Housing Wire

MARCH 1, 2021

Fred Bolstad, executive vice president of retail lending at U.S. Bank Home Mortgage , will speak on a panel titled What Mortgage Tech is Solving Now at HousingWire’s Spring Summit on March 4. Bank Home Mortgage, Bolstad is responsible for over 4,000 employees, including nearly 1,400 mortgage loan officers.

Retail 396

Retail Lending Loan Officers Technology 396

Housing Wire

APRIL 26, 2023

STG Mortgage has successfully implemented OptifiNow ‘s TPO CRM solution, according to a press release from the software provider. Nectar Kalajian, CEO of STG Mortgage, said the company needed a CRM solution that could meet the sales and marketing needs of the entire business unit.

Mortgage 266

Mortgage Design Retail Lending 266

Housing Wire

AUGUST 1, 2023

When the Federal Reserve slashed interest rates to zero on March 15, 2020 and set off an extraordinary real estate boom, Rocket Mortgage was ready. But more than 80% of Rocket’s volume during those years came from refinancings, data from Inside Mortgage Finance (IMF) showed. Its parent Rocket Companies rode the wave to a stunning $9.4

Loan Officers 367

Loan Officers Retail Real Estate Agent Real Estate 367

Housing Wire

OCTOBER 23, 2020

Just before its stock debuted at a disappointing $15 a share, Guild Mortgage settled a federal lawsuit that claimed the lender knowingly breached legal requirements when it originated and underwrote FHA loans. Those loans, originated between 2007 and 2011, defaulted and led to claims to the FHA for mortgage insurance.

Mortgage 491

Mortgage Government Retail Lending 491

Housing Wire

MARCH 25, 2021

The Tuesday filing shows that loanDepot, the nation’s second-largest retail lender, originated $25.1 ” LoanDepot’s falling profit margins follows a broader trend for mortgage lenders – while origination volumes are strong, interest rates are up 42 basis points since the quarter began to 3.09%, taking a bite out of profits.

Retail 491

Retail Mortgage Design Business 491

Housing Wire

MARCH 14, 2022

Guild Mortgage CEO Mary Ann McGarry. The parent company of California-based Guild Mortgage reported on Monday it has identified material weaknesses in its internal control over financial reporting, according to its annual 10K document filed with the U.S. Securities and Exchange Commission (SEC). Guild reported on Thursday $36.8

Design 387

Design Retail Finance Technology 387

Housing Wire

AUGUST 2, 2023

AIR is designed to “safeguard the independence, objectivity, and impartiality of appraisers and other Independent Parties throughout the valuation process for 1 to 4-unit residential properties,” according to Fannie Mae. Lenders typically use appraisal management companies (AMCs) to transfer the compliance burden associated with AIR.

Appraisal 313

Appraisal Valuation Design Modernization 313

Clear Capital

JULY 13, 2023

Through this integration, Clear Capital will deliver an improved user experience for mortgage lenders and loan officers ordering products that support appraisal modernization, such as Universal Data Collection (UDC ) , Desktop appraisals and Hybrid appraisals. To learn more about Encompass, visit [link].

Modernization 67

Modernization Technology Appraisal Mortgage 67

Housing Wire

FEBRUARY 26, 2021

Patterson will be joined on the panel by Dave Vermillion , founder and CEO of Mortgage Champions , and Fred Bolstad , executive vice president of retail lending at U.S. Bank Home Mortgage. Patterson has led Homepoint’s third-party originations business since 2015.

Design 220

Design Retail Technology Lending 220

Housing Wire

MAY 16, 2023

” At that time, historically low rates spurred the mortgage market to $4 trillion in volume — and the perception among the rank-and-file was that Home Point Capital ‘s wholesale lending business Homepoint was a great place to work. We all watched the live stream from Times Square. “Homepoint was fantastic.

Mortgage 389

Mortgage Lending Business Technology 389

Housing Wire

MARCH 24, 2021

A week after the deadline to pick sides in United Wholesale Mortgage ‘s “all-in” ultimatum to mortgage brokers, Fairway Independent Mortgage is speaking out. Technology has given consumers the power of choice and expedited the entire real estate purchasing process. ” Fairway, which did about $3.5

Real Estate Agent 384

Real Estate Agent Retail Real Estate Design 384

Housing Wire

AUGUST 1, 2023

From leading mortgage companies and real estate firms to spearheading groundbreaking initiatives and driving policy reforms, these honorees are making an indelible impact on housing.

Real Estate 370

Real Estate Realty Lending Mortgage 370

Housing Wire

SEPTEMBER 2, 2022

Loan originator and servicer Sun West Mortgage Co. The NFT is property agnostic, backed by real dollars and guaranteed by Sun West , which is one of the largest nonbank mortgage companies in the country, licensed in 48 states with a network of some 80 retail branches.

Technology 90

Technology Loan Conditions Sellers Real Estate 90

Housing Wire

FEBRUARY 18, 2022

Further, Fannie notes, “Leveraging the wealth of big data, the power of advanced analytics, and the speed of technology, appraisers can perform desktop appraisals without physically inspecting the property.” AVMs are mathematical models combined with data that are built and designed by human beings. ” Amazing, right?

Appraisal Process 378

Appraisal Process Appraisal Valuation Renovations 378

Housing Wire

NOVEMBER 29, 2023

Assessing key performance indicators and operations during current industry headwinds is a great way for mortgage lenders to set themselves up for success now and in the future. The LOS should serve as the central hub of the tech stack, allowing lenders to orchestrate their entire business from a single system of record.

Technology 394

Technology Mortgage Lending Business 394

Housing Wire

MARCH 7, 2024

Finance of America Companies (FOA), parent of leading reverse mortgage lender Finance of America Reverse (FAR), narrowed its quarterly loss to $20 million and posted an overall improvement in its earnings to $164.7 Reverse mortgages are utilized by approximately 2% of the total addressable market,” she said. “As

Mortgage 376

Mortgage Marketing Modernization Retail 376

Appraisal Today

OCTOBER 20, 2023

NOTE: Please scroll down to read the other topics in this long blog post Modular Homes Data Plates, ADU income, Pickleball courts and other interesting home improvements, , unusual homes, mortgage origination and more! Some use postal mailings or office visits, such as you did in the mortgage broker days.

Appraisal 70

Appraisal Design Contracts Inspection 70

Appraisal Today

JUNE 16, 2023

(Freddie Mac Announcement: “Loan Collateral Advisor: Starting June 29 New Messages Alert Users to Certain Unacceptable Appraisal Practices,” April 28, 2023) To read, click here So, if we have the technology and tools to present our conclusions in clearer, fact-based ways, let’s get ahead of the program and make the changes proactively.

Appraisal 73

Appraisal Contracts Design Mortgage 73

Appraisal Today

APRIL 26, 2024

NOTE: Please scroll down to read the other topics in this long blog post on agent concessions, History of appraisal bias back to 1930s, “one mile” rule and bias, unusual homes, mortgage origination stats, etc. Acres: 0.7960055, built in 1993 The residence in Poipu was built in 1993 and designed by Seattle architect Ralph D.

Appraisal 75

Appraisal Real Estate Real Estate Agent Contracts 75

Housing Wire

MARCH 7, 2023

Cloud-based mortgage CRM OptifiNow has launched a version of its CRM platform called OptifiNow Flex, which is designed to support multi-channel mortgage teams. The same month, the company implemented its TPO CRM platform with Plaza Home Mortgage to leverage CRM tools to improve sales performance and marketing efficiency.

Mortgage 367

Mortgage Tools Retail Design 367

Housing Wire

FEBRUARY 8, 2024

For the past three decades, I have been a fierce advocate for mortgage servicing innovation, that supports the industry’s forward momentum while increasing operational efficiency and exceeding customer expectations along the way. And what fuels my excitement is our customers’ reactions when that innovation comes to fruition.

Design 376

Design Retail Technology Tools 376

Appraisal Today

MAY 19, 2023

Chat GPT For Fannie Form Appraisal Reports By Dustin Harris Excerpts: The world of real estate appraisal is constantly evolving (much to our dismay sometimes), and as professionals in this field, it is crucial to stay ahead of the curve by embracing innovative tools and technologies. and Conditionality. I understand completely.

Appraisal 52

Appraisal Business Contracts Real Estate 52

Appraisal Today

JUNE 9, 2023

NOTE: Please scroll down to read the other topics in this long blog post on adapting to changes in appraisal, appraisal volume, unusual homes, mortgage origination stats, etc. == Contemporary Home in the Hamptons (NY) for $27.5M Mortgage applications decreased 1.4 June 7, 2023) — Mortgage applications decreased 1.4

Appraisal 52

Appraisal Advertising Real Estate Contracts 52

Housing Wire

FEBRUARY 28, 2022

ICE Mortgage Technology is poised to help lenders do just that with its consumer engagement solutions. ICE Mortgage Technology’s consumer engagement solutions are all connected to a single data source – the Encompass platform – which ensures a more seamless experience from a single partner.

Business 354

Business Mortgage Technology Retail 354

Appraisal Today

MARCH 15, 2024

NOTE: Please scroll down to read the other topics in this long blog post on USPAP and Personal Inspection, GSE Appraisal Modernization, Transaction costs and values including real estate commissions, unusual homes, mortgage origination stats, etc. = Mortgage rates were 18%+. I worked for an assessor’s office then.

Appraisal 68

Appraisal Inspection Modernization Business 68

Patch of Land

AUGUST 31, 2018

When mortgage professionals gather for an industry conference it’s usually not long before someone jokes (or moans) about how slow the industry moves when it comes to adopting new technology. Technology, however, is now more than just a topic of conversation. Written by Patch's CMO, Robert Greenberg. The market share of U.S.

Lending 28

Lending Technology Retail Mortgage 28

Housing Wire

JANUARY 28, 2021

Mortgage Tech Demo Day. HousingWire’s virtual demo days are designed specifically to help mortgage industry decision makers identify the technology solutions they need to operate efficiently and securely. billion in 2018 and at one point had a retail operation. It services all of its loans. a share.

Retail 533

Retail Lending Valuation Mortgage 533

Housing Wire

MARCH 15, 2024

In fact, there aren’t many mortgage lenders, builders or real estate brokerages that haven’t at least fleetingly entertained the notion. Office buildings, retail spaces, industrial complexes and other CRE properties generally command higher price tags and offer greater revenue-generating potential compared to residential properties.

Brokerage 405

Brokerage Real Estate Development Investors 405

Housing Wire

APRIL 25, 2024

Instead of generic design templates, LCA Marketing Center’s templates are designed for agents, by agents. The app allows you to quickly choose and edit design templates for social media, flyers, postcards, and even signs and business cards — all from your phone. Already have a lender you love? Invite them to join Curb Hero.

Real Estate 389

Real Estate Agents Open Houses Tools 389

Appraisal Today

APRIL 14, 2023

NOTE: Please scroll down to read the other topics in this long blog post on liability, appraisal errors, non-lender appraisals, Fannie non-appraisal options, unusual homes, mortgage origination stats, etc. Browse the following resources designed to help you avoid common appraisal errors and violations. Here are two: 1.

Appraisal 52

Appraisal Bracketing Contracts Valuation 52

Appraisal Today

JANUARY 20, 2023

NOTE: Please scroll down to read the other topics in this long blog post on AMC fees, Real estate forecast, Google Business Profile, unusual homes, mortgage origination stats, etc. Direct lender (and mortgage broker) fees had slight declines and increases, whatever happened to the number of originations. =

Appraisal 52

Appraisal Contracts Sellers Business 52

Appraisal Today

FEBRUARY 3, 2023

people who think technology is the golden spoon to accurate valuations. Humor, Zillow, unusual homes, mortgage origination stats, etc. Your designated bath house is a short stroll away and is complete with a flushing toilet and hot shower for washing up. Varies widely around the country. == Mortgage applications decreased 9.0

Appraisal 40

Appraisal Contracts Business Mortgage 40

Appraisal Today

SEPTEMBER 15, 2023

One-quarter (26 percent) cite technology fees (not an option in 2022). The architectural design avoids lines and straight angles to establish the idea of continuous fluidity. No one is allowed to provide a list or a panel of appraisers to use for loans involving a specified mortgage broker, real estate agent, or loan officer?

Appraisal 80

Appraisal Real Estate Agent Contracts Real Estate 80

Housing Wire

APRIL 21, 2022

To Ballard, 3D printing technology is evolving to solve a crisis in modern day America and the world: The failure to meet people’s demand for housing. A former Texas A&M cross country and track athlete and Episcopalian minister, Ballard in 2011 co-founded TreeHouse , a retailer to sell environmentally friendly home construction materials.

Construction 397

Construction Supply Chain Investors Business 397

The Robert Weiler Company

MARCH 28, 2021

The sector offers a head-spinning amalgam of residential, commercial, hotel, and retail space; however, each piece harmonizes to form an immediate community. Typically, a property owner who rents a standalone retail store or building risks a substantial decrease in revenue should they lose a tenant. Retail District Retrofit.

Investors 158

Investors Tenants Real Estate Retail 158

Appraisal Today

NOVEMBER 10, 2023

NOTE: Please scroll down to read the other topics in this long blog post on effect of low rates on existing home loans, Liability, Bias, FHA manufactured home changes, unusual homes, mortgage origination stats, etc. The glass-fronted abode has an innovative design that reflects the trees and nature around it. “A

Appraisal 62

Appraisal Contracts Design Mortgage 62

Appraisal Today

SEPTEMBER 8, 2023

To address questions regarding property eligibility and comparable sales requirements, we are clarifying our policy that a 3D printed home with a traditional design and constructed using conventional building materials is not considered a unique or nontraditional type of housing as described in the Selling Guide. 28 Year low. WASHINGTON, D.C.

Appraisal 79

Appraisal Contracts Business Construction 79