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The role of consumer transaction data in increasing homeownership access

Housing Wire

Luckily, advancements in evaluating consumers’ ability to repay have arrived and can enable lenders to adopt responsible and more inclusive lending practices. Fortunately, modern advancements in data intelligence offer lenders a way to reincorporate that process without all of the hassle.

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Federal agency members voice support for new CRA rules 

Housing Wire

representatives at federal agencies reinforced their support for the new rules that would modernize the Community Reinvestment Act (CRA), a few days after a federal judge in Texas granted a preliminary injunction to banking associations that seek to halt its implementation. This week in Washington, D.C.,

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7 Top-Rated Appraisal Job Aids (Free for Members)

McKissock

Commercial Real Estate Leases In this job aid, you will find a table outlining the five main types of commercial leases and the expenses that landlords and tenants usually bear according to these types of leases. This infographic showcases the 10 most common ceiling types found in historic and modern homes.

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Investor + Flippers Guide to FHA Flipping Guidelines

Listing Spark

Some of the clearest obstacles to these and other strategies are: FHA loans must be for primary residences; trying to skirt this requirement (which ties to the spirit of FHA lending) can cause problems down the line. With small multi-family homes, you can even sell a couple of the doors and keep a few to experiment with the landlord role.

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LAYERS OF UNCERTAINTY AMID JOB CUTS, OFFICE VACANCIES

Will Springer Realtor

The tech pullback will likely spell trouble for landlords in parts of the county who have struggled for years with near-empty buildings following the pandemic and a shift to hybrid work arrangements. Bedroom-sized home offices are no longer the norm in modern floor plans. in mid-2019.

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CITIES FACE DAUNTING OFFICE-VACANCY CHALLENGE

Will Springer Realtor

Data from the Federal Reserve indicates Goldman Sachs has the highest exposure to commercial loan losses at 16% of its lending total due within the next two years, followed by Morgan Stanley (14%) and Citizens (12%). 2-story, mid-century modern home in the Laurelhurst neighborhood of Seattle. I refer to these challenges as the 5 L’s.