articles demand-for-mortgages-picks-up-mba 
Housing Wire
OCTOBER 7, 2020
Don’t call it a comeback, Good demographics and low mortgage rates have been here for years, Rockin’ the bubble boys Puttin’ the bears in fear. I have used this in other articles and interviews, which runs in line with my big macro take that what drives the housing market are mortgage rates and demographics.
Housing Wire
DECEMBER 8, 2021
My biggest concern for housing in the years 2020-2024 was that if the demographic push in demand picks up and total home sales get over 6. Inventory fades in the fall and winter and picks up in summer and spring. Not even 5% mortgage rates in 2018 budged this data line too much.
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Housing Wire
NOVEMBER 9, 2022
In the previous expansion, one of my long-term calls was that the MBA purchase application data will never hit the volume level of 300 until the years 2020-2024. Credit growth in the previous expansion was going to be slow and steady until our household formation data got high enough to get demand higher. We are up 43% since 2020.
Appraisal Today
APRIL 5, 2024
That minimum standard is all well and fine until one day many months later, when an enforcement agency demands that the appraiser produce that information, usually on a tight timeline, and the information is no longer available or the source now shows different information than what was available at the time of the assignment.
Appraisal Today
JANUARY 19, 2024
The Sopranos – Lupertazzi’s Rough Up Appraiser To watch, click the video above. Members of the Lupertazzi Crime Family rough up an appraiser who is involved with Tony’s HUD scam. For the sake of simplicity, this article touches on merely three such biases: anchoring bias, selection bias, and confirmation bias.
Appraisal Today
FEBRUARY 23, 2024
But backing up, I can look at older stuff for the sake of research, but this doesn’t mean I’ll use a super old comp in a report. The truth is there are portions of 2021 and 2022 where prices are exactly the same as today too, so if I use an older comp, I don’t always need to adjust for the way the market has changed. Excerpts: 8 bedrooms, 7.5+
Housing Wire
JANUARY 12, 2022
Unfortunately, that didn’t happen and recent data shows that we are at fresh new all-time lows in housing inventory, with mortgage rates and the unemployment rate both under 4% currently. Mortgage demand needs to slow down. Demand is growing and stable, excluding the COVID-19 pause. Houston, we have a problem.
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