research publication barriers-accessing-homeownership 
Housing Wire
MARCH 1, 2024
While mortgage rates will likely fall this year, conversations about how to increase accessibility to homeownership are still top of mind — and should be top of mind — across the real estate industry. However, there is no one-size-fits-all approach to homeownership affordability.
Housing Wire
APRIL 25, 2023
Rocket Central ‘s new vice president of public policy, Karan Kaul, plans to prioritize homeownership opportunities for first-time homebuyers , households of color, low- and moderate-income households that have historically found it difficult to access mortgage credit.
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Housing Wire
JUNE 8, 2022
The plans establish a flexible framework for the government-sponsored enterprises to address barriers to sustainable housing and close the racial homeownership gap. The 2022 to 2024 plans will be updated annually, FHFA said in a statement, and will pay special attention to barriers to homeownership in Black and Latino communities.
Housing Wire
OCTOBER 4, 2022
The Federal Housing Administration (FHA) on Tuesday issued a request for feedback from the public on how it can increase access to small balance mortgages through its single-family mortgage insurance programs. The Urban Institute in 2021 found that only one in four low-cost homes sold was likely to be financed with a mortgage.
Housing Wire
AUGUST 27, 2021
Empowering Lenders to Increase Homeownership with Opportunity Data. A commitment to improving minority access to homeownership has far-reaching, beneficial societal implications. With the elements reported to HMDA, should FICO have been included in public reporting, privacy risk would be dramatically heightened.
Housing Wire
SEPTEMBER 7, 2021
The first annual plan, which the GSEs must submit and implement in less than four months, must specifically include plans to reduce the racial or ethnic homeownership gap and reduce underinvestment or undervaluation in areas that were formerly redlined. FHFA will make both the plans and the progress reports available to the public.
Appraisal Today
MAY 26, 2023
Over time, a great deal of research has indicated that well over 90% of appraisals come in at or above the purchase and sale contract. Purchase and sale agreements are also a great source of data relative to the subject, which might serve as a verified and personally inspected comp in a future assignment.
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