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ALTA: Protecting property rights with title insurance

Housing Wire

There are also strict guidelines for the way title and settlement fees are disclosed to consumers and when changed circumstances allow for alterations to the disclosures. ALTA was proud to work closely with the Consumer Financial Protection Bureau (CFPB) to help develop these regulations, which went into effect in 2015.

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Title insurers reckon with attorney opinion letters

Housing Wire

When they talk about reducing closing costs for underserved communities, these people need title insurance more than anybody else because while $10,000 in legal fees may be doable for someone who owns a $4 million house, it is a struggle for someone who owns a $140,000 house.”. We are protecting the American Dream,” Tomb said.

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Streamlining subsidies to build more affordable housing

Housing Wire

To help the lowest-income families, who increasingly can’t find affordable housing in today’s market, federal, state, and local governments devote considerable resources to subsidize the development of affordable housing with below market rents. The debt load is determined by the rate of return-on-investment.

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How to Avoid Capital Gains Tax on a Home Sale

Will Springer Realtor

Of course, any harvested losses from previous years that have not been offset by gains will be applied against the current year gain,” notes McGuff, adding: “This highlights the importance of regular tax-loss harvesting in your after-tax nonretirement investment accounts throughout the year.”