Housing Wire

APRIL 8, 2022

One of the reasons that I moved into the “team higher mortgage rate” camp is that what I saw in January, February, and March of this year was so unhealthy that I labeled the housing market savagely unhealthy. million — once that happens, I can take the unhealthy label off the housing market. However, for A.D.

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Housing Wire

DECEMBER 29, 2022

As we close out 2022, it’s time to reflect on a historic year for the housing market, which was even crazier than the COVID-19 year of 2020. A few months ago, I was asked to go on CNBC and talk about why I call this a housing recession and why this year reminds me a lot of 2018, but much worse on the four items above.

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Housing Wire

OCTOBER 31, 2022

Both these laws paved the way for more responsible lending and a more responsible consumer. All my six recession red flags were raised toward the end of 2006, and the recession didn’t start until later in 2008. During the build-up to when the housing bubble burst, housing was getting noticeably weaker on many fronts.

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Housing Wire

AUGUST 30, 2022

While the growth rate is cooling monthly, we are still in a savagely unhhealthy housing market trying to get national inventory levels back to pre-COVID-19 levels. Nor can we ever have a credit sales boom again with lending standards back to normal. Case in point, purchase application data is already below 2008 levels today.

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Inventory New Listings Law Housing Market 383

Housing Wire

APRIL 20, 2022

The mortgage markets of 2007 and 2020 remind us that there is no durable mortgage market without federal backing (including the banking system). Nongovernment-backed lending disappeared in both cases virtually overnight. Markets can be efficient on their own when there are no barriers to entry or gains from scale.

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Housing Wire

NOVEMBER 10, 2022

From 1998 to 2006, according to Freddie Mac , the median annual mortgage rate was 6.45%. Therefore, there were more housing sales in 1996 than there will be this year. This is something that housing industry leaders should be thinking about — carefully. The history of housing. from 2005 to 2006, then another 22.4%

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Housing Wire

AUGUST 1, 2022

June saw both record-low home price appreciation and the largest single-month increase of for-sale inventory in 12 years, resulting in a cool down in the housing market. And the housing market would likely slow further in the coming months if mortgage rates remain persistently high.

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Housing Market Marketing Inventory Technology 370

Cornerstone

APRIL 30, 2021

Back then, buyer demand was temporarily fueled by what’s been called “irrational exuberance ,” but current optimism in today’s housing market is backed by data. Mortgage lending standards are also much more stringent than they were in the boom of the mid-2000s.

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McKissock

SEPTEMBER 7, 2021

Additional indicators can be some of the factors that led up to the last market bust; there are plenty of articles online with which to familiarize yourself. Some early warning signs of housing market correction are: A) Listing inventory in MLS starts to climb steadily. What will be the early signs?

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Housing Wire

DECEMBER 7, 2020

housing market was the single best outperforming economic sector globally during the COVID-19 pandemic in 2020. Due to the solid demand for homes, housing supply for both new and existing homes are at all-time lows. Existing home sales dipped below 5,000,000, and monthly housing supply rose. New Home Supply. Hard pass.

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Appraisal Today

OCTOBER 7, 2022

Three articles about the current housing market “Big Picture” I have three links below showing that markets vary widely around the country. Of course, this is aggregated and does not focus on market segments such as neighborhood and price range. Housing Market Cools. Or, hit the reply button.

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Appraisal Today

JUNE 10, 2022

The Inevitable Cyclicality of Mortgage Lending. Hot housing market not a bubble, economists say. Excerpts: As home prices continue to break growth records, a panel of housing experts and economists surveyed by Zillow® does not believe the market is in a bubble. What was your business like before the pandemic?

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Housing Wire

JULY 18, 2022

It also concludes existing market conditions are likely to decease the “attractiveness of PLS as a financing outlet.”. Since the global financial crisis in 2006-2007, however, there have been only five securitization deals valued in total at $900 million, which used closed-end or HELOC loans as collateral, the report states.

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Appraisal Today

AUGUST 5, 2022

The housing market is cooling-off. Excerpts: Lending was not very prudent prior to the crash of 2008 as suggested by the trend in the median credit score (FICO), a measure for credit worthiness; for newly originated first-time purchase mortgages the median FICO score was 686 in Q1 2006 versus 740 in Q4 2020.

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Appraisal Today

OCTOBER 14, 2022

While that number may seem high to some, in the context of lending and property complexities, that is a 54% improvement in performance cited earlier in this article (from 35% 10 years ago). percent, the highest level since 2006. Is there room for more improvement? The ARM share of applications remained quite high at 11.7

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Will Springer Realtor

MAY 9, 2022

DID SOMEBODY SAY, ‘HOUSING BUBBLE?’. Are we in a housing bubble? The housing market has become bubbly,” said economist Enrique Martinez-Garcia of the Federal Reserve Bank of Dallas. He was one of the authors of a recent report that found signs of a housing bubble in the real estate market.

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