Housing Wire

JANUARY 8, 2025

Detroit-based Ally Financial exited the mortgage business in 2012, reentered in 2016 with the launch of its direct-to-consumer mortgage platform, Ally Home, and went fully digital in 2019 through a partnership with Better.com.

Business 400

Business Mortgage Loan Officers Investing 400

Housing Wire

MAY 20, 2025

House prices nationally reached another record high in April, but the annual growth rate has slowed to its lowest level since 2012, underscoring the ongoing rebalancing in the market, said Mark Fleming , chief economist at First American. percentage points, from +0.5%

Inventory 402

Inventory Marketing Mortgage Housing Market 402

Appraisal Buzz

FEBRUARY 11, 2025

In March 2012, the index was benchmarked at 100. The Conforming and Jumbo indices have the same base levels as the Total MCAI (March 2012=100), while the Conventional and Government indices have adjusted base levels in March 2012. In January, the MCAI increased by 2.5% among the Conventional MCAIs component indices.

Mortgage 259

Mortgage Government Lending Technology 259

Housing Wire

NOVEMBER 14, 2024

He was then replaced by William Chang, who had joined the company in 2012 after 13 years at Credit Suisse. During that time, he helped with credit risk transfer transactions and the first mortgage servicing rights (MSR) securitizations. In October, Chang stepped down and was succeeded by Mark Elbaum.

Mortgage 370

Mortgage Loan Officers Investing Finance 370

Housing Wire

DECEMBER 17, 2024

Pete Stebbins, 90, initially joined Fairway in 2012 and currently works as director of business development in the companys Madison, Wisconsin, office. The reverse mortgage division of Fairway Independent Mortgage Corp.

Real Estate Agent 386

Real Estate Agent Lending Real Estate Insurance 386

Appraisal Buzz

DECEMBER 6, 2024

in 2012 to 57.4% Research indicates that rising land prices have significantly outpaced the appreciation of home structures, contributing to a disparity in overall value growth. Land costs now comprise a larger share of home values, increasing from 35.7% in 2023, according to American Enterprise Institute data.

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Law Valuation Home Value Government 397

Housing Wire

DECEMBER 11, 2024

Lindblom also spent five years at Stearns Wholesale between 2012 and 2017 as the managing director of national fulfillment and operations. Lindblom has also held the COO post at First Guaranty Mortgage Corp., Glenn Stearns Kind Lending and Planet Home Lending.

Mortgage 370

Mortgage Lending 370

Appraisal Buzz

JANUARY 10, 2025

In March 2012, the index was benchmarked at 100. In December, the MCAI increased by 0.7% While an increase in the index signifies loosening credit, a decrease in the MCAI suggests tightening lending rules. The Government MCAI did not change, however the Conventional MCAI rose by 1.3%. The Conforming MCAI decreased by 0.7

Mortgage 393

Mortgage Government Lending Technology 393

Housing Wire

NOVEMBER 15, 2024

Daimler joined Zillow through its acquisition of Buyfolio in 2012. The leadership changes at Zillow are continuing. On Thursday the firm announced that Zillow Group President Susan Daimler is stepping down. She has served as Zillow’s president since 2018.

Real Estate 370

Real Estate Modernization Agents Investing 370

Appraisal Buzz

OCTOBER 14, 2024

The gap was as wide as 18% in 2012, following the global financial crisis of 2007–2009, when many minority communities were hit especially hard, setting back progress by several years. Hispanic-owned homes are currently worth 11.9% less than homes owned by non-Hispanic white households, down from 12.1% last year and a recent high of 12.4%

Home Value 394

Home Value Construction Buyers Mortgage 394

Housing Wire

FEBRUARY 12, 2025

After entering the scene in 2012, the company grew by 300% in its first year. The company added Circa Properties , another boutique brokerage with a strong local presence, but the merger is more about alignment than anything else, according to RedKey leaders. RedKey Realty is the top independent real estate agency in St.

Realty 366

Realty Brokerage Real Estate Agents 366

Housing Wire

JANUARY 27, 2025

The Federal Communications Commission (FCC) first established that companies and individuals sending marketing calls or texts must have prior express written consent before issuing a call or a text in 2012.

Real Estate Agent 338

Real Estate Agent Real Estate Insurance Agents 338

Appraisal Buzz

OCTOBER 24, 2024

Jumbo loans fell 7 percentage points over a 12-month period to 18 percent in May 2020, the lowest market share since 2012. Jumbo Loan Markets See Decline in Growth The jumbo mortgage market shrank in the early months of the epidemic for both buy and refinance loans, according to a detailed examination of CoreLogic data.

Mortgage 370

Mortgage Marketing Appraisal 370

Housing Wire

NOVEMBER 8, 2024

The incident allegedly occurred in 2012. In July, Tal Alexander denied the allegations in a suit filed by Angelica Parker that accused him and younger brother Alon of drugging and raping Parker while Oren watched. At the end of June, Tal and Oren Alexander took leaves of absence from Official Partners.

Legal Fees 370

Legal Fees Real Estate Legal Brokerage 370

Appraisal Buzz

OCTOBER 15, 2024

In March 2012, the index was benchmarked at 100. Key Findings from the Mortgage Credit Availability Index: In September, the MCAI dropped by 0.5% While increases in the index point to looser credit, a decrease in the MCAI suggests tighter lending requirements. The Government MCAI grew by 0.8%, while the Conventional MCAI fell by 1.7%.

Mortgage 387

Mortgage Government Lending Construction 387

Appraisal Buzz

MARCH 17, 2025

In March 2012, the index was benchmarked at 100. Note: The Conforming and Jumbo indices have the same base levels as the Total MCAI (March 2012=100), while the Conventional and Government indices have adjusted base levels in March 2012. In February, the MCAI increased by 1.4% To read the full report, click here.

Buyers 221

Buyers Mortgage Government Lending 221

Housing Wire

OCTOBER 29, 2024

Home prices have increased each year since 2012, so even for someone who purchased a home in 2006 and saw significant depreciation due to the housing crisis, their financial gains have outpaced those of the U.S. This equated to homes being 9.2% First American also noted the benefits tied to rising levels of home equity. renter population.

Mortgage 425

Mortgage Buyers Tools Sellers 425

Inman

OCTOBER 31, 2024

percent in 2012, according to an analysis from Redfin released Wednesday. percent of renter households currently pay less than $1,000 in monthly rent — a sharp decline from 35.2 percent in 2022 and 50.4

Marketing 183

Marketing 183

Appraisal Buzz

NOVEMBER 26, 2024

housing market experienced positive annual appreciation each quarter since the start of 2012. “While house prices continued to increase because housing demand outpaced the locked-in housing supply, elevated house prices and mortgage rates likely contributed to the slowdown in price growth.” In Q3, the FHFA found that the U.S. Delaware: 8.5%

Home Value 418

Home Value Finance Housing Market Mortgage 418

Housing Wire

NOVEMBER 15, 2024

We had multiple refinancing waves in 2012, 2016, 2020 and 2021. None of that action has been happening for 14 years because the credit market changed after the 2010 qualified mortgage rule. Now, most loans are 30-year-fixed mortgages and people’s wages rise almost every year. Foreclosure data fell quarter to quarter in Q3.

New Listings 517

New Listings Sellers Mortgage Law 517

Housing Wire

NOVEMBER 4, 2024

In 2012, 59% of homebuyers had no children under the age of 18. This movement is more dramatic among first-time buyers, with the share of homes bought by single women rising from 19% in 2022 to 24% now, while the share bought by single men dropped from 18% to 12%. Homebuyers are increasingly childless. That number now sits at 73%.

Real Estate Agent 327

Real Estate Agent Buyers Sellers Realtors 327

Housing Wire

MAY 22, 2025

Except for a brief dip in 2023, home prices have increased on a yearly basis since 2012, driven by a prolonged sellers market. The company also expects mortgage rates to remain elevated near 7% through the end of the year. This marks a sharp reversal from more than a decade of mostly rising prices. Existing-home sales dropped 1.1%

Sellers 392

Sellers Buyers Inventory Contracts 392

Appraisal Buzz

DECEMBER 10, 2024

The index was benchmarked to 100 in March 2012. The most notable impact was on the government index, which decreased to its lowest since December 2012. Decreases in the index score indicate that lending standards are tightening, while increases in are indicative of loosening credit. Credit availability for jumbo loans decreased by 0.9%

Mortgage 195

Mortgage Government Lending Investors 195

Housing Wire

MARCH 20, 2025

Stout, a former mixed martial arts champion, embarked on his real estate career in 2012. Tim Stout represents the kind of disciplined, high-performance leadership that thrives at eXp Realty, Leo Pareja , the CEO of eXp Realty, said in a statement. His relentless drive and focus on team growth align perfectly with our mission.

Realty 320

Realty Training Real Estate Law 320

Housing Wire

NOVEMBER 14, 2024

Glenn McConnell, who served as the state’s lieutenant governor between 2012 and 2014, warned the state Legislature during his final months in office that South Carolina needed better preparation for an influx of retirees.

Transportation 370

Transportation Government Inventory Mortgage 370

Housing Wire

SEPTEMBER 30, 2024

Importantly, while the starter-home segment has become slightly more affordable in the past year, it is much less affordable than it was in the post-recession housing recovery of 2012 and in the pre-pandemic period of 2019. But in August 2019, households earned 57% more than they needed, and in August 2012, they earned 113% more.

Buyers 455

Buyers Real Estate Mortgage Brokerage 455

Appraisal Buzz

JULY 11, 2024

In March 2012, the index was benchmarked at 100. The recent growth in credit availability is encouraging, but the index is still hovering near 2012 lows. Base period and values for total index is March 31, 2012=100; Conventional March 31, 2012=73.5; Government March 31, 2012=183.5.

Mortgage 397

Mortgage Government Lending Technology 397

Housing Wire

APRIL 14, 2025

While millennials (born between 1981 and 1996) are still poised to heavily influence the market, Gen Z (born between 1997 and 2012) is demonstrating a strong desire to become homeowners. There is still a healthy appetite for homeownership in the U.S., 67% of this group say they plan to buy in 2025.

Buyers 385

Buyers Technology Loan Officers Mortgage 385

Appraisal Buzz

JUNE 10, 2025

The index was benchmarked to 100 in March 2012. A decrease in the index score indicates that lending standards are tightening, while increases in are indicative of loosening credit. Credit availability for conventional loans increased 1.6%, while credit for government loans increased by 2.9%. Credit for jumbo loans increased by 2.1%

Mortgage 195

Mortgage Government Lending Appraisal 195

Housing Wire

APRIL 9, 2025

In January 2012, MetLife exited the forward mortgage business but continued to operate as a reverse mortgage lender at that time. This represents an amount due HUD from MetLife for indemnifying and holding HUD harmless for any and all losses HUD incurs or has incurred in connection with the loan.

Mortgage 377

Mortgage Insurance Retail Legal 377

Housing Wire

MAY 9, 2025

As many as 15,000 people across Minnesota may qualify for restitution if they lost a home, business or other property due to tax forfeitures between 2012 and 2023. More than 6,000 properties statewide have already been identified as potentially eligible.

Property Taxes 335

Property Taxes Government Law Business 335

Housing Wire

JUNE 9, 2025

in 2022 – while auto loans delinquencies hit 2.0%, and student loan delinquencies (90+ days past due) soared to 20%, a level unseen since 2012. According to the Federal Reserve Bank of New York, credit card delinquency (60+ days past due) reached 3.5% in 2024 – up from 2.8% With total household debt at $18.04

Housing Market 445

Housing Market Marketing Insurance Home Value 445

Appraisal Buzz

FEBRUARY 11, 2025

The index which uses data from ICE Mortgage Technology was benchmarked to 100 in March 2012. A decrease in the index score indicates that lending standards are tightening, while increases are indicative of loosening credit. Credit availability for jumbo loans increased by 5.3%, while credit for conforming loans increased by 0.5%.

Mortgage 221

Mortgage Government Lending Technology 221

Appraisal Buzz

AUGUST 8, 2024

In March 2012, the index was benchmarked at 100. The Conforming and Jumbo indices have the same “base levels” as the Total MCAI (March 2012=100), while the Conventional and Government indices have adjusted “base levels” in March 2012. In July, the MCAI increased by 3.3% among the Conventional MCAI component indexes.

Mortgage 396

Mortgage Government Lending Construction 396

Housing Wire

APRIL 20, 2022

from 2012 to 2021. The GAO’s report said that from 2012 to 2021, 91 loans were originated in Hawaii using the program. In the entire country, 180 loan originations resulted from the program from 2012 to 2021. The GAO said that the VA lacked the staff to run the lending program and failed to inform communities that it exists.

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Government Lending Development Legal 542

Housing Wire

MARCH 5, 2025

Condo purchases hit 12-year low Investor purchases of condominiums fell 13% year over year to 8,220 units the lowest level for any fourth quarter since 2012. Seattle also saw the largest increase in investor market share, with investors buying 11.3% of homes sold in the fourth quarter of 2024, up from 9% a year earlier.

Investors 354

Investors Real Estate Investing Housing Market 354

Appraisal Buzz

JUNE 5, 2025

It was the first time since 2012 that attached homes decreased in value. Detached single-family homes saw prices rise 2.46% in March compared with a year earlier – however, attached homes posted a decrease of 0.08% annually.

Housing Market 195

Housing Market Buyers Marketing Appraisal 195