article thumbnail

How About Loan Conditions?

George Dell

How about “loan conditions”? The post How About Loan Conditions? The post How About Loan Conditions? Clients only need a value in order to quantify risk. Is this scary? Editor’s Note: This post is an intersection of Modernization and Risk. Historical value may only be relevant to #3.

article thumbnail

Is There a Loan Conditions Adjustment?

George Dell

Appraisers have adjustments for “market conditions” and “sale conditions.” Why not “loan conditions?” Read Part I here Loan Conditions. Market conditions, for any particular market, price levels – trend together. The post Is There a Loan Conditions Adjustment?

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Lender Toolkit and Reggora partner to streamline mortgage underwriting

Housing Wire

Automated mortgage technology provider Lender Toolkit announced this week that it has integrated with Reggora , an appraisal management software company that focuses on modernizing residential real estate valuations for mortgage lenders. That savings can be passed on to borrowers.” That savings can be passed on to borrowers.”

Mortgage 301
article thumbnail

The American Dream and Bias in Loans?

George Dell

Do we need a “loan conditions” adjustment? Loan conditions have nothing to do with ‘financing’ adjustments as we know them! So how might loan conditions affect “market value”? Financing conditions are often related to motivation in sale […]. The post The American Dream and Bias in Loans?

article thumbnail

Fintech Milo unveils crypto-mortgage refis

Housing Wire

” Milo is offering a cash-out refinance, a product that allows clients to replace their current mortgages with a new one to take advantage of better loan conditions, such as lower rates and longer terms, and withdraw a portion of the home equity in a lump sum.

Mortgage 430
article thumbnail

When & How do Appraiser’s Adjust for Age?

Cleveland Appraisal Blog

Like most aspects of an appraisal, things seem easy. Last week, a real estate agent asked me about how appraisers adjust for age. That difference is often reflected in an appraisal report with a condition adjustment or effective age adjustment rather than an age adjustment. That is, until one takes a closer look.

Appraisal 223