2008 Design Insurance Lending 
Housing Wire
DECEMBER 2, 2020
Sure, new online lending operations like SoFi, Better and a handful of others are taking advantage of their lack of traditional infrastructure. Digital lending is easier for companies that were born in the cloud. The cloud has helped to accelerate online and virtual processes extending into every step of the lending process.
Housing Wire
MAY 21, 2021
Since the 2008 housing crisis, banks have increasingly resorted to mortgage credit overlays, in order to focus on higher income borrowers so that they can cross sell other bank products. CRA is designed to prevent banks from diverting funds OUT of a community where they take deposits in order to lend in other communities.
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Housing Wire
FEBRUARY 8, 2022
Goldstone, who is president of Capital Markets & Lending at BSI Financial Services , estimates that between 20% to 25% of borrowers in BSI’s servicing portfolio have been non-communicative, he told HousingWire. Some are especially haunted by the Great Recession between 2008 and 2011. An army of door-knockers.
Appraisal Today
MAY 10, 2024
If it appears to a VA appraiser that the appraised value of a property is going to come in below the pending sales price, the appraiser must contact the designated point of contact (POC) party that is specified in the appraisal order. In more recent downturns, such as during the 2008 recession, many foreclosures were due to bad lending.
Appraisal Today
MARCH 15, 2024
Despite its roots in a methodology designed to support appraisers, Value Acceptance appears to divorce itself from appraiser standards and oversight, leading to legitimate concerns regarding its reliability and accuracy. In previous downturns, such as during the 2008 recession, there were many foreclosures due to bad lending.
Housing Wire
MAY 6, 2024
During the housing crisis of 2008, the title industry suddenly emerged from obscurity into full view. Regulators were suddenly curious about what exactly the industry contributed to a real estate transaction.
Listing Spark
OCTOBER 13, 2022
In 2008, Austin and a lot of parts of Texas came out relatively unscathed.”. [00:08:58] 00:19:04] Why the current housing market is different than what happened in 2008. The last time there was a housing market crash in 2008, lenders played a big role. If you look back in 2008, we had this absolutely massive amount of inventory.
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