Housing Wire

MARCH 14, 2023

Even with its most significant component, shelter inflation, keeping core CPI higher than it should be, it’s been hard to accelerate the core data. Of course, if the Fed keeps talking about 1970s-style entrenched inflation, I will keep telling them to leave their disco pants at home because this isn’t the 1970s.

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Housing Wire

AUGUST 4, 2023

Mortgage rates are finally headed lower after a crazy week of jobs data showing that the economy isn’t going into recession. From BLS : Total nonfarm payroll employment rose by 187,000 in July, and the unemployment rate changed little at 3.5 As I write this article, the 10-year yield is currently at 4.04%.

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Housing Wire

SEPTEMBER 19, 2023

One of the challenges in discussing what the mortgage industry needs to do next is figuring out what’s actually coming next. In August, when interest rates topped 7% for the first time in 22 years, there was a rash of articles featuring leading industry economists predicting what interest rates would do for the rest of the year and into 2024.

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Housing Wire

JUNE 18, 2023

Mortgage rates were near 7% last week but purchase applications were still able to pull out an 8% week-to-week gain. Mortgage rates hardly budged last week, even with the Federal Reserve ‘s announcement it was pausing rate hikes and CPI inflation reports. We cannot break over 4.6 6% for a year.

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Housing Wire

NOVEMBER 23, 2022

From Census: New Home Sales Sales of new single-family houses in October 2022 were at a seasonally adjusted annual rate of 632,000, according to estimates released jointly today by the U.S. percent)* above the revised September rate of 588,000, but is 5.8 In theory, the sales levels are lower than the data will show.

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Housing Wire

MAY 3, 2022

In this HW+ Slack Q&A, HousingWire Lead Analyst Logan Mohtashami gives the inside scoop on where rates are headed, his insights on the latest economic reports and more. So not much action there, but the year over year 4-week moving average trend has been lower for sure. The last time we had 5% mortgage rates was in 2018.

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Housing Wire

JUNE 17, 2022

This week’s HW+ member spotlight features Amanda Hill, head of mortgage solutions at Reggora. Below, Hill answers questions about the housing industry: HousingWire: What is your current favorite HW+ article and why? Amanda Hill: There will be a lot of eyes on rising mortgage rates and inventory of available homes for sale.

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Housing Wire

NOVEMBER 26, 2021

During this Thanksgiving week, we went from higher yields and the first Fed rate hike storyline to a big drop in bond yields and scary headlines on a new COVID variant, Omicron. In this type of economic environment is it even possible for mortgage rates to get to 4% and can the Federal Reserve really hike rates in an aggressive fashion?

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Housing Wire

JANUARY 27, 2022

I retired in 2020 from the mortgage business after 24 years, so I understand how some people who were floating their rate lock might not feel this way. I am a bond market guy because, to the core, I am an economics person first, so my discussions are more about the 10-year yield and the economic cycle versus mortgage-backed securities.

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Housing Wire

MARCH 15, 2022

In this HW+ Slack Q&A , Lead Analyst Logan Mohtashami gives the inside scoop on where rates are headed, whether or not he has updates to his 2022 forecast and more. Thus nullifying any mortgage yield declines? Short term yields are rising because the Fed is still in rate hike mode. housing market.

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Housing Wire

DECEMBER 20, 2021

Even in the extreme conditions of COVID-19, my general premise on housing economics predicted that the two variables with the most influence — demographics and mortgage rates — would hold up the housing market. The 10-year yield and mortgage rates. That range dictated that mortgage rates would roughly stay between 3.5%-4.75%.

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Housing Wire

APRIL 8, 2022

One of the reasons that I moved into the “team higher mortgage rate” camp is that what I saw in January, February, and March of this year was so unhealthy that I labeled the housing market savagely unhealthy. In time, markets always find balance and balance is a good thing. Obviously, my home-price growth model got smashed!

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Cleveland Appraisal Blog

OCTOBER 14, 2021

Others have expressed concerns that we are headed for a housing crash, like in 2008. At that time, the handful of bad appraisers doing this kind of thing were also getting a lot of business from lenders and mortgage companies, because they were hitting the numbers, while honest appraisers were beginning to lose business.

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Housing Wire

MAY 31, 2022

Gal and other company representatives did not return messages for this article. After a few years of brokerages going public, a list that includes Compass , Offerpad , Opendoor , and Redfin , real estate companies are now keeping matters private. One is people dislike where the economy is headed. “I Let’s keep this private.

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Appraisal Today

JULY 21, 2023

Keep in mind the presence of a pool could be about lot size also – not just the price range. NOTE: Please scroll down to read the other topics in this long blog post on changing real estate market, interest rate forecasts, non lender appraisals, foreclosures way down from 2008, Freddie and ANSI, unusual homes, mortgage origination stats, etc.

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Appraisal Today

OCTOBER 13, 2023

Now, we could go deep and say that there are levels within the levels, but for now we will keep it simple and explore these three main levels. I am writing two long articles for the November issue about Hybrid Desktops and Property Data Collectors. I asked my E&O company if my cost could be lowered as I am billing out much less.

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Lamacchia Realty

APRIL 15, 2022

Rates dropped to historic lows to keep buyers buying, prompting an influx of new applications and re-finances as obtaining a mortgage was more affordable than ever. Rates dropped to historic lows to keep buyers buying, prompting an influx of new applications and re-finances as obtaining a mortgage was more affordable than ever.

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Appraisal Today

JULY 28, 2023

Keeping Appraisers out of Language Purgatory Appraisers: Be Careful with Your Words! NOTE: Please scroll down to read the other topics in this long blog post on non lender appraisals, USPAP and Bias, Fannie changes, unusual homes, mortgage origination Futuristic in Folsom, CA, near Sacramento for $2,395,000 4bed 4.5+bath Pesky Words.

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Appraisal Today

AUGUST 4, 2023

In a truly Orwellian move, mortgage giant Freddie Mac recently announced its intent to censor an arbitrary collection of words such as “desirable,” “safe,” “well-kept,” “student” and “crime” when they appear, in any context, in the hundreds of thousands of appraisal reports it relies on in mortgage underwriting.

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Appraisal Today

AUGUST 5, 2022

My comments : The big push to cut down on appraisal turn times because of the appraisal shortage is Very Old News since mortgage volume has plummeted. NOTE: Please scroll down to read the other topics in this long blog post on non-lender appraisals, real estate market, unusual homes, mortgage origination stats, etc.

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Appraisal Today

JANUARY 27, 2023

The language requiring a minimum “head and shoulders” access into the attic was deleted. Also, language requiring a minimum “head and shoulders” access into the crawl space was deleted. NOTE: Please scroll down to read the other topics in this long blog post on unusual homes, mortgage origination stats, etc. per month, $24.75

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Appraisal Today

APRIL 2, 2023

NOTE: Please scroll down to read the other topics in this long blog post on Fannie Update: UAD and New “Forms”, concessions, non-lender appraisals, unusual homes, mortgage origination stats, etc. Technical specifications – for all stakeholders, but especially for organizations that will develop the new appraisal report (e.g.,

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Appraisal Today

JUNE 17, 2022

NOTE: Please scroll down to read the other topics in this long blog post on real estate market, USPAP and contracts, unusual homes, mortgage origination stats, etc. ==. It looks like the change is starting because of increasing mortgage interest rates. I have included some of the articles below. Lower inflation?

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Will Springer Realtor

NOVEMBER 2, 2021

Rates are determined by the age and condition of the structure and location of the property, with homes built since 1990 having stronger seismic standards and typically lower rates. After a major jolt, residents should immediately turn off water to the building/home to help keep water closest to the tap clean.

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Appraisal Today

FEBRUARY 24, 2023

NOTE: Please scroll down to read the other topics in this long blog post – Bias, Cost cutting, slow business, unusual homes, mortgage origination stats, etc. AMCs had taken over the mortgage-lending work. In 1986, when I started my business, there were very few appraisers left, as interest rates were 18%+ in the early 1980s.

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Assurance Financial

SEPTEMBER 28, 2021

This rate is below earlier generations, but it is growing as millennials increase in age. The homeownership rate three years ago was only 40%. The current homeownership rate for Generation X is 69.1% and the rate for baby boomers is 78.8%. Even so, millennials account for more than half of all new mortgages.

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Appraisal Today

JULY 22, 2022

NOTE: Please scroll down to read the other topics in this long blog post on sex dungeon, appraisal violations, complaints, liability, unusual homes, mortgage origination stats, etc. They keep being repeated in lists of violations over and over for many years.Getting too many ad-only emails? =. Excerpt: Price: $345,000.

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Will Springer Realtor

OCTOBER 11, 2022

At what point will mortgage interest rates peak? Seriously though, there must be a ceiling to rising rates that have all but extinguished a robust housing market. While investors of mortgaged securities help dictate their interest rates, the Federal Reserve is behind the scenes influencing the overall lending environment.

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