learn refinance-with-bad-credit 
Housing Wire
MARCH 31, 2022
But it may not be as sensitive as the more traditional refinance market. That’s because non-QM rates are generally 2 to 3 points higher than QM loans, and candidates for non-QM refinances probably aren’t being bombarded with refinance offers every time rates drop a quarter of a point.
Housing Wire
SEPTEMBER 29, 2021
With the purchase market becoming a primary emphasis for lenders in 2021, HousingWire sat down with CreditXpert VP of Marketing Mike Darne to talk about credit trends in a purchase market and how that impact lenders’ pipelines. We estimate, based on HMDA data, that at least 30% of fallout at the inquiry stage is credit-related.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Housing Wire
AUGUST 23, 2021
As the economic recovery from COVID-19 continues, conflicting trends in mortgage credit availability have emerged. At the same time, the Mortgage Bankers Association’s Mortgage Credit Availability Index dropped precipitously in 2020 and declined another 8.5% trillion in new home loans in the fourth quarter of 2020 alone. this June. .
Housing Wire
MAY 17, 2023
. “If we’re at historic refinance lows and if we’re at secular purchase lows, you largely can paint a picture over the coming years that we’ll see both of those expand. A credit card is always relevant. You’re also buying smart, talented people who built that product and learning from those folks.
Housing Wire
DECEMBER 6, 2022
To get into an agent’s circle, an LO has to see problems before they manifest they need to communicate whether the news is good, bad or ugly, agents said. Becca Summers does not typically include Wells Fargo on the lender recommendation list she gives to clients. Looking back, Summers is glad she encouraged her buyers to swap lenders.
Housing Wire
SEPTEMBER 14, 2020
Low interest rates have kept refinance loan volumes robust, but no one knows for how long. While other industries have learned to deliver high levels of customer engagement and satisfaction to online consumers, too many lenders are still originating loans much as they were 20 years ago. This pandemic has made them impossible to ignore.
Assurance Financial
MARCH 2, 2021
Is Refinancing a Bad Idea? A mortgage is a tremendous responsibility — so you need a reliable understanding of whether refinancing is a good or bad idea. Should You Refinance Your Home? Whether or not to refinance your home is a big decision. Is it good or bad to refinance your home?
Expert insights. Personalized for you.
358 
Let's personalize your content