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Mortgage rates — not commission lawsuits — will be the story in 2024 for publicly traded brokerages

Housing Wire

The good news is that we can bracket the financial impact and they can absorb it, and I think that’s good news. As the copycat commission lawsuits continue to pile up, and mortgage rate and inventory concerns still exist, 2024 will certainly be no walk in the park for brokerages, but analysts do expect it to be better.

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ARMs race: adjustable-rate mortgages make a comeback

Housing Wire

In a tight housing market with a shortage of inventory and soaring rates, many homebuyers are opting for ARMs, which carry lower rates for an initial period of fixed interest and amortize over a 30-year term. . The way ARMs work is lenders offer lower mortgage rates for the initial three, five, seven years.

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How to Maximize Appraisal Underwriting Approvals in Rural Markets

Genworth MI Blog

In December 2016, the Federal Housing Finance Agency issued regulations to implement the Duty to Serve requirement, and compliance with these regulations has led to recent efforts by the GSEs to increase housing opportunity for rural markets. I refer to this approach as high-level bracketing. Underwriting Training. Shift Terminology.

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How to Maximize Appraisal Underwriting Approvals in Rural Markets

Genworth MI Blog

In December 2016, the Federal Housing Finance Agency issued regulations to implement the Duty to Serve requirement, and compliance with these regulations has led to recent efforts by the GSEs to increase housing opportunity for rural markets. I refer to this approach as high-level bracketing. Underwriting Training. Shift Terminology.

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Houston Housing Market Forecast: Current Data & 2021 Predictions

Houston Properties

The average household finances are in the best shape they’ve ever been in. Household Finances – The Best (Ever). Household Finances – The Best (Ever). For certain parts of the economy, usually in the upper-income brackets, they didn’t carry a lot of debt and they couldn’t go out to spend their money.

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March 2022 South Florida Housing Report

Lamacchia Realty

It also looks at other metrics like New Listings and New Pending Sales as they are often the best indicators for predicting future trends in the market The inventory crisis last year caused demand to spike higher than ever by fall and into the winter, which in turn caused prices to continue to increase significantly. South Florida Inventory.

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April 2022 South Florida Housing Report

Lamacchia Realty

It also looks at other metrics like New Listings and New Pending Sales as they are often the best indicators for predicting future trends in the market The inventory crisis last year caused demand to spike higher than ever by fall and into the winter, which in turn caused prices to continue to increase significantly. South Florida Inventory.