articles mortgage-demand-falls-to-lowest-level-since-1996 
Housing Wire
JANUARY 19, 2024
Since making some holiday adjustments, we have seen a seven-week positive trend in purchase apps since November. We are working in the third calendar year of great recession lows in demand, with a population of over 335 million and over 157 million people working. It happened in 2008 and then didn’t happen again until 2023.
Housing Wire
DECEMBER 20, 2021
Even in the extreme conditions of COVID-19, my general premise on housing economics predicted that the two variables with the most influence — demographics and mortgage rates — would hold up the housing market. The 10-year yield and mortgage rates. That range dictated that mortgage rates would roughly stay between 3.5%-4.75%.
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