Housing Wire

SEPTEMBER 22, 2022

“The premise of a mortgage rate lockdown is simple: so many American households have such low mortgage rates that some will never move once rates rise, which then locks up housing inventory,” said Logan Mohtashami, Lead Analyst at HousingWire. million, below the 2019 range of 1.52 million to 1.93

Mortgage 384

Mortgage Loan Officers Inventory Retail 384

Housing Wire

JANUARY 18, 2023

Builders feel more confident in the market, housing inventory data is positive and buyer demand for mortgages has increased — but don’t be fooled.

Housing Market 450

Housing Market Marketing Insurance Mortgage 450

Housing Wire

DECEMBER 29, 2022

This now goes into a subject matter that is a striking difference between 2022 versus 2008: Inventory and Credit. Housing inventory. Total housing inventory today — using the NAR data — stands at 1.14 The issue is that when housingw as in a recession in 2007, we had a massive spike in supply.

Housing Market 546

Housing Market Marketing Inventory Sellers 546

Housing Wire

APRIL 8, 2022

Home prices are skyrocketing, housing inventory is at all-time lows and homebuyers have to contend with multiple bids. Inventory velocity. April 10, 2020: We needed a lot of inventory, fast. The velocity of inventory rising in the next three months is limited. April 2022: Inventory has not recovered. Can this last?

Housing Market 397

Housing Market Marketing Inventory Lending 397

McKissock

SEPTEMBER 7, 2021

Some early warning signs of housing market correction are: A) Listing inventory in MLS starts to climb steadily. Increasing inventory is generally a sign that buyers have stopped buying (due to prices being too high or a lack of consumer confidence), or there are just fewer ready, willing, and able buyers in the marketplace.

Marketing 71

Marketing Real Estate Appraisal Inventory 71

Empire Appraisal Group

JULY 6, 2022

Recent studies by three South Florida universities and the University of Alabama point to the same high demand and low inventory as reasons for the homebuyer and rental angst experienced since the start of the pandemic, but the research also found future population growth in Florida will extend housing woes. “A Housing crash unlikely.

Marketing 78

Marketing Landlords Real Estate Tenants 78

Housing Wire

AUGUST 31, 2022

The first category is real estate credit, which covers most establishments focused on lending with real estate as collateral. The second category is mortgage and non-mortgage brokers, which includes establishments that facilitate lending by bringing borrowers and lenders together.

Lending 384

Lending Mortgage Real Estate Loan Officers 384

Appraisal Today

AUGUST 5, 2022

Excerpts: Lending was not very prudent prior to the crash of 2008 as suggested by the trend in the median credit score (FICO), a measure for credit worthiness; for newly originated first-time purchase mortgages the median FICO score was 686 in Q1 2006 versus 740 in Q4 2020. Be sure to put in a comment requesting it. ==. Find out why not.

Appraisal 59

Appraisal Valuation Contracts Modernization 59

Housing Wire

APRIL 5, 2021

The figure, standing at 6.1%, was the highest capital ratio reported since 2007 and the sixth consecutive year above the 2% minimum mandated by Congress. . The same report revealed FHA had amassed capital reserves in the amount of $78.9 billion — possibly the highest ever recorded and just $15.6

Insurance 347

Insurance Mortgage Housing Market Government 347

Boston Appraisal

JULY 22, 2019

Despite the continued appreciation, both real estate economists and the general public are starting to worry about the shadow of a second recession (the dramatic downturn of 2007 still on their minds). Firstly, lending requirements (which were one of the critical factors of the 2008 financial crisis) are very different today.

Marketing 78

Marketing Housing Market Real Estate Buyers 78

Boston Appraisal

JULY 22, 2019

Despite the continued appreciation, both real estate economists and the general public are starting to worry about the shadow of a second recession (the dramatic downturn of 2007 still on their minds). Firstly, lending requirements (which were one of the critical factors of the 2008 financial crisis) are very different today.

Marketing 78

Marketing Housing Market Real Estate Buyers 78

Appraisal Today

MAY 26, 2023

In 2007, he started appraising conservation easements, which are specified areas of land earmarked for environmental conservation. Since rates have been so volatile and for-sale inventory still scarce, we have yet to see sustained growth in purchase applications. Owners with conservation easements can claim an income tax deduction.

Easement 52

Easement Contracts Appraisal Inspection 52

Will Springer Realtor

OCTOBER 10, 2023

The latest number is considered unaffordable by common lending standards, which call for a 28% debt-to-income ratio and it marks the highest level since 2007. The increase in homes on the market also tells us overall inventory is rising. months of inventory available today across our county, up from 1.5 There are 2.0

Buyers 63

Buyers Inventory Sellers Housing Market 63

Appraisal Today

SEPTEMBER 29, 2023

Some appraisers, a true minority, have been able to transition to private, non-mortgage-lending appraisal work, but that’s not as easy as some advocate. And many appraisers who only know how to do mortgage lending assignments are reluctant to market themselves outside that confined space. The GSEs started keeping track in 71.

Insurance 77

Insurance Appraisal Contracts Mortgage 77

Will Springer Realtor

MAY 9, 2022

This looks a lot like the housing boom that we saw prior to the 2007–09 financial crisis.” That percentage was last seen in September 2007 – yes, at the start of the housing crisis (as the chart shows). That was within the 28% ceiling considered affordable by common lending standards. The potent combo of rising U.S. a month ago.

Architecture 36

Architecture Design Buyers Construction 36

Will Springer Realtor

SEPTEMBER 8, 2021

That’s the most since 2007. There are no signs of a real estate crisis, particularly in the Puget Sound region, where prices keep rising – up about 20% the past year and 68% in Seattle alone since 2016, by one measure – amid a dearth of inventory and surge of buyers. A drying up of listings sent inventory figures lower.

Construction 36

Construction Inventory Buyers Real Estate 36

Will Springer Realtor

OCTOBER 11, 2022

While investors of mortgaged securities help dictate their interest rates, the Federal Reserve is behind the scenes influencing the overall lending environment. Waller went on to say this adjustment is in no way like the horrific housing/financial crises of 2007-2010. months (or 40 days) worth of inventory is on the market.

Housing Market 36

Housing Market Marketing Buyers Real Estate 36

Patch of Land

APRIL 17, 2018

The percentage of flips completed with financing could signal more interest from real estate investors as the lending market for fix-and-flip real estate investors matures with competitive interest rates that more closely resemble buying with cash. billion in 2016, and the highest since 2007. billion, up from $12.7

Finance 39

Finance Investors Real Estate Retail 39