Assurance Financial

SEPTEMBER 20, 2021

It’s important to note that any down payment under 20% normally requires mortgage insurance. However, if you put down more than 20%, you don’t need insurance. Your down payment has a direct impact on your mortgage’s loan-to-value ratio (LTV) and private mortgage insurance. What Is a Loan-To-Value Ratio?

Insurance 36

Insurance Mortgage Buyers Government 36

Raleigh Realty

MAY 3, 2021

The challenges of buying a home as a recent college graduate are similar to that of buying a home as a government employee. Build Equity Your home will have a value assigned to it, and you'll be making mortgage payments. The difference between the home's value and what is left in your mortgage is the equity.

Real Estate Agent 78

Real Estate Agent Real Estate Insurance Inspection 78

Houston Properties

JANUARY 13, 2021

COVID-19 and subsequent government actions have dumped gasoline on wealth inequality in ways that we don’t fully understand yet. On the other hand, the four restaurant workers would still need to spend monthly payments for rent, food, transportation, and insurance. This is creating a “tale of two cities” both locally and nationally.

Housing Market 68

Housing Market Marketing Real Estate Realtors 68

PennyMac

JANUARY 3, 2024

With a VA loan, there are: No down payment on home purchase loans* Lower closing cost limits Lower interest rates Relaxed credit requirements No monthly mortgage insurance premiums Already have a VA loan for your first home? Consider getting a home inspection before putting your home on the market to identify priority projects.

Real Estate Agent 36

Real Estate Agent Buyers Real Estate Mortgage 36

Housing Wire

APRIL 27, 2023

If successful in the litigation, Blackbird stands to get a cut of any recoveries for the local governments. “To Invitation Homes is currently the largest owner of single-family, rental homes in the United States, with most of its homes located in California, Florida, Georgia, Texas and other Sun Belt states,” the federal lawsuit states. “In

Renovations 313

Renovations Investing Real Estate Marketing 313

Will Springer Realtor

AUGUST 9, 2022

There is no one-size-fits-all solution to solving our shortage of affordable homes but one answer that appears to have wider appeal is to aggressively advocate for accessory dwelling units (ADUs) – either attached to a structure or detached (DADU) in a backyard. I have written on this topic before. Most zoning laws grant units up to 1000 sq.

Inventory 36

Inventory Buyers New Listings Construction 36

Assurance Financial

APRIL 29, 2021

An earnest money deposit or EMD is a percentage of the home’s sale price , usually about 1 to 3%. If all goes well with the process, the EMD is applied to the final price of the home. If the house doesn’t pass inspection or the sale doesn’t go through due to an allowable contingency, the buyer gets the EMD back.

Mortgage 74

Mortgage HOA Insurance Real Estate Agent 74

Will Springer Realtor

DECEMBER 8, 2021

Every year loan limits established for mortgage backers like Fannie Mae and Freddie Mac are reviewed and adjusted according to regional home values. Since prices in our area (and many others) have increased this year near or above double digits, the government has agreed to boost the loan limit by an-unheard-of 15% starting Jan.

Sellers 36

Sellers Marketing Supply Chain Construction 36