we-the-people-need-2-protect-the-consumer-from-mortgage-lending 
Housing Wire
MARCH 5, 2024
Mortgage assumption is a niche option that gained momentum in 2023. An assumable mortgage enables a qualified buyer to take over a seller’s mortgage terms, including the existing balance and interest rate. Typically, the fees are lower than those for new loans and no appraisal is needed. Raunaq Singh About $8.5
Housing Wire
OCTOBER 31, 2022
The Federal Reserve will hold another meeting this week, where everyone assumes we will get another 75 bps rate hike. And, once they’re done hiking rates, will the Fed need to keep rates high because the consumer balance sheet looks so good? From the WSJ article: “ U.S. From the WSJ article: “ U.S.
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Housing Wire
DECEMBER 30, 2022
“It’s going to be competitive — thin margins, little business and LOs getting out of the industry,” Dave Krichmar, banker at Legend Lending Corporation, said of the mortgage industry in 2023. Mortgage products expected to get love .
Housing Wire
FEBRUARY 8, 2022
Goldstone is an executive at a mortgage servicer company trying to reach out to homeowners. “We We know who the borrowers are. We service their loans. We have their email addresses. We have their phone numbers. We have their phone numbers. We know where they live. of the U.S. population.
Raleigh Realty
FEBRUARY 4, 2022
A common question from people who are using the free credit monitoring service. is one of the more common questions we receive. Below we will give you an in-depth overview of what Credit Karma is, how accurate Credit Karma is and how often Credit Karma updates. Is Credit Karma Accurate? What is Credit Karma?
Appraisal Today
DECEMBER 8, 2023
To Mean, or Not to Mean, That is the Question By Brent Bowen Excerpts: There seems to be a consensus among appraisal reviewers that the appraiser should not average the adjusted sales prices of their comparables in order to arrive at an indicated value of the subject from the Sales Comparison Approach. But that begs a question… similar how?
Appraisal Today
FEBRUARY 23, 2024
If we have 40% fewer sales happening, that means there are 40% fewer comps. The truth is there are portions of 2021 and 2022 where prices are exactly the same as today too, so if I use an older comp, I don’t always need to adjust for the way the market has changed. I may or may not use comps from a different neighborhood.
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