Housing Wire

MARCH 19, 2023

The housing market was crazy again last week. Mortgage rates fell as the banking crisis got worse and purchase application data grew for the second week in a row, but the big question is: Did we hit the seasonal bottom in housing inventory? This bond market is screaming at the Fed to cut rates.

Housing Market 384

Housing Market Marketing Inventory New Listings 384

Housing Wire

JANUARY 18, 2023

Builders feel more confident in the market, housing inventory data is positive and buyer demand for mortgages has increased — but don’t be fooled. “A small offset or decline in home values, which we are starting to see, (…) can help that consumer who’s in the market for the first time,” Brown said.

Housing Market 450

Housing Market Marketing Insurance Mortgage 450

Housing Wire

MARCH 12, 2023

Last week was wild, and not just for the housing market. We had a 21st-century bank run on Silicon Valley Bank and then the federal government took action over the weekend to stop the contagion. This assumes the spreads are wide as the mortgage back securities market is still very stressed.

Housing Market 370

Housing Market Mortgage Marketing Inventory 370

Housing Wire

OCTOBER 1, 2021

But for the past 12 months, the metro’s housing market has been in complete chaos. “It The Provo-Orem market is growing at a faster rate per capita than really anywhere else in the state of Utah, including our capital, Salt Lake City.”. above the list price and sat on the market about 11 days before going pending.

Housing Market 421

Housing Market Marketing Agents Real Estate 421

Real Estate News

OCTOBER 10, 2023

Government policies and the rise of remote work contributed to declining affordability, but real estate agents have an opportunity to show their value.

Housing Market 300

Housing Market Real Estate Agent Government Real Estate 300

Housing Wire

FEBRUARY 21, 2024

But to have a baseline understanding of the loan life cycle, the rules and regulations that guide our industry and govern our industry [and] the technology that moves us forward, quality control, quality assurance and fraud [prevention] is immensely important.” a New York-based multichannel lender.

Housing Market 434

Housing Market Mortgage Marketing Real Estate 434

Housing Wire

NOVEMBER 30, 2021

The Federal Housing Finance Agency (FHFA) today announced the baseline conforming loan limit for 2022 will be $647,200, an increase of 18%. The federal government will now back mortgage loans of nearly $1 million, with the new ceiling loan limit for one-unit properties in most high-cost areas now $970,800 — or 150% of $647,200.

Government 535

Government Mortgage Home Value Finance 535

Housing Wire

JULY 25, 2023

Insurers and government programs frequently subsidize the cost of rebuilding after storms hit, and mortgages mean homeowners are ceding some risk to lenders—especially if their house goes into foreclosure after a storm,” he explained.

Housing Market 370

Housing Market Insurance Marketing Renovations 370

Housing Wire

SEPTEMBER 23, 2020

However, last week Kan noted that while conventional and government refinances gained steam, FHA refis experienced a particular uptick. The post Housing market stays hot into fall with mortgage applications up 6.8% The average contract interest rate for 15-year fixed-rate mortgages rose to 2.64% from 2.61%.

Housing Market 536

Housing Market Mortgage Contracts Marketing 536

Appraisal Buzz

SEPTEMBER 10, 2021

The Harvard Joint Center for Housing Studies will analyze the nation’s post-pandemic housing market in an upcoming webinar and discuss steps the industry and government need to take to protect at-risk households. The post The Week Ahead: Examining the State of the Housing Market appeared first on theMReport.com.

Housing Market 195

Housing Market Marketing Government Appraisal 195

Housing Wire

MAY 2, 2024

The housing market has been on a topsy-turvy roller-coaster ride in recent years that has been particularly neck wrenching since this past fall, fueled by stubbornly high inflation and a still-strong jobs market. Treasury market — jumping to as high as 121 in mid-April after ending March near 85.

Marketing 429

Marketing Mortgage Investors Sellers 429

Housing Wire

NOVEMBER 3, 2023

In October, health care, government, and social assistance posted some strong job gains. What to expect in the housing market ? The continuing strength of the construction labor market may be surprising, but it’s reflective of broader housing market dynamics today,” First American Economist Ksenia Potapov said in a statement.

Marketing 409

Marketing Construction Housing Market Government 409

Housing Wire

JULY 25, 2023

“State Farm General Insurance Company made this decision due to historic increases in construction costs outpacing inflation, rapidly growing catastrophe exposure, and a challenging reinsurance market,” the company wrote on its website.

Insurance 370

Insurance Housing Market Marketing Agents 370

Housing Wire

JUNE 23, 2021

With low housing inventory and rapid home-price growth, homeownership can seem less and less attainable for several groups of potential homebuyers. HousingWire sat down with Radian CEO Rick Thornberry to learn more about the state of the housing market and how Radian is helping further homeownership.

Housing Market 421

Housing Market Marketing Construction Insurance 421

Real Estate News

SEPTEMBER 25, 2023

Housing market impacts could include mortgage delays, declining consumer confidence and — perhaps — a small dip in mortgage rates.

Government 283

Government Real Estate Housing Market Mortgage 283

Housing Wire

MARCH 8, 2024

For now, we can say the labor market isn’t tight anymore, but it’s also not breaking. The four-week moving average declined slightly by 750, to 212,250 Below is an explanation of how we got here with the labor market, which all started during COVID-19. Jobless claims show an expanding economy that has not lost jobs yet.

Marketing 500

Marketing Mortgage Transportation Insurance 500

Housing Wire

SEPTEMBER 28, 2023

Yun also expressed concern about a possible government shutdown, which could worsen the conditions in the housing market. “It It will disrupt some home sales in the short run due to the lack of flood insurance or delays in government-backed mortgage issuance,” he said.

Housing Market 479

Housing Market Contracts Government Buyers 479

Housing Wire

JANUARY 8, 2021

Fear of this outcome is why, for the better part of the past 12 years, ATR safe-harbor determinations were, in large part, simply punted to the black box underwriting systems of the government-sponsored enterprises Fannie Mae and Freddie Mac. This approach has advantages: it’s simple, observable and verifiable.

Government 348

Government Mortgage Finance Legal 348

Housing Wire

JANUARY 5, 2024

Here are my three key points on the labor market recovery since I retired my COVID-19 recovery model on Dec. Employment continued growing in government, health care, social assistance, and construction, while transportation and warehousing lost jobs. Does this mean the labor market is breaking? 9, 2020: 1. percent, the U.S.

Marketing 500

Marketing Transportation Construction Government 500

Housing Wire

APRIL 30, 2024

The Federal Housing Finance Agency (FHFA) this week released its fair lending final rule, following up on a proposal made last year in alignment with plans first laid out in 2022 by the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac. The only exception is the rule’s “subpart D.”

Lending 431

Lending Finance Government Realtors 431

Housing Wire

MAY 5, 2023

Is the labor market finally normalizing? Jobs Friday data came in as a beat of estimates, but the labor market is clearly starting to come back to earth, killing the fear of 1970s wage spiral inflation. Part of my COVID-19 recovery model on the labor market was that job opening should reach 10 million in this recovery.

Marketing 485

Marketing Housing Market Government Mortgage 485

Housing Wire

FEBRUARY 1, 2023

High interest rates, coupled with a still-low supply of housing, have created price hurtles that are keeping many first-time homebuyers and lower-income borrowers locked out of the housing market. In terms of acceptance in the secondary market of these TRBLs, which is key to ensuring lender liquidity, the jury is still out.

Marketing 410

Marketing Government Mortgage Sellers 410

Housing Wire

MARCH 13, 2024

Rosy economic news is unlikely to nudge the Federal Open Market Committee (FOMC) to start cutting the federal funds rate when they meet next week. Although it has not yet released its monthly forecast for March, its February forecast showed a slightly dimmer view of the housing market prospects for 2024.

Housing Market 441

Housing Market Real Estate Mortgage Government 441

Housing Wire

MARCH 28, 2024

Modern manufactured homes are an unusual feature of today’s housing market, the rare homeownership opportunity that is both lower-cost and high-quality. Unlike site-built homes, which are always titled as real estate, over 40% of manufactured housing is titled as personal property (the same way a car is titled).

Business 450

Business Finance Buyers Lending 450

Urban

JUNE 16, 2021

Data show that flat-out rejection of buyers seeking government-backed loans disadvantages households with lower incomes, lower credit scores, and less wealth, many of whom are people of color.

Government 104

Government Insurance Housing Market Marketing 104

Housing Wire

APRIL 5, 2024

Job gains were most notable in the health care (+72,000), government (+71,000) and construction (+39,000) sectors. million openings one year prior, according to other recent job market data. As a result, mortgage rates are likely going to stay elevated for longer.” In February, job openings remained steady at 8.8

Mortgage 356

Mortgage Transportation Construction Housing Market 356

Housing Wire

JUNE 2, 2023

today should be between 158 million and 159 million , or in a weaker labor market growth scenario, between 157 million and 158 million. Now let’s look at the labor market on all fronts from the data we got this week to get a comprehensive view of the labor market today. From the St.

Marketing 450

Marketing Transportation Construction Government 450

Housing Wire

APRIL 12, 2021

will have the best housing demographics in history , then it follows that home prices could take off in an unhealthy way. In 2021, we already have the unhealthiest housing market — in terms of low housing market supply and multiple bids for each sale — than we have had in the last 10 years. Already a member?

Housing Market 466

Housing Market Government Marketing Inventory 466

Housing Wire

MAY 25, 2023

The housing market looks different than it does during a typical spring, when the market is usually in full gear,” Lisa Sturtevant, the chief economist at Bright MLS , said in a statement. Even the extended negotiations are beginning to rattle markets and bring down consumer confidence,” Sturtevant said.

Inventory 384

Inventory Housing Market Contracts Government 384

Miller Samuel

JUNE 28, 2020

Keeping Housing Market Results From The Public Is Never Justified: An Expansive View. When the Covid-19 crisis began halfway through March, the Manhattan housing market was placed on “pause,” as were many housing markets around the country. Days on market during Covid-19. Why this effort was wrong.

Housing Market 221

Housing Market Marketing Real Estate Sellers 221

Housing Wire

SEPTEMBER 13, 2023

It allows qualified buyers with a government loan to purchase a home by assuming responsibility for the sellers’ mortgage terms, including the current balance and interest rate. Moreover, many buyers are waiting on the sidelines, paralyzed by low housing inventory and high rates. in March, is also listed as a senior advisor.

Mortgage 432

Mortgage Government Advertising Buyers 432

Housing Wire

DECEMBER 13, 2023

As 2023 winds to a close, so too does a brutal year for the housing market, a year marked by rising rates , steep home prices , scarce inventory and anemic mortgage originations, compared with the boom years of 2020 and 2021. Some of them are gone forever, and some of them are basically going to have to rebuild capability,” he said.

Mortgage 409

Mortgage Marketing Investors Lending 409

Housing Wire

MARCH 8, 2024

Though all signs point to a cooling labor market overall, the economy picked up another 275,000 jobs in February. The jobs report on Friday is unlikely to convince the Fed that rate cuts are necessary when the Federal Open Markets Committee meets later this month, economists said.

Transportation 450

Transportation Retail Housing Market Construction 450

Housing Wire

MARCH 19, 2024

Mortgage capital markets tech firm Polly announced its application programming interface (API) integration with CoreLogic , which will enable lenders to streamline the digital mortgage process. Lenders can also license Polly’s raw data for use in tandem with existing in-house tools.

Technology 421

Technology Contracts Insurance Government 421

Housing Wire

APRIL 14, 2022

What happens when the Federal Reserve begins pulling back in a serious way from the mortgage-backed securities (MBS) market that it has helped to prop up through billions of dollars in bond purchases since the start of the pandemic in 2020 — to the point where it now holds a $2.7 trillion agency MBS portfolio? The Feds existing $2.7

Marketing 410

Marketing Investors Government Investing 410

Appraisal Buzz

MAY 10, 2021

Bryan Filkey, Chief Strategy Officer for Interfirst Mortgage, discusses the non-government guaranteed space and managing workforce capacity as the housing market evolves. The post Expert Insights: Staying Nimble Amid Market Changes appeared first on theMReport.com.

Marketing 195

Marketing Government Housing Market Appraisal 195

Mortgagebroker News

APRIL 7, 2022

The current government is likely to be in office until 2025, with an ambitious housing plan in the works

Government 68

Government Housing Market Marketing 68