Remove articles opinion-putting-the-housing-market-into-perspective
article thumbnail

The American dream and the affordability crisis

Housing Wire

Because homeownership is traditionally considered one of the surest routes upward in a socially mobile society and the primary means by which Americans accumulate wealth, the inability to buy a home puts much more than just the real estate market in jeopardy. What is the “American Dream?” A crisis of affordability.

article thumbnail

VA Approves Desktops and Exterior-Only Appraisals

Appraisal Today

The use of a Desktop Appraisal may allow an appraiser from outside the market area, but with appropriate credentials for the jurisdiction of the property, to complete the assignment when no local VA fee panel appraiser is available.”. “The House with trees growing inside! Appraisal Assignment Waterfall. To read it, click here.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Is there racial bias baked into GSE underwriting?

Housing Wire

A recent syndicated article on racial bias from The Markup on racial bias, published by ABC news, AP, Market Watch and more, has drawn a great deal of attention from trade groups, policy makers and housing advocates with support from some and attacks from others. First , I take issue with the article for a few reasons.

Mortgage 414
article thumbnail

Houston Housing Market Forecast: Current Data & 2021 Predictions

Houston Properties

Houston Housing Market Forecast: Current Data & 2021 Predictions. Concerned about a housing market crash? SUMMARY: Coming off a record year, the Houston real estate market started 2021 in a seller’s market. Get a free home valuation for your house and trends in your neighborhood. Need To Sell?

article thumbnail

2024 Updated UAD and URAR – What does It Mean for You?

Appraisal Today

2024 Updated UAD and URAR – What does It Mean for You? The Appraisal World Is Changing January 25, 2024 Excerpts: There has been a lot of talk about the Uniform Appraisal Dataset (UAD) and Uniform Residential Appraisal Report (URAR) redesign initiative, and how it will make life easier for appraisers. What exactly does this mean?

article thumbnail

Fannie Mae Takes A Closer Look at Appraisals

Appraisal Today

Failure to make appropriate time/market adjustments (positive or negative). Square footage costs and depreciation based more on opinion than reality. Sins of the Past Are Back to Haunt Appraisers. Fannie Mae Takes A Closer Look at Appraisals. By Richard Hagar, SRA. Excerpts: In the recent past, when appraisers were swamped.