2009 Legal Loan Officers Valuation 
AmeriMac
MARCH 15, 2024
One of the key regulatory changes was the implementation of the Home Valuation Code of Conduct (HVCC) in 2009. These guidelines aimed to address concerns about inflated property valuations and the influence of lenders on appraisers. This, in turn, helps protect both lenders and borrowers in the mortgage process.
AmeriMac
SEPTEMBER 1, 2021
Instead, it is an independent entity that works with lenders and others who need valuation services. In 2009, Freddie Mac and Fannie Mae, government housing lending institutions, the Federal Housing Finance Agency (FHFA) and the New York Attorney General got together to create the Home Valuation Code of Conduct (HVCC).
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