Remove articles mortgage-applications-fall-3-3-as-interest-rates-rise
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Why fewer homes are taking a price cut, even while inventory rises

Housing Wire

While weekly inventory is still falling, we have year-over-year growth in total active listing and new listings data. This calls into question a mortgage rate lockdown, as mortgage rates are also higher year over year. Demand is rising from a low bar, and total housing inventory levels are still historically low.

Inventory 518
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Why home prices haven’t crashed even with high mortgage rates

Housing Wire

The most underreported housing story I’ve seen this year is that even with mortgage rates rising to 8%, the number of homes that took price cuts before they sold was 4% below 2022 levels. This happened even with higher home prices and higher mortgage rates in 2023. Weekly inventory change (Dec.

Mortgage 529
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HW+ Member Spotlight: Stacy Esser

Housing Wire

Below, Esser answers questions about the housing industry: HousingWire: What is your current favorite HW+ article and why? His articles are always my favorite. His recent article, “Purchase apps are at 2009 level: where’s the inventory?” His recent article, “Purchase apps are at 2009 level: where’s the inventory?”

Sellers 397
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OK to average adjusted comps on appraisals?

Appraisal Today

NOTE: Please scroll down to read the other topics in this long blog post on Non-lender appraisals, dealing with lender hassles, real estate market, unusual homes, mortgage origination stats, etc. = $36M Beachfront Beauty on Maui Hawaii Excerpts: What exactly makes this oceanside manse on Maui so desirable? Newsletters start with “Newz.”

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Appraiser Has Very Big Problems With Borrower

Appraisal Today

NOTE: Please scroll down to read the other topics in this long blog post on non-lender appraisals, and types of bias, Scams on black homes, unusual homes, mortgage origination stats, etc. For the sake of simplicity, this article touches on merely three such biases: anchoring bias, selection bias, and confirmation bias. Built in 1970.

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Appraisal Institute Counters Flawed Appraiser Bias Narrative

Appraisal Today

I have been reading Cyndi Chance’s emails to members and following her activities to reach out to local chapters since she started last fall. There are 12 principal forms used for a mortgage origination appraisal. These forms became fixed in the mortgage industry and have remained the standard for decades. bath, 5,258 sq.ft.

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VA Update for Appraisers

Appraisal Today

I wrote a long article about VA in the past, available to paid subscribers. NOTE: Please scroll down to read the other topics in this long blog post on real estate market, mortgage forecast, Halloween haunted homes, unusual homes, mortgage origination stats, etc. Maybe now buyers would be less interested in haunted houses.