Housing Wire

OCTOBER 29, 2020

Treasury bonds and Mortgage Backed Securities to lower long-term yields. The record low interest rates on fixed-rate mortgages fueled the largest refinance boom since 2012 and led a snapback in home sales. But what does next spring’s housing market have in store? Housing and mortgage outlook.

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Housing Wire

APRIL 13, 2024

Mortgage rates headed higher last week after the CPI inflation report , but now, with news of a wider war in the Middle East, should we expect even higher rates? Some argue that money will go into the safety of the bond market, while others say a wider war can lead to higher inflation and higher rates.

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Inventory Mortgage New Listings Retail 422

Housing Wire

MARCH 31, 2021

Mortgage applications decreased for the fourth straight week – this time down 2.2%, according to the latest report from the Mortgage Bankers Association. “The housing market is in desperate need of more inventory to cool price growth and preserve affordability. Presented by: Angel Oak. from the week prior.

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Mortgage Contracts Inventory Lending 421

Housing Wire

JANUARY 20, 2023

housing market , we just experienced an event that most people never thought could happen. From NAR : “December was another difficult month for buyers, who continue to face limited inventory and high mortgage rates ,” said NAR Chief Economist Lawrence Yun. The days on market were too low.

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Housing Wire

DECEMBER 16, 2022

After the series wraps, join us on February 6 for the HW+ Virtual 2023 Forecast Event. Bringing together some of the top economists and researchers in housing, the event will provide an in-depth look at the top predictions for this year, along with a roundtable discussion on how these insights apply to your business.

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Sacramento Appraisal Blog

APRIL 11, 2024

It’s been a pretty normal spring season so far, but if mortgage rates keep ticking up, that’s an x-factor in changing the feel of the market. Today, I have a big market update. This post is designed to skim by topic or digest slowly.

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Housing Wire

MAY 10, 2022

This article is part of our housing market economic update series. At the end of this series, you can join us on May 10 for a Housing Market Update webinar. To register for the HW+ event, go here. April was National Fair Housing Month. For Asian Americans the rate is 61.7%

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Housing Wire

SEPTEMBER 22, 2022

Even though this was a beat of estimates, the sales decline trend due to higher mortgage rates and home prices continues. The savagely unhealthy housing market theme of mine is running in full force now as we have gotten no relief on home prices and now have a mega jump in mortgage rates. . million in August.”

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Inventory Housing Market New Listings Mortgage 437

Housing Wire

NOVEMBER 17, 2023

Meanwhile, about one-third of sellers offered concessions, such as money for repairs, closing costs and/or mortgage-rate buydowns. Major life events, such as mariage, divorce or new jobs brought some buyers back to the market. Since late October, mortgage rates have fallen slightly, spurring an uptick in buyer demand.

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Housing Wire

JULY 19, 2023

The dour housing market over the past 18 months has thrust struggling independent mortgage lenders (IMBs) into what seems like a pot of water that is coming slowly to a boil. As the heat rises, so too does the number of lenders seeking to exit the market. We have calls with lenders every single week in that category.”

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Mortgage Marketing Buyers Lending 365

Housing Wire

OCTOBER 13, 2022

In the reflection, a mortgage executive sees faint images of the savings and loan crisis of the 1980s and 1990s. The financial chaos that sparked the savings and loan crisis of the 1980s, leading to a government bailout, now haunts the independent mortgage banking market this Halloween season — and beyond.

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Housing Wire

JULY 27, 2022

Designed to control persistent inflation, the decision could increase the cost of mortgage borrowing and further slow home sales, as the housing sector is particularly interest-rate sensitive. . The war and related events are creating additional upward pressure on inflation and are weighing on global economic activity.”

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Housing Wire

MAY 3, 2022

The venture capital investment is in addition to $1 billion in separate capital commitments from investors that Point has lined up to help fund what it calls home-equity investment (HEI) contracts. “We Point also shares some of the downside risk with the homeowner in the event the home price drops.

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Housing Wire

AUGUST 23, 2022

Tuesday’s new home sales report missed expectations and had negative revisions, which isn’t surprising given this sector of our economy simply can’t handle higher mortgage rates. Over the years, I have tried to emphasize that the housing market in the U.S. months of supply in an orderly manner. This is 12.6

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Listing Spark

JUNE 21, 2022

Unless you’ve been living underneath a rock, you have likely heard talks of a housing market bubble that could burst at any moment. So, if you’re thinking of selling a home in 2022, here are a few tips to help you get started and navigate the housing market successfully. Hey, real estate fans! in the month of March.

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Cleveland Appraisal Blog

OCTOBER 14, 2021

On many of my appraisals at that time, my opinion of value would not support the contract price. Perhaps they were drinking the Kool-Aid that some are drinking today, that market value is whatever the purchase price is. Don’t drink the Kool-Aid that any contract price is reflective of market value.

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Inventory Market Value Appraisal Contracts 243

Will Springer Realtor

DECEMBER 12, 2023

The Seattle area housing market right now reads like a mystery novel with half the pages missing. The optimism comes from signals in economic data that show improving conditions and a likely end to rising mortgage rates in the coming months – a story that we are all looking forward to reading. That was probably a one-time event.

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Will Springer Realtor

JULY 12, 2022

The Fed’s actions do not necessarily equate to higher mortgage rates. Those rates generally track the supply and demand of mortgage-backed securities, the yield on 10-year Treasury notes and other factors, as I explained in a recent post. Most experts thought mortgage rates would finish 2022 at about 3.75%-4%.

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Housing Wire

APRIL 14, 2022

What happens when the Federal Reserve begins pulling back in a serious way from the mortgage-backed securities (MBS) market that it has helped to prop up through billions of dollars in bond purchases since the start of the pandemic in 2020 — to the point where it now holds a $2.7 Federal Reserve in Washington, D.C.

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Marketing Investors Government Investing 371

Will Springer Realtor

OCTOBER 11, 2022

At what point will mortgage interest rates peak? Seriously though, there must be a ceiling to rising rates that have all but extinguished a robust housing market. While investors of mortgaged securities help dictate their interest rates, the Federal Reserve is behind the scenes influencing the overall lending environment.

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Will Springer Realtor

JANUARY 9, 2024

The past year witnessed a financial rollercoaster, with interest rates fluctuating between 5.99% and 8.03% for conventional 30-year mortgages, according to Mortgage News Daily. Treasurys and mortgage-backed securities. At the same time, many homeowners are sitting comfortably with low mortgage rates. But by how much?

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Will Springer Realtor

MARCH 14, 2022

First , prayers go to the millions of people displaced, disrupted or worse by the tragic events unfolding in Ukraine (the global leader in sunflower production, until now). Interest rates on a 30-year mortgage have slipped since the start of the conflict, now averaging 3.76% in the U.S., A 2021 survey showed nearly half of U.S.

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Appraisal Today

MAY 10, 2024

New FHA ROV Policy By Dave Towne, May 3, 2024 Excerpts: Up until recently, there has never been a standardized policy for mortgage loan related Reconsideration of Value (ROV) requests after an appraisal has been submitted. Now there is, per the attached PDF HUD/FHA mortgage letter. The mortgage loan officer handling the loan?

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Appraisal Today

MARCH 22, 2024

NOTE: Please scroll down to read the other topics in this long blog post on Fannie March Update, Bias and not using time adjustments, Climate change effects on risk and values, answer your phone if you want more appraisal business, unusual homes, mortgage origination stats, etc. Mortgage applications decreased 1.6 baths, 17,878 sq.ft.,

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Appraisal Today

AUGUST 13, 2023

NOTE: Please scroll down to read the other topics in this long blog post on non lender appraisals, liability, markets with few sales, Bias, unusual homes, mortgage origination A California Winery With a 91-Acre Vineyard for $12,995,000 Red Soles Winery, a 91-acre vineyard. How does your market compare with Ryan’s?

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Raleigh Realty

MARCH 23, 2021

They typically attend networking and community events regularly and are extremely knowledgeable about what buyers are looking for and how to find them. Real estate agents also typically have a marketing budget that they can use to advertise your home to a wide range of buyers in various locations.

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Lamacchia Realty

MAY 19, 2022

Today, we are seeing how those measures rapidly sped up the economy, particularly in the housing market. Homeowners, buyers and sellers are all wondering when the market will change and we break down how it already has in our recent blog and market update video. in some instances. There were 13.5% Price Changes.

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Sellers Buyers Contracts Inventory 57

Will Springer Realtor

MAY 13, 2024

today – may hold the keys (literally and figuratively) to the housing conundrum. Baby Boomers still have a significant impact on various aspects of society, including the housing market, healthcare and the economy. About three-quarters of the 459 residences are under contract with a target opening late this year.

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Appraisal Today

AUGUST 4, 2023

In a truly Orwellian move, mortgage giant Freddie Mac recently announced its intent to censor an arbitrary collection of words such as “desirable,” “safe,” “well-kept,” “student” and “crime” when they appear, in any context, in the hundreds of thousands of appraisal reports it relies on in mortgage underwriting. They really help.

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Appraisal Today

MAY 19, 2023

NOTE: Please scroll down to read the other topics in this long blog post on hybrid appraisals, business tips, UAD info from Freddie, Fannie modernization, non-lender appraisals, unusual homes, mortgage origination stats, etc. = Getting on AMC lists does not require any marketing, such as business from almost any other type of client.

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Appraisal Business Contracts Real Estate 52

Will Springer Realtor

FEBRUARY 13, 2024

The Seattle/King County housing market appears to have come through the worst of times with a slightly stronger showing in January than in previous months. January offered a glimmer of hope as owners put 1875 of their King County homes on the market (single-family, townhome, condo combined). higher than January 2023.

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New Listings Buyers Inventory Lending 54

Will Springer Realtor

APRIL 10, 2024

One, who may have a connection to a federal mortgage guarantor named here, enlightened me about some data: The average homeowners insurance premium for a single-family home using a Freddie Mac-backed mortgage paid 41% more in 2022 than in 2018 ($1522 vs. $1081). The average mortgage holder paid $4.90 per $1000 of value.

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Real Estate Buyers Sellers Insurance 36

Appraisal Today

NOVEMBER 4, 2022

NOTE: Please scroll down to read the other topics in this long blog post on AMCs, non-lender appraisals, liability, ROVs,unusual homes, mortgage origination stats, etc. ==. Being close to a fire station is another advantage since the fire service provides a vital role in responding to flood events. Mortgage applications decreased 0.5

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Reconsideration of Value Appraisal Inspection Advertising 52

Lamacchia Realty

JULY 22, 2022

Highlighted in this report are the average sale prices for single-family, condominiums, and multi-family homes in Massachusetts along with the number of homes listed for sale, placed under contract, and price adjustments. As the market has cooled over the past few months with the increase in mortgage rates, they still haven’t started to fall.

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Sellers Buyers Inventory Contracts 73

Appraisal Today

DECEMBER 23, 2022

NOTE: Please scroll down to read the other topics in this long blog post on unusual homes, mortgage origination stats, etc. NOTE: Please scroll down to read the other topics in this long blog post on mortgage rate forecast, Humor, adjustments, George Dell, unusual homes, mortgage origination stats, etc. ==. Very funny!!

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Appraisal Today

OCTOBER 28, 2022

NOTE: Please scroll down to read the other topics in this long blog post on real estate market, mortgage forecast, Halloween haunted homes, unusual homes, mortgage origination stats, etc. Haunted House Appraisals. 2022 Study: More Than Half of Buyers Would Purchase a Haunted Home in a Competitive Market.

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Appraisal Contracts Mortgage Valuation 52

Will Springer Realtor

DECEMBER 19, 2023

“Any one of those risks could cascade into other parts of the market and tip the economy into recession.” In an economic downturn, the housing market typically experiences slower sales and lower prices. The effects on consumers of a recession could include decreased personal spending, job losses and greater scrutiny by lenders.

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