Housing Wire

FEBRUARY 9, 2023

Northpointe Bank , a regional bank headquartered in Michigan, will walk away from its correspondent lending business to focus on its retail lending, mortgage warehouse financing division and specialty loan servicing business. The rising rate environment also had an impact on Northpointe’s origination in 2022.

Lending 353

Lending Business Retail Client Relationships 353

Housing Wire

NOVEMBER 17, 2021

Simply put, it looks at all the insured loans in the single-family business and factors in expected interest rates, home price forecast, default rates and severity rates over the entire duration of these loans, some of which will be on the books for 30 years. Just look at HUD’s own data on FHA lending: 1.

Insurance 385

Insurance Mortgage Bracketing Government 385

Housing Wire

MAY 26, 2021

After reading the recent report from the Federal Housing Finance Agency on the performance of Fannie Mae and Freddie Mac’ s credit risk transfer programs, anyone unfamiliar with the purposes of CRT might understandably conclude that the GSEs vastly overpaid capital market investors and insurance providers to transfer credit risk off their books.

Insurance 278

Insurance Investors Design Finance 278

Simonson Real Estate

JANUARY 23, 2020

1st question from all investors on NNN sales, what are sales revenue for that location? Investors want to have a stronger comfort level with the probability the tenant will renew. Any perceived climate benefits are greatly diminished by the real economic risk to business owners and investors. Lowest volume since 2013.

Real Estate 78

Real Estate Tenants Retail Valuation 78