Remove articles why-do-mortgage-rates-need-to-cool-down
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Why do mortgage rates need to cool down?

Housing Wire

HousingWire Lead Analyst Logan Mohtashami joins the HousingWire Daily podcast to talk about why low mortgage rates need to end. During the interview, HW+ Managing Editor Brena Nath interviews Mohtashami on his most recent article , “We need higher mortgage rates to cool the housing market.”.

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Think US home prices are high? At least we aren’t Canada

Housing Wire

To persuade people of this, probably one of the most important articles I have ever written in my life was in 2019, titled: Housing Bubble 2019? housing market is more tied to mortgage buyers. We are a monster compared to them in population and the majority of homebuyers in America use mortgages. Home prices in the U.S.

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Is the Dallas Fed right to label this a housing bubble?

Housing Wire

The Dallas Fed on Thursday published an article titled: Real-Time Market Monitoring Finds Signs Of a Brewing U.S. My rule of thumb has always been, if you’re going to use the phrase housing bubble, you need to point to when the bubble started, because a bubble means that prices would fall back to some earlier point in time.

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Will the housing inventory crisis end this year?

Housing Wire

In this HW+ Slack Q&A , Lead Analyst Logan Mohtashami gives the inside scoop on where rates are headed, whether or not he has updates to his 2022 forecast and more. As a member of HW+, you can us join for regular 30-minute Slack Q&As, where we invite the HW Media newsroom to break down the hottest topics in the industry.

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Will we start 2022 with all-time lows in housing inventory?

Housing Wire

While the rate of growth of home prices is cooling off (the S&P CoreLogic Case-Shiller Home Price Index typically lags), it’s still at a very unhealthy level for me. Not even 5% mortgage rates in 2018 budged this data line too much. 2020 and 2021 easily each have over 6.2 million new and existing home sales combined.

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If You’re Using Zillow Sales to Price Per Square Foot…You’ll Probably Be Low!

Cleveland Appraisal Blog

I know, I know… In previous articles, I have exposed the lack of accuracy with their Zestimates. However, when it comes to a data source, I do find that Zillow offers great information for the public. They inquire as to why I didn’t use them. Zillow has data that can be very helpful. Good thinking!

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What’s The Leaven Causing Home Prices to Rise Today?

Cleveland Appraisal Blog

Pretty cool! It only takes a few bad appraisers doing this kind of thing to cause home prices to artificially inflate. I remember loan officers telling me that I needed to be “creative” with my appraisals. When baking, there are different ingredients that are used that will make the dough rise. How does yeast work?

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