Housing Wire

FEBRUARY 8, 2022

Over the course of three months, HousingWire interviewed about a dozen servicers, housing counselors, academics and lawyers to drill down on how big the ghosting problem is, why it happens, and what the consequences could be for both borrower and servicer. We know who the borrowers are. We service their loans. We have their email addresses.

Law 370

Law Mortgage Legal Finance 370

Housing Wire

DECEMBER 16, 2021

We’ve had the sharpest and yet also the shortest recession in history, record-low mortgage rates leading to record origination volumes, and record home prices as housing demand far outstripped supply. In thinking about the year ahead, I am going to frame my comments around five questions I often hear from lenders.

Marketing 450

Marketing Mortgage Supply Chain Inventory 450

Appraisal Today

MAY 10, 2024

These policies were the result of a collaborative effort between the GSEs, the Department of Housing and Urban Development (HUD) and the Federal Housing Finance Agency (FHFA). Appraisersblogs with Dave Towne’s opinions plus many appraiser comments. George Dell – his usual very interesting comments. .

Reconsideration of Value 69

Reconsideration of Value Appraisal Real Estate Insurance 69

Appraisal Today

MARCH 15, 2024

There are equestrian facilities within 5 miles from my house in Oakland hills and in farther out Bay Area cities with larger lots. Let the Sunshine In: 5 Gorgeous Glass Houses That Make Full Use of Daylight Saving Time Just For Fun! Excerpts: We do love our sun, but a handful of homeowners covet it more than others.

Appraisal 68

Appraisal Inspection Modernization Business 68

Housing Wire

JUNE 27, 2023

This means they will cut prices, buy down rates, and do whatever it takes because they’re in business to make money. They have no emotional ties to houses and don’t need to sell a home to buy another one. They have no emotional ties to houses and don’t need to sell a home to buy another one. Now on to the report. This is 12.2

Construction 502

Construction Inventory Marketing Buyers 502

Housing Wire

APRIL 13, 2022

The most recent data shows us down 17.6% This was the last thing we needed to see for the Housing Market , which went from unhealthy to savagely unhealthy. We started the year out at all-time lows and it got worse as the year went on. So the type of massive decline in sales in such a short term isn’t going to happen.

Housing Market 442

Housing Market Marketing Mortgage Inventory 442

Appraisal Today

JULY 21, 2023

This likely has to do with the cost of building a pool, cost of maintaining a pool, and even larger parcels at higher ranges – not to mention buyers at higher price points expecting a pool more often. The value of a pool for Homes? July 18, 2023 By Ryan Lundquist Excerpts: Some areas have more pools than others Real estate is about location.

Appraisal 88

Appraisal Real Estate Contracts Business 88

Housing Wire

APRIL 8, 2022

Home prices are skyrocketing, housing inventory is at all-time lows and homebuyers have to contend with multiple bids. But, that doesn’t mean housing is going to crash. With where prices were heading when mortgage rates were under 4%, we were looking at 35%-40% cumulative home-price growth in just three years.

Housing Market 393

Housing Market Marketing Inventory Lending 393

Housing Wire

SEPTEMBER 28, 2023

More than a few firms learned this the hard way during the housing meltdown and Great Recession, when foreclosure volume soared and public scrutiny intensified. More than a few firms learned this the hard way during the housing meltdown and Great Recession, when foreclosure volume soared and public scrutiny intensified.

Legal 414

Legal Training Real Estate Business 414

Housing Wire

NOVEMBER 23, 2022

What is going on here? Hopefully, I can make sense of this report, which showed the home sales beat estimates with prices still at all-time highs. Hopefully, I can make sense of this report, which showed the home sales beat estimates with prices still at all-time highs. percent (±20.8 percent (±19.6

Construction 457

Construction Marketing Housing Market Mortgage 457

Appraisal Today

OCTOBER 28, 2022

Do you anticipate requiring ANSI on VA appraisals in the future? Do you anticipate requiring ANSI on VA appraisals in the future? There is a lot of concern about discriminatory appraisals—what is the VA doing to protect Veterans from discrimination and what are your thoughts on the topic? Haunted House Appraisals.

Appraisal 52

Appraisal Contracts Mortgage Valuation 52

Housing Wire

MARCH 16, 2023

How is today’s housing starts data , which beat expectations, good for mortgage rates ? What we see in this latest starts report is encouraging, as a record number of 5-units are still in construction and anything that gets finished is positive against inflation. Like most recessions, when demand falls, so does production.

Mortgage 510

Mortgage Construction Marketing Contracts 510

Housing Wire

DECEMBER 20, 2021

COVID was a veritable iceberg for our ocean liner economy, but the ship did not go down! Even in the extreme conditions of COVID-19, my general premise on housing economics predicted that the two variables with the most influence — demographics and mortgage rates — would hold up the housing market. The forecast.

Housing Market 543

Housing Market Inventory Mortgage Marketing 543

Housing Wire

MAY 26, 2022

It’s an excellent time to discuss housing inventory. The housing market shifted in March of this year. As the 10-year yield broke above 1.94% and mortgage rates rose, we saw the impact on housing data. This week’s purchase application data showed week-to-week growth of 0.2%. What is going on here? housing market.

Inventory 519

Inventory Housing Market Construction Marketing 519

Housing Wire

AUGUST 27, 2021

A recent syndicated article on racial bias from The Markup on racial bias, published by ABC news, AP, Market Watch and more, has drawn a great deal of attention from trade groups, policy makers and housing advocates with support from some and attacks from others. First , I take issue with the article for a few reasons.

Mortgage 414

Mortgage Lending Loan Officers Insurance 414

Appraisal Today

JUNE 17, 2022

It did not even though many lots nearby were developed. It looks like the change is starting because of increasing mortgage interest rates. I have included some of the articles below. Include graphs and charts in your appraisal to show your clients what is happening now and why they need human appraisers. . No one did.

Appraisal 52

Appraisal Contracts Real Estate Mortgage 52

Appraisal Today

OCTOBER 6, 2023

When USPAP started, it was very exciting as appraisers had to decide what needed to be changed or added. Over time, I quit following the updates as there were few significant changes. This year, for the first time, you can purchase just the book of USPAP standards for $35. This covers all Definitions, Rules, and Standards.

Appraisal 76

Appraisal Contracts Real Estate Mortgage 76

Houston Properties

MARCH 23, 2022

While the Fed has started raising interest rates, there’s no sign of inflation slowing down any time soon. Winners: Stocks (depending on starting valuations), real estate & commodities. Most Gen X, Millennials and Gen Z’ers have never had to “do the math” of the impacts of inflation. Headlines these days are worrying.

Real Estate 36

Real Estate Real Estate Agent Realtors Agents 36

Will Springer Realtor

OCTOBER 11, 2022

Seriously though, there must be a ceiling to rising rates that have all but extinguished a robust housing market. The inter-bank rate stands at about 3.1%, coincidentally the exact figure that Freddie Mac reported at the start of 2022 as the average mortgage rate in the U.S. How long can this go on? So, we have a long way to go.

Housing Market 36

Housing Market Marketing Buyers Real Estate 36

Will Springer Realtor

MAY 12, 2021

Home prices are overheating, mortgage rates are inching up from the start of the year and the supply of homes is in an unseasonable valley – far from its Mt. Three-quarters of respondents to a survey last summer said that low interest rates would enable them to start their home search sooner. Rainier-esque peak of a decade past!

Real Estate 36

Real Estate Inventory Buyers Construction 36

Housing Wire

APRIL 7, 2021

The Consumer Financial Protection Bureau released a proposed rule on Monday that would bar servicers from starting on foreclosures until 2022. But data shows that servicers are already serving borrowers well. The CFPB also proposed streamlined processes for moving homeowners out of forbearance and in to loss mitigation options.

Investors 433

Investors Legal Contracts Government 433