Housing Wire

MAY 25, 2022

Between significantly fewer refinances, rising mortgage rates and housing inventory nearly cut in half since 2020, loan officers (LOs) and brokers face a pivotal time where adaptation is a must for success. With higher-risk loans like non-QM, the need for optimization needs to be underscored from the outset to avoid costly mistakes.

Lending 396

Lending Investing Loan Officers Design 396

Housing Wire

OCTOBER 5, 2023

As the housing market suffers through a drought of home sales and related mortgage originations in the current high-rate environment, home prices and home equity continue to climb, helping to spark a revival of another sector — home equity lending and investment. billion, according to offering documents. billion. .”

Housing Market 420

Housing Market Marketing Contracts Finance 420

Housing Wire

MARCH 24, 2021

Successful agents, brokerages and loan officers of the future are going to rely significantly on technology to find, nurture and engage with buyers and sellers while also playing an expanding role as personal advisors. .” ” Jacobson added that, “As an originator, I would never sign that document.

Real Estate Agent 384

Real Estate Agent Retail Real Estate Design 384

Appraisal Buzz

JUNE 7, 2021

In 2015, I designed the Market Machine, a technological tool used by appraisers and other valuation professionals. Josh : The course is taken by staff of lending institutions and appraisal management companies and centers on the need for companies to meet or exceed clients’ and regulators’ minimum training requirements.

Training 366

Training Reconsideration of Value Valuation Clients 366

Housing Wire

MAY 6, 2024

Largely hidden from view and misperceived by some to be on the lower end of the hierarchy of service providers, the position seemingly lacked the luster of the real estate agent or the panache of the loan officer. During the housing crisis of 2008, the title industry suddenly emerged from obscurity into full view.

Real Estate Agent 373

Real Estate Agent Real Estate Project Management Agents 373

Appraisal Today

MAY 10, 2024

ROV (Reconsideration of Value) Changes – FHA and GSEs GSE Effective date is August 29, 2024 HUD Effective date is September 2, 2024 Editor’s note: This long section includes, In order: McKissock/Dave Bradley post with a good summary including links to HUD and GSE documents. The mortgage loan officer handling the loan?

Reconsideration of Value 69

Reconsideration of Value Appraisal Real Estate Insurance 69

Housing Wire

SEPTEMBER 30, 2021

The adoption of digital lending solutions has been increasing over the last few years, with the COVID-19 pandemic only accelerating the process. DocMagic delivers that technology in one seamless process provided by a single-solution suite designed to make the client experience as simple as possible. How it began.

Technology 349

Technology Clients Supply Chain Design 349

Housing Wire

OCTOBER 6, 2020

Lending technology out of focus. Focusing our efforts to leverage big data and smarter automation on the front end of the loan origination process made sense in the beginning when the mortgage industry was entering the digital age. Borrowers were not comfortable turning over their credentials to loan officers or processors.

Technology 450

Technology Mortgage Investing Investors 450

PennyMac

JULY 25, 2022

Conventional Loan. Conventional loans by definition are loans that are not backed or insured by any government entity. They are funded by a private lending institution and then typically sold to a government-sponsored entity such as Fannie Mae or Freddie Mac. FHA Loans: Pros. Broader eligibility requirements.

Insurance 36

Insurance Government Investing Mortgage 36

PennyMac

SEPTEMBER 9, 2020

Before you decide if this funding source is the right option for you, make sure to review all documentation for withdrawal stipulations before committing to cash-out of your 401k. An FHA home loan is a mortgage insured by the Federal Housing Administration. FHA loans typically have more flexible lending guidelines than other investors.

Insurance 36

Insurance Buyers Mortgage Human Resources 36

Assurance Financial

JULY 23, 2021

To make the process of saving easy, set up an automatic transfer from your checking account to a designated savings account. The loan program allows buyers to put zero down. Jumbo loans: A jumbo loan is also called a non-conforming loan. Gather up your financial documents and apply online.

Mortgage 74

Mortgage Real Estate Agent Government Loan Officers 74

Housing Wire

FEBRUARY 7, 2022

A spokesperson for HUD said the agency could not discuss investigations or strategy of fair lending enforcement, but said that fair lending is a priority of the Biden-Harris Administration and HUD. In August, HUD Secretary Marcia Fudge signed an agreement with the Federal Housing Finance Agency to strengthen fair lending enforcement.

Insurance 369

Insurance Modernization Lending Mortgage 369