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FHFA issues final rule on commingled securities for GSEs

Housing Wire

The Federal Housing Finance Agency (FHFA) on Tuesday published a final rule that amends several provisions of the Enterprise Regulatory Capital Framework (ERCF) for government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac. The final rule goes into effect Apr.

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DataDigest: Goldilocks and the big IMBs

Housing Wire

The speed of the rate hikes has shrunk gain-on-sale margins because mortgage companies haven’t contracted quickly enough to offset falling demand. His prediction is that 2025 and 2026 “will be off the charts.” But servicing performance has been exceptional. That’s the trillion-dollar question for originators.

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