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Is There a Loan Conditions Adjustment?

George Dell

Appraisers have adjustments for “market conditions” and “sale conditions.” Why not “loan conditions?” Read Part I here Loan Conditions. Market conditions, for any particular market, price levels – trend together. The post Is There a Loan Conditions Adjustment?

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The American Dream and Bias in Loans?

George Dell

Do we need a “loan conditions” adjustment? Loan conditions have nothing to do with ‘financing’ adjustments as we know them! So how might loan conditions affect “market value”? Financing conditions are often related to motivation in sale […]. Is there bias in the American Dream?

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Fintech Milo unveils crypto-mortgage refis

Housing Wire

The new offering comes five months after the fintech’s 30-year crypto-mortgage purchase product came to market and reached $10 million in origination volume. HousingWire first reported on the lender’s plans to debut refinancing products at the beginning of July. .

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When & How do Appraiser’s Adjust for Age?

Cleveland Appraisal Blog

Like most aspects of an appraisal, things seem easy. Last week, a real estate agent asked me about how appraisers adjust for age. Subsequently, a new home typically has a higher market value than one that has already been lived in. Getting back to effective age, the effective age of a home is estimated by the appraiser.

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