Housing Wire

JUNE 15, 2022

The 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act, created in direct response to the financial crisis, requires lenders to check a buyer’s ability to repay (ATR), which protects them from predatory lending practices. Not a one-size fits all”. It’s not a bad thing for borrowers, lenders, and loan investors.

Mortgage 349

Mortgage Bracketing Loan Officers Investors 349

Birmingham Appraisal

FEBRUARY 20, 2024

On one hand, the real estate agent’s main goal is to advocate for their client while the appraiser must be an impartial and non-biased third party. The lender then obtains an appraisal to make sure that the property they are lending on, which is the collateral for the loan, is worth what they are paying for it.

Agents 89

Agents Appraisal Real Estate Agent Bracketing 89

Clear Capital

NOVEMBER 14, 2022

Delays in responding to revision requests can have a serious impact on all lending parties during the review process. This strategy often backfires because parties involved in the lending process cannot find the specific information they are looking for in the report. Reduce lengthy commentary. Be thorough in your analysis.

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Appraisal Lending Bracketing Appraisal Process 69

Clear Capital

DECEMBER 21, 2022

By bracketing the salient features of the house in the appraisal report, appraisers sometimes overlook the proximity and location factors. When choosing comparable sales, bracket the location or view . The “magic” of adjustments must be adequately explained, so the client is assured of a “market-based” reconciled value.

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Appraisal Bracketing Clients Market Value 69

Appraisal Today

APRIL 14, 2023

Appraisers sought to bracket the subject using three comparable sales. It is a place where we can show our clients just how valuable an appraisal can be. If our business revolves around mortgage lending, we are used to dealing with clients who have a certain level of sophistication.

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Appraisal Bracketing Contracts Valuation 52

Portland Appraisal Blog

APRIL 14, 2019

You’re a real estate agent and after a lot of back-and-forth, give-and-take, offers and counteroffers, you’ve helped your client negotiate a sweet price for their home. The purpose of this blog post is to lend some insight into what an agent should do and not do during the third stage. Not even the borrower is the appraiser’s client.

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Appraisal Reconsideration of Value Agents Market Value 78