Appraisal Today

APRIL 26, 2024

What should appraisers look for in a sales contract? NOTE: Please scroll down to read the other topics in this long blog post on agent concessions, History of appraisal bias back to 1930s, “one mile” rule and bias, unusual homes, mortgage origination stats, etc. The One-Mile Rule: Prudent Policy or Modern Day Redlining?

Appraisal 77

Appraisal Real Estate Real Estate Agent Contracts 77

Appraisal Today

APRIL 19, 2024

NOTE: Please scroll down to read the other topics in this long blog post on non-lender appraisals, forms to reports modernization, AMCs, earthquake risk, unusual homes, mortgage origination stats, etc. == == Rare Coastal Contemporary Manchester, MA, for $9M Excerpts: 5 bedroom, 4.5 Mortgage applications increased 3.3

Appraisal 68

Appraisal Contracts Valuation Design 68

Housing Wire

OCTOBER 12, 2022

The forecast for the housing market in 2023 gets worse by the month, with the latest report predicting a million-plus decline in existing home sales. The latest forecast also projects total mortgage origination activity at $1.6 The mortgage market is projected to slip further to $1.3 million in 2023. Presented by: Polly.

Contracts 414

Contracts Modernization Housing Market Mortgage 414

Appraisal Today

AUGUST 4, 2023

In a truly Orwellian move, mortgage giant Freddie Mac recently announced its intent to censor an arbitrary collection of words such as “desirable,” “safe,” “well-kept,” “student” and “crime” when they appear, in any context, in the hundreds of thousands of appraisal reports it relies on in mortgage underwriting. They really help.

Appraisal 72

Appraisal Business Contracts Real Estate 72

Appraisal Today

APRIL 5, 2024

NOTE: Please scroll down to read the other topics in this long blog post on appraiser discrimination lawsuit, waivers, staying positive with slow business, appraiser’s economic forecast, unusual homes, mortgage origination stats, etc. Upon arrival, you’re greeted by a lavish motor court leading to timeless modern architecture.

Appraisal 77

Appraisal Contracts Business Construction 77

Appraisal Today

AUGUST 18, 2023

If you are a paid subscriber and did not get the August 2023 issue emailed on Tuesday, August 2, please email info@appraisaltoday.com , and we will send it to you!! With the GSE appraisal modernization program, appraisers will more likely be asked to complete desktop or hybrid appraisal assignments in the future.

Appraisal 75

Appraisal Contracts Inspection Real Estate 75

Appraisal Today

JANUARY 20, 2023

NOTE: Please scroll down to read the other topics in this long blog post on AMC fees, Real estate forecast, Google Business Profile, unusual homes, mortgage origination stats, etc. Direct lender (and mortgage broker) fees had slight declines and increases, whatever happened to the number of originations. =

Appraisal 52

Appraisal Contracts Sellers Business 52

Appraisal Today

JULY 7, 2023

Everything has been fully modernized. Doom and Mental Health June 28, 2023 By Ryan Lundquist Excerpts: A meme I shared this week as I talked about the concept of a forever home. in May 2023 marginally increased by 0.2% After her death, it was reportedly sold for $7.5 million in a private transaction to timber tycoon John Rudey.

Appraisal 77

Appraisal Real Estate Contracts Mortgage 77

Appraisal Today

OCTOBER 27, 2023

I’m always looking for something new ;> If you are a paid subscriber and did not get the October 2023 issue emailed on Monday, October 2, please email info@appraisaltoday.com , and we will send it to you!! Gavin Newsom has signed into law Assembly Bill 1033 on October 11, 2023. Or hit the reply button.

Property Appraisal 72

Property Appraisal Appraisal Business Contracts 72

Appraisal Today

APRIL 21, 2023

Despite the fresh coat of paint and a small but modernized kitchen and bath, the home retains many of its original features, including the loft bedroom, where the school’s headmistress once slept. Among the DOJ’s findings, from 2015 to 2021, all but one of the 101 mortgage lenders PNB employed in the lending area were white.

Appraisal 52

Appraisal Contracts Modernization Mortgage 52

Appraisal Today

JANUARY 27, 2023

Appraisal Changes By Dan Bradley Excerpts: On January 18, 2023, HUD issued an announcement regarding revisions made to Handbook 4000.1. The changes outlined in the Handbook may be implemented immediately but must be implemented for FHA cases assigned on or after April 18, 2023. FHA Handbook 4000.1 so you can skip over most of it.

Appraisal 52

Appraisal Contracts Transportation Real Estate 52

Appraisal Today

DECEMBER 16, 2022

Industry Insider Insight on Risk and Modernization. Excerpts: The Collateral Risk Network (CRN) met in Sarasota on December 6th to discuss a variety of issues ranging from appraisal turn times to Fannie Mae’s economic outlook for 2023. Fannie New Appraisal Form Modernization. Mortgage applications increased 3.2

Modernization 52

Modernization Appraisal Contracts Real Estate 52

Appraisal Today

FEBRUARY 23, 2024

NOTE: Please scroll down to read the other topics in this long blog post on residential fee appraiser testifies at bias hearing, what happens to Fannie complaints, Why I love real estate appraising, unusual homes, mortgage origination stats, etc. == Concrete Chateau Artisan Rising From a Lake in Miami FL Is Available for $21.8M

Appraisal 68

Appraisal Real Estate Contracts Reconsideration of Value 68

Appraisal Today

MAY 19, 2023

NOTE: Please scroll down to read the other topics in this long blog post on hybrid appraisals, business tips, UAD info from Freddie, Fannie modernization, non-lender appraisals, unusual homes, mortgage origination stats, etc. = If you started appraising before AMCs took over, such as mortgage brokers, you had to do some marketing.

Appraisal 52

Appraisal Business Contracts Real Estate 52

Appraisal Today

FEBRUARY 24, 2023

NOTE: Please scroll down to read the other topics in this long blog post – Bias, Cost cutting, slow business, unusual homes, mortgage origination stats, etc. AMCs had taken over the mortgage-lending work. The January 2023 issue of Appraisal Today had “Book Review – Identifying Residential Architectural Styles by Marc Nadeau.”

Appraisal 52

Appraisal Architecture Valuation Business 52

Appraisal Today

SEPTEMBER 8, 2023

First finished homes projected to be finished in September, 2023.What What Fannie Says About 3d Printed Homes in Announcement SEL-2023-08September 6, 20233D printed homes are an innovative building technique that brings efficiency and potential cost savings to new home construction. What Can We Do?

Appraisal 81

Appraisal Contracts Business Construction 81

Appraisal Today

MAY 26, 2023

NOTE: Please scroll down to read the other topics in this long blog post on appraisal “modernization”, bias hearing, bad appraiser, USPAP, unusual homes, mortgage origination stats, etc. == Appraiser pleads guilty in $1.3B Some appraisers feel that lenders should not provide them with the purchase and sale contract.

Easement 52

Easement Contracts Appraisal Inspection 52

Appraisal Today

FEBRUARY 16, 2024

NOTE: Please scroll down to read the other topics in this long blog post on appraiser fights back against bias accusation, ok behavior when taking Zoom CE classes, estate appraisal liability issues, unusual homes, mortgage origination stats, etc. = in October 2023. acres of coastal land. Few appraisers do both in my area.

Appraisal 81

Appraisal Contracts Training Architecture 81

Appraisal Today

NOVEMBER 17, 2023

NOTE: Please scroll down to read the other topics in this long blog post on Liability, Bias, reviewers with little experience, GSE modernization, unusual homes, mortgage origination stats, etc. acre lot A spectacular midcentury modern home, cantilevered 16 feet in the air, recently hit the market for $3 million in Oakland, CA.

Appraisal 70

Appraisal Modernization Training Business 70

Appraisal Today

JANUARY 26, 2024

NOTE: Please scroll down to read the other topics in this long blog post on forecasts for mortgage rates, a look back at the 80s a very similar mortgage market, appraising in a changing market, unusual homes, mortgage origination stats, etc. == A Redesigned $48.5M Worried we did not have enough money for mortgage payments.

Contracts 85

Contracts Appraisal Mortgage Inspection 85

Appraisal Today

OCTOBER 13, 2023

To read more click here My comment : I Want It!!! == USPAP 2024: The Changes Appraisers Need to Know By: Dan Bradley October 6, 2023 Excerpts: On May 5, 2023, the Appraisal Standards Board (ASB) voted to adopt changes to the Uniform Standards of Professional Appraisal Practice (USPAP). percent from one week earlier WASHINGTON, D.C.

Appraisal 81

Appraisal Law Contracts Business 81

Appraisal Today

NOVEMBER 10, 2023

NOTE: Please scroll down to read the other topics in this long blog post on effect of low rates on existing home loans, Liability, Bias, FHA manufactured home changes, unusual homes, mortgage origination stats, etc. addition in 2011 expanded its footprint and modernized its features also adding a 4-car garage. Or hit the reply button.

Appraisal 63

Appraisal Contracts Design Mortgage 63

Appraisal Today

DECEMBER 23, 2022

NOTE: Please scroll down to read the other topics in this long blog post on unusual homes, mortgage origination stats, etc. NOTE: Please scroll down to read the other topics in this long blog post on mortgage rate forecast, Humor, adjustments, George Dell, unusual homes, mortgage origination stats, etc. ==. Very funny!!

Appraisal 52

Appraisal Contracts Mortgage Modernization 52

Appraisal Today

FEBRUARY 9, 2024

Appraisers Riding the Waves of Up and Down Mortgage Rates Appraisal Business Tips Humor for Appraisers Click here to subscribe to our FREE weekly appraiser email newsletter and get the latest appraisal news!! Acre lot, built in 2023 as a spec home. Acre lot, built in 2023 as a spec home. Mortgage applications increased 3.7

Appraisal 81

Appraisal Contracts Insurance Construction 81

Appraisal Today

SEPTEMBER 29, 2023

NOTE: Please scroll down to read the other topics in this long blog post on non-lender appraisals, VA, flood and fires no insurance, retirement, few lender appraisals, unusual homes, mortgage origination $22M Modern Mansion on 130 Acres in Napa Has Its Own Cabernet Vineyard Excerpts: 6 bedrooms, 6.5+ Risk to Home Values.

Insurance 79

Insurance Appraisal Contracts Mortgage 79

Will Springer Realtor

JANUARY 9, 2024

The past year witnessed a financial rollercoaster, with interest rates fluctuating between 5.99% and 8.03% for conventional 30-year mortgages, according to Mortgage News Daily. Treasurys and mortgage-backed securities. At the same time, many homeowners are sitting comfortably with low mortgage rates. But by how much?

Mortgage 36

Mortgage Real Estate Law Lending 36

Appraisal Today

SEPTEMBER 1, 2023

NOTE: Please scroll down to read the other topics in this long blog post on MLS hacked, Wells Fargo discrimination, unusual homes, mortgage origination = $274K Bedford, Pennsylvania Mansion Comes With Its Own Jail Excerpts: 5 bedroom, 1.5+ Mortgage applications increased 2.3 August 30, 2023) — Mortgage applications increased 2.3

Appraisal 79

Appraisal Contracts Mortgage Real Estate 79

Appraisal Today

NOVEMBER 20, 2022

FNMA indicates that their 2022 lending volume is down 47% from 2021 and is expected to drop by another 50% in 2023. NOTE: Please scroll down to read the other topics in this long blog post on State board complaints, non-lender appraisals, mortgage forecast, real estate market changes, unusual homes, mortgage origination stats, etc. ==.

Appraisal 52

Appraisal Real Estate Agent Real Estate Contracts 52

Will Springer Realtor

MAY 13, 2024

In March 2023, we had an undersupply of 1.7M home sales in 2023, the highest level since 2014. MAY HOUSING UPDATE Even after a few weeks of mortgage rate jumps, the Seattle/King County housing market is displaying surprising strength. We are now experiencing historic shortages. Prices rose, too, to near-record highs.

HOA 36

HOA Transportation Construction Buyers 36

Will Springer Realtor

OCTOBER 11, 2023

People are also looking into other options like renegotiating contracts, deciding which projects are most important, making their buildings more energy-efficient, and using money they’ve saved up just for emergencies. ———– Queen Anne has a new neighbor that blends elements of the past with modern design.

Law 36

Law Development Design Government 36

Will Springer Realtor

APRIL 11, 2022

Mortgage rates have risen by about 1.6 Rates have a small chance to top out before hitting 5% and a good chance of topping out before hitting 6%,” said Matthew Graham, chief operating officer at Mortgage News Daily. “It An $800,000 mortgage last year at 3% would require a monthly payment of about $3373. That is not true.”.

Construction 36

Construction Development Inventory Buyers 36

Will Springer Realtor

OCTOBER 11, 2022

At what point will mortgage interest rates peak? While investors of mortgaged securities help dictate their interest rates, the Federal Reserve is behind the scenes influencing the overall lending environment. When you raise [mortgage] rates to the point they’re at today, it breaks the back of housing.”.

Housing Market 36

Housing Market Marketing Buyers Real Estate 36

Housing Wire

JUNE 14, 2022

Starting in 2023, Freddie Mac said it will look at expanding the use of its automated collateral evaluation for mortgages with loan to value ratios greater than 80% through a targeted lending program. Fannie Mae also included efforts to “modernize” appraisals in its equity plans.

Appraisal 322

Appraisal Valuation Inspection Law 322

Will Springer Realtor

NOVEMBER 10, 2023

In a colorful April 2023 segment , Oliver said: “When you introduce for-profit companies to find problems in your neighborhood, things can change fast. That’s when the building developer offers to “buy down” the mortgage interest rate as part of a promotion to keep homes selling in this less-than-friendly housing environment.

HOA 36

HOA Buyers Law Supply Chain 36

Will Springer Realtor

JUNE 9, 2023

mortgage holders considered “equity rich” – with 50% or more equity in their homes – fell in Q1 to 47.2% mortgage holders considered “equity rich” – with 50% or more equity in their homes – fell in Q1 to 47.2% of mortgage holders in our state are equity rich, down from 58.5% JUNE HOUSING UPDATE Home prices and mortgage rates.

Buyers 36

Buyers Transportation Housing Market Law 36

Will Springer Realtor

JULY 9, 2021

A new door improves curb appeal, adds modern technology to the house and, based on my observations, doesn’t make as much noise as older models! Among non-Hispanic white households, 44% have sufficient income to qualify for a mortgage using standard underwriting criteria. of all mortgaged properties, were in negative equity.

Buyers 36

Buyers Development Transportation Inventory 36

Appraisal Today

MAY 5, 2023

NOTE: Please scroll down to read the other topics in this long blog post on Appraisal Institute President, non-lender appraisals, Changing state appraisal laws, Fannie modernization, unusual homes, mortgage origination stats, etc. Mortgage applications decreased 1.2 The refinance share of mortgage activity increased to 27.2

Appraisal 52

Appraisal Contracts Architecture Law 52