articles did-we-reach-the-peak-for-mortgage-rates-this-year 
Housing Wire
DECEMBER 30, 2023
Going into 2023, people thought housing inventory would skyrocket, home prices would crash, and we would see the housing market of 2008 all over again. We created this weekly tracker at the end of 2022 to give people a live weekly outlook on everything that drives the housing market and which factors to follow.
Housing Wire
NOVEMBER 9, 2022
Understanding this data line and what it is trying to tell you will be more valuable than erroneously thinking the market is crashing and we’ll see a wave of foreclosures. In the previous expansion, one of my long-term calls was that the MBA purchase application data will never hit the volume level of 300 until the years 2020-2024.
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Housing Wire
APRIL 7, 2023
Given Friday’s job report , those who have been concerned with entrenched 1970s inflation — which would lead to double-digit mortgage rates — can put their disco shoes back in the closet. As you can see in the chart below, year-over-year wage growth peaked early in 2022 and has been in a clear downtrend for some time now.
Housing Wire
JANUARY 25, 2023
This article is part of our 2022 – 2023 Housing Market Update series. Bringing together some of the top economists and researchers in housing, the event will provide an in-depth look at the predictions for this year, along with a roundtable discussion on how these insights apply to your business. It did not hit 6.7%
Housing Wire
NOVEMBER 26, 2021
During this Thanksgiving week, we went from higher yields and the first Fed rate hike storyline to a big drop in bond yields and scary headlines on a new COVID variant, Omicron. How do we make sense of all this? Federal Reserve first rate hike? Currently, oil prices are down roughly $15 from the recent peak.
Housing Wire
DECEMBER 16, 2021
The last two years have been a wild ride. We’ve had the sharpest and yet also the shortest recession in history, record-low mortgage rates leading to record origination volumes, and record home prices as housing demand far outstripped supply.
Housing Wire
DECEMBER 20, 2021
COVID was a veritable iceberg for our ocean liner economy, but the ship did not go down! Even in the extreme conditions of COVID-19, my general premise on housing economics predicted that the two variables with the most influence — demographics and mortgage rates — would hold up the housing market. The forecast. The backstory.
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