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Consumer protection is what title insurance is all about

Housing Wire

Limited housing supply and a continuation of high home prices in many markets nationwide in 2023 restricted many first-time homebuyers from entering the housing market and finding their dream homes. nationally since 2004, according to an analysis of industry financial statements.

Insurance 441
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Will mortgage lending get tighter in the next recession?

Housing Wire

I don’t think it’s shocking that people have never seen this index dated from 2004-2021. Second, the people who keep saying housing credit will crash to 2008 levels don’t want to show you the chart that shows that this already happened — the grift wouldn’t work as well if they presented the facts.

Lending 485
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HW+ Member Spotlight: Bill Lowman

Housing Wire

Joining the company in 2002, American Pacific Mortgage named him president in 2004, and in 2016 he became CEO. Bill Lowman: The challenges of the 2008 and 2020 housing markets all brought different learning opportunities for me as a leader — and in hindsight some of the biggest gifts.

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Buyers viewed just eight homes before making their purchase

Housing Wire

From 2004 to 2006, during the housing boom years, even though homes were moving at a rapid pace, buyers typically looked at nine homes. NAR Research has tracked the number of homes viewed since 1987 and eight is the lowest number on record.

Buyers 421
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Glenn Stearns’ Kind Lending originates $1B in 6 months

Housing Wire

To fulfill his vision Stearns brought with him Yvonne Ketchum, who was with Stearns Lending from 2004 through 2018, and has been serving as Kind’s president since its founding. Glenn is the type of person I would’ve worked for again in a heartbeat.

Lending 370
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This Isn’t a Bubble

Empire Appraisal Group

housing market is on a hot streak with double-digit annual gains in home prices, bidding wars, and surging buyer demand. That type of soaring housing market is prompting more “bubble” fears in some corners, but economists say the housing market isn’t getting overinflated. “We ‘This Isn’t a Bubble’.

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5 updated predictions for the second half of the 2022 housing market

Housing Wire

This article is part of our housing market update series. At the end of this series, you can join us on May 10 for a Housing Market Update webinar. The impact on housing markets. At the 2004 pre-Great Recession peak, the cash-out share of volume originations reached 17.7%.