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ALTA: Protecting property rights with title insurance

Housing Wire

For most real estate industry professionals, title insurance needs no introduction. A trusted product , title insurance has been used to protect real estate transactions and property rights for over a century. Title insurance is different than most other insurance products.

Insurance 469
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Title insurers reckon with attorney opinion letters

Housing Wire

Prior to the advent and widespread use of title insurance, before taking title to a property, the buyer required that the title be free of any rights, interests, liens or encumbrances of others for which the buyer would be responsible for. We haven’t seen any real data based on the conversation that it is going to save money.

Insurance 369
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First-Time Homebuyers Incentive Changes: What You Need to Know

D Fritz Appraisals

To qualify for the incentive, your mortgage must be greater than 80% of the value of the property subject to a real estate loan premium. Your mortgage must also be eligible for mortgage insurance through Canada Guaranty, CMHC or Sagen (previously known as Genworth.) . What Are the Updates to the First-Time Homebuyers Incentive?

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How to Avoid Capital Gains Tax on a Home Sale

Will Springer Realtor

If you or someone you know are in that situation or anticipating it, there are many strategies to help lower capital gains tax on real estate. How Cost Basis Factors into Capital Gains Tax You can think of cost basis in real estate as the total cost of buying the property.