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CFPB ponders how well HMDA captures discrimination

Housing Wire

The agency asks for comment on whether the HMDA rule has “brought greater transparency to the mortgage market,” and whether it helps identify possible discriminatory lending patterns and enforcement of anti-discrimination laws. The HMDA data is a crucial tool for the CFPB in constructing redlining cases.

Lending 335
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How To Appraise Rural Properties

Appraisal Today

There may be seminars available. NOTE: Please scroll down to read the other topics in this long blog post on USPAP and Personal Inspection, GSE Appraisal Modernization, Transaction costs and values including real estate commissions, unusual homes, mortgage origination stats, etc. = You may have some similar rural experience now!

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Fannie Mae Takes A Closer Look at Appraisals

Appraisal Today

FNMA indicates that their 2022 lending volume is down 47% from 2021 and is expected to drop by another 50% in 2023. I also think that now is the time to increase your appraisal skills by taking classes and seminars. . • Unsupported adjustments (adjustments based on “my 30 years in the business” instead of facts). What’s happening now.