Government Investors Mortgage Property Taxes 
Housing Wire
JANUARY 6, 2023
The mortgage servicing industry landscape is shifting. This shift is happening because of the increased willingness of private investors to invest in servicing and the government sponsored enterprises’ focus on reducing their footprint. This reduced the lender’s exposure to ‘loss of collateral’ on these properties.
Housing Wire
DECEMBER 14, 2023
The borrower’s largest life-of-loan costs are the property taxes and recording fees paid at closing plus the accumulated cost of annual property taxes paid over the life of the loan. The choices are complex and the “mortgage math” can be hard to comprehend.
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Housing Wire
MARCH 1, 2024
While mortgage rates will likely fall this year, conversations about how to increase accessibility to homeownership are still top of mind — and should be top of mind — across the real estate industry. According to NAR , elevated home prices , mortgage rates and a limited supply of homes are the top barriers to homeownership.
Housing Wire
MARCH 9, 2022
Edgemac , which Incenter acquired at the end of last year, does due diligencing for mostly non-QM and jumbo loans, as well as private label reverse mortgages that could eventually be securitized. Edgemac’s clients span banks, investment banks, Trustees, investors, government entities and mortgage companies.
Housing Wire
FEBRUARY 19, 2024
That’s because the unpaid loan balance continues to grow for delinquent mortgages due to unpaid interest, property taxes and insurance. While the average value of the 80,000 properties analyzed increased 3% between the first and last scheduled foreclosure auction date, the average unpaid loan balance increased by 6 percent.
Housing Wire
AUGUST 10, 2023
The share of distressed property auction buyers who say they are owner-occupants nearly doubled over the last year, boosted by a game-changing government policy that took effect last August. The estimated monthly mortgage payment — including property taxes and insurance — required just 22.7%
Eppraisal
NOVEMBER 28, 2023
You can still qualify for a mortgage loan even if you have low income or bad credit and are willing to pay a small down payment. Mortgage lending is about trade-offs, so expect compromises when you make yourself a riskier borrower for lenders. They can be conforming or nonconforming. Conforming
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