mortgage demand ended 2021 on a solid note. million is if home prices accelerate above my five-year cumulative growth rate of 23% and mortgage rates rise. million to 6.2

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Inventory Housing Market Marketing Mortgage 468

Will Springer Realtor

OCTOBER 11, 2022

At what point will mortgage interest rates peak? While investors of mortgaged securities help dictate their interest rates, the Federal Reserve is behind the scenes influencing the overall lending environment. When you raise [mortgage] rates to the point they’re at today, it breaks the back of housing.”.

Housing Market 36

Housing Market Marketing Buyers Real Estate 36