articles for-the-first-time-in-a-year-forbearances-dip-below-4 
Housing Wire
DECEMBER 16, 2021
The last two years have been a wild ride. Nevertheless, while we view the trends described below as the most likely path for the economy and mortgage market in 2022, this news highlights the elevated level of uncertainty we’ve all been living with the past few years.
Housing Wire
DECEMBER 20, 2021
Most of the time, the economy is like a slow-moving ocean liner that changes direction gradually and without much effort. The 10-year yield and mortgage rates. For 2022, my range for the 10-year yield is 0.62%-1.94% , similar to 2021. We had a few times in the previous cycle where the 10-year yield was below 1.60% and above 3%.
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